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THE RICHARDS GROUP - BRATTLEBORO, VT
THE RICHARDS GROUP - BRATTLEBORO, VT
Brattleboro, Vermont
Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.
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THE HILB GROUP - MANCHESTER, NH
THE HILB GROUP - MANCHESTER, NH
Merrimack, New Hampshire
The Hilb Group's office in Manchester, NH, stands as a key player in the realm of employer benefits, leveraging its larger office to provide comprehensive solutions for local and regional businesses. With a focus on medical and ancillary benefits, this office is a valuable resource, showcasing expertise in navigating the complexities of the benefits landscape. Their success stories include partnerships with top clients like Devens Treatment & Recovery Center in the individual and family services industry and the National Restaurant Association in the religious, grantmaking, civic, professional, and similar organizations sector. Managing benefits for over 340 and 270 participants, respectively, in these diverse industries underscores The Hilb Group's ability to tailor programs to meet the specific demands of each sector. The office's broad expertise extends across religious, grantmaking, civic, professional, and similar organizations, as well as individual and family services industries. As part of a regional insurance broker firm, The Hilb Group in Manchester combines local insight with the strength of a larger organization, offering employers strategic guidance and tailored solutions. With demonstrated experience in serving midsize employers, this office is a reliable partner for businesses seeking effective and personalized employer benefit solutions.
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WEBBER & GRINNELL INSURANCE - SPRINGFIELD, MA
WEBBER & GRINNELL INSURANCE - SPRINGFIELD, MA
Northampton, Massachusetts
At Webber and Grinnell Insurance Agency, Inc, we are committed to providing you with outstanding service for all of your personal and business insurance needs. We are a locally owned, independent insurance agency dedicated to finding the best coverage, at the most competitive rates, for our clients.
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NEW ENGLAND EMPLOYEE BENEFITS - CONCORD, NH
NEW ENGLAND EMPLOYEE BENEFITS - CONCORD, NH
Concord, New Hampshire
New England’s leading provider of employee benefits education, resources and networking opportunities The New England Employee Benefits Council (NEEBC) is the definitive leader in advancing knowledge and facilitating networking for employee benefit practitioners, consultants and service providers. NEEBC’s 1,250 members manage benefits for an estimated 2.5 million employees nationally. Member companies span multiple industries and range from small businesses to organizations with 50,000+ employees. NEEBC's programs help members stay current and compliant with changing regulations; optimize employee benefits programs to attract talent and improve health and wellness; and collaborate with other professionals. More than 2,000 individuals and 100 speakers participate in over 30 cutting-edge employee benefits programs annually. WHAT CAN NEEBC DO FOR YOU? Provide resources for you to become a successful expert and thought leader in your field Improve your company’s bottom line, policies and practices Share best practices and emerging trends in healthcare, technology, business, retirement, employee engagement and wellness Keep you abreast of laws, regulations and compliance issues Enhance your company’s ability to meet fiduciary responsibilities Empower more informed decision making to solve workplace issues quickly and accurately Offer opportunities for networking, professional development, mentoring, and collaborating with peers Get inspired – connect, learn, advance, succeed!
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CLARK & LAVEY BENEFITS SOLUTIONS, INC. - MANCHESTER, NH
CLARK & LAVEY BENEFITS SOLUTIONS, INC. - MANCHESTER, NH
Merrimack, New Hampshire
Clark & Lavey has been an innovator in the employee benefits market space for more than twenty years, providing clients with effective, long-term solutions to meet their health plan needs. We work with clients to control their health plan spending and provide resources that play a critical role in their success, including best-in-class HR services for compliance, technology, employee development and retention, regulatory assistance, and much more. At Clark & Lavey, our dedicated team provides a wide array of impactful resources while maintaining the personalized attention of a small agency. Through the years, we have stayed true to that vision while collectively servicing over 10,000 employers and nearly 9 million employees, representing all major market segments. As a member of Hilb Group, Clark & Lavey provides the best of both worlds: local, personal service, and the national resources of a large broker. Clark & Lavey's benefits professionals often find ways to facilitate pricing advantages that other firms miss, especially through our group health captive solution. InCap®, Clark & Lavey’s proprietary group health captive, allows firms to band together in purchasing their employee health insurance, while still maintaining their individual control. There is safety in numbers, and the risk is spread across a much larger census, driving down renewal rates and reducing exposure to the disruption of big claims. Investment and underwriting profits are also returned to their bottom lines, a bonus unavailable to those in the fully-insured marketplace. The results have consistently been positive for InCap participants. In fact, one InCap participant had both lower renewal rates and received $368,848 back to its bottom line from the most-recent pool return of more than $1.5 million. In today's fast-paced global environment, you have more challenges and demands on your time than ever before. Clark & Lavey has your benefits solutions.
