Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!

Haley, Ward & Associates is a highly regarded insurance broker that caters to the needs of large and midsize employers. With a focus on exceptional customer service and expertise, they have established a strong reputation among their clients. Located in Bad Axe, Michigan, their local office is well-known for its proficiency in serving the Bad Axe market. One notable example of their successful collaboration is with Cooperative Elevator Co., a prominent employer in the warehousing and storage industry, comprising 270 members. By working closely with Cooperative Elevator Co.'s HR and finance team, Haley, Ward & Associates expertly crafted a tailored self-funding arrangement to suit the unique requirements of their members. In addition to their specialization in self-funded employers, Haley, Ward & Associates possesses comprehensive knowledge and experience across various industries. Their expertise extends to healthcare and social assistance, as well as the warehousing and storage sectors. Their commitment to providing superior insurance solutions has attracted a diverse range of clients, including well-known organizations such as Scheurer Health and Harbor Beach Community Hospital. With a wide geographic reach, this branch of Haley, Ward & Associates serves clients in Massachusetts, Arkansas, New York, California, and the District of Columbia. As one of the top brokerages in the Bad Axe, MI market, Haley, Ward & Associates continues to demonstrate their dedication to delivering top-notch insurance services while consistently exceeding client expectations.