Advisors near Bay City, Michigan
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HALEY, WARD & ASSOCIATES - BAD AXE, MI
Bad Axe, Michigan
Haley, Ward & Associates is a highly regarded insurance broker that caters to the needs of large and midsize employers. With a focus on exceptional customer service and expertise, they have established a strong reputation among their clients. Located in Bad Axe, Michigan, their local office is well-known for its proficiency in serving the Bad Axe market. One notable example of their successful collaboration is with Cooperative Elevator Co., a prominent employer in the warehousing and storage industry, comprising 270 members. By working closely with Cooperative Elevator Co.'s HR and finance team, Haley, Ward & Associates expertly crafted a tailored self-funding arrangement to suit the unique requirements of their members.
In addition to their specialization in self-funded employers, Haley, Ward & Associates possesses comprehensive knowledge and experience across various industries. Their expertise extends to healthcare and social assistance, as well as the warehousing and storage sectors. Their commitment to providing superior insurance solutions has attracted a diverse range of clients, including well-known organizations such as Scheurer Health and Harbor Beach Community Hospital. With a wide geographic reach, this branch of Haley, Ward & Associates serves clients in Massachusetts, Arkansas, New York, California, and the District of Columbia.
As one of the top brokerages in the Bad Axe, MI market, Haley, Ward & Associates continues to demonstrate their dedication to delivering top-notch insurance services while consistently exceeding client expectations.
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HALEY, WARD & ASSOCIATES - BAD AXE, MI
Bad Axe, Michigan
Haley, Ward & Associates is a highly regarded insurance broker that caters to the needs of large and midsize employers. With a focus on exceptional customer service and expertise, they have established a strong reputation among their clients. Located in Bad Axe, Michigan, their local office is well-known for its proficiency in serving the Bad Axe market. One notable example of their successful collaboration is with Cooperative Elevator Co., a prominent employer in the warehousing and storage industry, comprising 270 members. By working closely with Cooperative Elevator Co.'s HR and finance team, Haley, Ward & Associates expertly crafted a tailored self-funding arrangement to suit the unique requirements of their members.
In addition to their specialization in self-funded employers, Haley, Ward & Associates possesses comprehensive knowledge and experience across various industries. Their expertise extends to healthcare and social assistance, as well as the warehousing and storage sectors. Their commitment to providing superior insurance solutions has attracted a diverse range of clients, including well-known organizations such as Scheurer Health and Harbor Beach Community Hospital. With a wide geographic reach, this branch of Haley, Ward & Associates serves clients in Massachusetts, Arkansas, New York, California, and the District of Columbia.
As one of the top brokerages in the Bad Axe, MI market, Haley, Ward & Associates continues to demonstrate their dedication to delivering top-notch insurance services while consistently exceeding client expectations.
TOTAL BENEFIT SYSTEMS, INC - FLINT, MI
Flint, Michigan
Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance.
We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!
SAGINAW BAY UNDERWRITERS - SAGINAW, MI
Bay City, Michigan
Saginaw Bay Underwriters (SBU) is an independent insurance agency in the Great Lakes Bay Region of Michigan, offering risk advising and insurance services to businesses, employers, and individuals and families.
We use a proprietary, three-step approach called The Clear Advantage™ to ensure clear results for our clients, not just insurance.
Originally founded in 1863 to insure the lumber industry throughout the Saginaw Valley, SBU is now one of Michigan’s largest insurance agencies, serving more than 12,000 clients.
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FAQs
How can I find an insurance broker near Bay City, Michigan
Mployer lets you search for Bay City, Michigan-area insurance brokers, advisors, or consultants in one place. Narrow your results at the top of this page by M Score rating, company size, the type of insurance you're looking for, or even your industry.
How are insurance brokers in Bay City, Michigan paid?
Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.
Can I compare insurance brokers in the Bay City, Michigan area?
It can feel overwhelming to sift through the many brokers in the Bay City, Michigan area. It's why Mployer provides a free comprehensive list of all Bay City, Michigan insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.
What is the difference between an insurance broker, agent, and a consultant in Bay City, Michigan?
Insurance brokers, agents, and consultants in Bay City, Michigan all have a similar role as they help a business or individual select an insurance company and plan. Agents represent one specific insurance company only for the most part, they sell that insurance company's products. Brokers are often independent and are able to quote multiple insurance company's prices. They are usually paid through a commission from the insurance company selected. Consultants are usually brokers as well, but they work with larger companies and are paid on a fee based arrangement, similar to general management consultants. That is why they are often called consultants. You can use Mployer to find Bay City, Michigan based insurance brokers and consultants.
Should I hire an independent Bay City, Michigan insurance broker?
Finding the best insurance for your business can feel intimidating, as there are a lot of options in Bay City, Michigan. For most organizations, it's beneficial to hire an independent broker.
An insurance broker local to the Bay City, Michigan area will have familiarity to the Bay City, Michigan healthcare systems and insurance plans. This gives Bay City, Michigan insurance brokers unique insight that others from out of the area may not have. Also, independent insurance brokers are able to quote you prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.
How do I choose a benefits broker in Bay City, Michigan?
It can feel overwhelming to sift through the many brokers in the Bay City, Michigan area. That is why Mployer provides a free comprehensive list of all Bay City, Michigan insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score.
Can I change my insurance broker?
If you are currently working with a broker, it's important to know that you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate Bay City, Michigan-based insurance brokers often.
If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer provides a free list of Bay City, Michigan based insurance brokers and consultants for you to review including customer ratings and independent scores.
Will my insurance broker handle my insurance claims?
Insurance brokers in Bay City, Michigan do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and or questionable claims.
Do all Bay City, Michigan brokers have an M Score?
We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. It's calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most Bay City, Michigan-based brokers and more are being added every day.
When is the best time to shop for a new insurance broker?
Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new Bay City, Michigan-area insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer to evaluate broker options.