At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 150+ locations, and 4,300 team members (and counting!). We love what we do, and it shows. We’ve been recognized as a 'best place to work' for many years running, and we’re excited about our future.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Employee Benefit Consultants, based in Bluefield, WV, is a prominent insurance broker offering comprehensive services to a diverse range of clients. With its larger office in Bluefield, the firm boasts a strong presence in the region. They have cultivated extensive expertise in partnering with self-funded clients, making them a valuable resource for local and regional employers seeking tailored insurance solutions. One notable aspect of Employee Benefit Consultants' track record is their impressive portfolio of clients. They have successfully served businesses such as Ramey Automotive in the automobile dealers industry, Lebanon Apparel Corporation in cut and sew apparel manufacturing, and Professional Personnel Services in the employment services sector. These clients, each with over 100 participants, reflect the broker's ability to cater to various industries and employer sizes. What sets Employee Benefit Consultants apart is their deep understanding of specific industries, including automobile dealers, cut and sew apparel manufacturing, and employment services. This expertise ensures that clients receive customized insurance solutions tailored to their unique needs. Operating as part of a local brokerage firm, Employee Benefit Consultants has extensive experience working with midsize and small employers. This diverse background allows them to offer specialized guidance and insurance options that align with the specific challenges and goals of their clients. In summary, Employee Benefit Consultants' Bluefield, WV location is a trusted insurance broker with a strong regional presence, a history of success with diverse clients, and specialized industry knowledge, making them a valuable partner for employers seeking tailored benefits solutions.

Towne Insurance Agency, a local insurance broker based in Virginia Beach, Virginia, is known for their expertise and experience in providing tailored insurance solutions to a diverse range of clients. With a focus on self-funded employers, they have successfully collaborated with numerous companies, including National Coatings, an 80-member employer in the building finishing contractors industry. Towne Insurance Agency partnered closely with National Coatings' HR and finance team to establish a customized self-funding arrangement, specifically designing a PPO plan that caters to the unique needs of their members. Their track record showcases strong capabilities in working with self-funded employers and effectively addressing member needs through PPOs. Serving clients across a spectrum of sizes and industries, Towne Insurance Agency has built relationships with large, midsize, and small employers such as First Team Toyota, American GFM Corporation, Comfort Systems of Virginia, Inc., and Eastern Carolina Vocational Center. Operating throughout Virginia, this particular office of Towne Insurance Agency extends its services to clients across the state. Thanks to their extensive experience and expertise, they have earned a good M Score, demonstrating their proficiency in meeting the insurance requirements of clients in various industries, including metalworking machinery manufacturing, home health care services, and vocational rehabilitation services. With their commitment to personalized service and comprehensive insurance solutions, Towne Insurance Agency is a trusted partner for businesses seeking reliable coverage tailored to their specific needs.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

Faison Group Benefits, a local insurance consultant based in Ashland, Virginia, is renowned for their exceptional service and expertise in the insurance industry. They proudly serve clients across Florida, Virginia, South Carolina, California, and New Hampshire, offering comprehensive insurance solutions tailored to their clients' needs. One notable example of their successful client engagement is their collaboration with Speech Rehab Services, LLC, a prominent employer in the health practitioners industry with 170 members. Faison Group Benefits worked closely with the HR and finance team at Speech Rehab Services to establish a self-funding arrangement, along with a range of insurance plans including HMO, PPO, and PBM, specifically designed to cater to the unique requirements of their members. The Ashland office of Faison Group Benefits boasts an impressive clientele, including Carr Management Inc, Kiawah Island Inn Company Benefits Plan, Barbecue Integrated Inc D/B/A Smokey Bones, and Baskervill. Their ability to serve clients of all sizes, from large corporations to midsize and small employers, has contributed to their stellar reputation. Faison Group Benefits has earned one of the highest M Scores achievable, a testament to their vast experience and expertise across various industries, client sizes, and insurance products. They have particularly strong proficiencies in the health practitioners, architectural, engineering, and related services, as well as plastics product manufacturing industries. With extensive experience in working with self-funded employers, Faison Group Benefits excels at delivering tailored solutions to meet their clients' unique needs. They have a proven track record of working closely with HMOs and PPOs, ensuring that clients receive the best possible coverage. Additionally, their expertise extends to collaborating with PBMs and other pharmacy providers to optimize prescription drug plans. Clients can trust Faison Group Benefits to provide expert guidance and personalized insurance solutions, backed by their commitment to exceptional service and industry-leading knowledge.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.