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CGI BUSINESS SOLUTIONS - BOSTON, MA
CGI BUSINESS SOLUTIONS - BOSTON, MA
Auburn, New Hampshire
CGI Business Solutions is a strategic business partner offering a broad array of services. We provide a full spectrum of employee benefit planning, design and administration, customized business insurance solutions, wellness programs, technological resources, Human Capital Management and Human Resources support. CGI Business Solutions supports companies in a way that allows them to focus on what they do best - their core business.
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HUB INTERNATIONAL - MANCHESTER, NH
HUB INTERNATIONAL - MANCHESTER, NH
Manchester, New Hampshire
HUB International, a national insurance consultant, operates an office in Manchester, New Hampshire, catering to clients throughout New Hampshire, Massachusetts, and New York. While some customers have expressed lower satisfaction, it presents an opportunity to scrutinize their services when evaluating potential partners. Notably, this office has successfully collaborated with Worldwide Tech Services, a prominent employer in the computer systems design and related services industry. They worked closely with the HR and finance team to establish a customized self-funding arrangement, HMO plan, PBM, and drug plan tailored to the unique needs of their 1080 employees. In addition to their work with Worldwide Tech Services, HUB International's Manchester office serves esteemed employer clients like Cantor Fitzgerald, Elliot Health System, Henry Heywood Memorial Hospital, and Microdesk. The office has garnered extensive experience in the local market, making them one of the top brokerages in the Manchester, NH area. With a wide range of expertise across different client sizes, industries, and products, HUB International boasts one of the highest M Scores attainable. HUB International excels in various sectors, including health care and social assistance, computer systems design and related services, and offices of real estate agents and brokers. Their strong experience in working with self-funded employers, expertise in HMOs and customized client solutions, as well as their proficiency with PBMs and specialized pharmacy providers, further demonstrate their capabilities in delivering tailored insurance solutions. As you assess potential partners, HUB International's extensive experience, industry expertise, and commitment to meeting unique client needs make them a compelling choice for insurance brokerage services in the New Hampshire, Massachusetts, and New York markets.
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NEEBCO (ALERA GROUP) - CONCORD, NH
NEEBCO (ALERA GROUP) - CONCORD, NH
Concord, New Hampshire
Alera Group Inc, operating as Neebco in Concord, NH, stands out as a prominent player in the insurance brokerage landscape, especially noted for their proficiency with midsize employers. As a larger office within a local brokerage firm, they bring a blend of community-focused service and substantial resources to their clients. A hallmark of their service is their adeptness in dealing with self-funded clients, showcasing their ability to tailor solutions for diverse funding strategies. Their expertise notably shines in the depository credit intermediation industries, a sector where they have demonstrated significant experience and success. This is exemplified by their work with top customers like Bank of New Hampshire, which operates in the depository credit intermediation industry and has over 280 participants. Similarly, their collaboration with St Mary's Bank, another key player in the same industry, serving more than 210 participants, further cements their reputation in this niche. Moreover, Alera Group Inc's Neebco branch has extended its proficiency to the agencies, brokerages, and insurance related activities sector, managing substantial accounts like Long Term Care Partners, a New Hampshire-based company with over 330 participants. This diversification of clientele underscores their ability to adapt to different industry needs while maintaining high-quality service. Their strength lies in their ability to support local and regional employers, offering personalized attention and expertise. This combination of regional focus and industry-specific knowledge makes Alera Group Inc's Neebco office in Concord, NH, a noteworthy choice for employers seeking competent and experienced insurance brokerage services.
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CSONE - CONCORD, NH
CSONE - CONCORD, NH
Concord, New Hampshire
Csone is a highly experienced regional insurance consultant based in Concord, New Hampshire. They have a wide range of expertise working with clients of all sizes, including large, midsize, and small employers. Known for their exceptional knowledge and proficiency, Csone specializes in self-funded clients, HMOs, PPOs, and carving out drug and pharmacy plans. An excellent example of their work in the Concord market is their collaboration with Marquis Management, a building finishing contractors employer with 250 members. Csone partnered with their HR and finance team to develop a comprehensive insurance package that included a self-funding arrangement, HMO plan, PPO plan, and PBM and drug plan tailored to meet the unique needs of their members. Csone is recognized as one of the top brokerages in the Concord, NH market due to their extensive experience and expertise across different client sizes, industries, and insurance products. They consistently achieve one of the highest M Scores possible, reflecting their exceptional track record and commitment to providing outstanding service. With their office in Concord, Csone serves clients across multiple states, including Vermont, New Hampshire, Maine, Massachusetts, Wisconsin, Kentucky, Florida, Tennessee, Michigan, Missouri, and Georgia. They have established relationships with a range of notable employers, such as Afscme Council 93, Blue Cross & Blue Shield of Vermont, Brattleboro Memorial Hospital, and Brattleboro Retreat. Csone's strong expertise extends to various industries, including health care and social assistance, insurance-related activities, and individual and family services. Their vast knowledge and understanding of these sectors enable them to offer tailored insurance solutions that effectively address the unique challenges and requirements of their clients.
