Cumberland Valley Ins. Mgmt. Inc. is a standalone brokerage office based in London, Kentucky. It works with mid-sized employers, with industry experience concentrated in financial activities and in restaurants, bars and accommodation services. The office places self-funded arrangements and medical coverage, along with ancillary lines, retirement plans and collectively bargained plans. Example carriers include Companion Life Insurance Company and Continental American.

BetterSource Benefits' Somerset, Kentucky office operates as part of BetterSource Benefits. Its work centers on employers in healthcare and social services, primarily mid-sized and large organizations. The office places self-funded arrangements, medical and PPO coverage, ancillary lines and retirement plans. Example carriers include Elevance, Anthem BCBS and Delta Dental.