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HUB INTERNATIONAL - BENNINGTON, VT
HUB INTERNATIONAL - BENNINGTON, VT
, Vermont
Located in Bennington, VT, the HUB International office distinguishes itself as a reputable insurance broker catering to the diverse needs of local and regional employers. With a specialized focus on medical and ancillary benefits, this branch excels in delivering tailored solutions to meet the unique requirements of businesses in the area. Backed by a robust national insurance brokerage firm, this HUB International location seamlessly blends local expertise with the resources of a larger entity. Their proven track record extends to midsize employers, showcasing a nuanced understanding of the challenges and opportunities faced by businesses of this scale. One noteworthy testament to their proficiency is their successful partnership with Burr & Burton Academy, an esteemed educational institution in Vermont. Handling benefits for over 150 participants, this accomplishment underscores their prowess in the educational services industry. This is not an isolated case; the office exhibits a broad spectrum of expertise across various educational services sectors, solidifying their status as a go-to insurance broker in the region. In summary, HUB International's Bennington, VT office stands out for its localized competence, affiliation with a prominent national firm, and a successful track record of catering to the insurance needs of midsize and educational service industry employers.
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CLARK-MORTENSON AGENCY - KEENE, NH
CLARK-MORTENSON AGENCY - KEENE, NH
Keene, New Hampshire
Clark-Mortenson Insurance, situated in Keene, NH, is a notable entity in the insurance brokerage landscape, particularly known for its adept handling of midsize employer needs. As a substantial office within a local brokerage firm, they bring a wealth of experience and a personalized approach to their clientele. This office is renowned for its specialization in dealing with self-funded clients, showcasing their adaptability and knowledge in tailoring insurance solutions that align with unique employer requirements. Their expertise particularly shines in the real estate sector, where they have demonstrated significant proficiency. One of their top clients, National Field Representatives, is a key player in the activities related to real estate industry, based in New Hampshire, with over 160 participants. This collaboration highlights Clark-Mortenson Insurance's ability to handle complex and sizable accounts with finesse. The team at this office is equipped to provide comprehensive support to both local and regional employers. Their approach is not just about offering insurance solutions, but about building relationships and understanding the specific needs and challenges of each business they work with. This customer-centric attitude has earned them a reputation for reliability and thoroughness in their service delivery. Clark-Mortenson Insurance's Keene office stands out for its combination of local understanding and broad industry expertise. They are a go-to option for businesses seeking a partner who can offer in-depth knowledge, personalized service, and a strong focus on sectors like real estate. For employers in the region, this office presents a compelling choice for their insurance needs, backed by a team that is both experienced and dedicated to delivering results that matter.
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RAMON FINANCIAL SERVICES - SPRINGFIELD, MA
RAMON FINANCIAL SERVICES - SPRINGFIELD, MA
Deerfield, Massachusetts
Ramon Financial Services, nestled in Springfield, MA, boasts an impressive track record as an insurance broker specializing in employer benefits. With a keen focus on the unique needs of local and regional employers, the Springfield office stands out for its exemplary expertise in crafting comprehensive medical and ancillary benefit packages. This branch's portfolio showcases its adept handling of diverse industries, with notable clients such as Deerfield Packaging Service in the steel product manufacturing from purchased steel sector. A stalwart in the Massachusetts industry, this firm manages benefits for over 60 participants at Deerfield Packaging, demonstrating its capacity to tailor solutions to businesses of varying sizes. Operating as a crucial player in the local brokerage landscape, Ramon Financial Services has become synonymous with proficiency in the steel product manufacturing from purchased steel domain. The firm's commitment to understanding the intricacies of this industry sets it apart, providing tailored solutions that align with the unique demands of steel manufacturing businesses. Beyond its larger clientele, Ramon Financial Services also showcases its versatility by catering to the needs of small employers. This adaptability speaks volumes about the broker's commitment to inclusivity and personalized service, making it a reliable choice for businesses of all scales. In summary, this Springfield-based office is a beacon of expertise, offering tailored insurance solutions that cater to the intricacies of both large-scale and small-scale employers in the local and regional landscape.
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