We understand that you are confronted with a vast selection of insurance providers and we are committed to being your final solution. We vow that our levels of service, knowledge and care will never waiver. Our experienced staff members will always guide you along your journey, one step at a time. Once a Rowley client, always a Rowley client. We promise quick and thorough problem solving, and guarantee our availability.

RT Consulting was formed in 2006 as a full-service benefits administration firm. Since inception, we have grown to become your HR Management Tool helping to streamline all of the critical activities within human resources such as enrollment, communication, navigation, and administration. Services are provided for both fully insured and self-insured plans. RT Consulting looks to partner with brokers to help with administration, technology solutions, and more. Today’s aggressive market place and ever-changing healthcare and benefit options require full-time attention and research. Inappropriate or poorly-managed benefits can cost your company much more than time and money. It can also prevent you from attracting and retaining quality employees, and damage your credibility by exposing you to liability when important details are missed. We protect your interests and help keep you compliant with burgeoning rules and regulations that threaten your company’s integrity. In addition to analyzing your risk, advising you on the best strategy for achieving your goals, and implementing benefit plans, RT Consulting provides a critical component of full-service support: ongoing administration. You and your employees receive personal service and live telephone support from our experienced and dedicated staff. This valuable service enables your team to focus on priorities that grow your business, while the RT Consulting team monitors and manages your benefits responsibilities.

Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.

• Developed and implemented sales strategies to promote property, casualty, and life insurance products for Combined Insurance Services, Inc. • Conducted door-to-door sales and policy renewals, showcasing strong financial underwriting skills. • Achieved a high customer retention rate and increased sales revenue through effective communication and product knowledge.

Nestled in the heart of Laconia, New Hampshire, DMS Insurance Agency of NH, LLC stands as a trusted ally in navigating the complex landscape of employee benefits. With a keen focus on serving local businesses, they bring a personalized touch to each interaction, understanding the unique needs and challenges faced by employers in the area. Specializing in employee benefits, DMS Insurance Agency of NH, LLC offers tailored solutions for companies of all sizes. Their expertise extends to self-funded employers, where they provide strategic guidance and support to help mitigate risks and optimize benefits packages. Among their valued clients is HGL-LBM Holdings LLC, a testament to their reputation for delivering results and fostering lasting relationships. DMS Insurance Agency of NH, LLC prides itself on its commitment to excellence, reliability, and client satisfaction, making them a go-to resource for businesses seeking comprehensive and dependable benefits solutions in the Granite State.

Clark-Mortenson Insurance, situated in Keene, NH, is a notable entity in the insurance brokerage landscape, particularly known for its adept handling of midsize employer needs. As a substantial office within a local brokerage firm, they bring a wealth of experience and a personalized approach to their clientele. This office is renowned for its specialization in dealing with self-funded clients, showcasing their adaptability and knowledge in tailoring insurance solutions that align with unique employer requirements. Their expertise particularly shines in the real estate sector, where they have demonstrated significant proficiency. One of their top clients, National Field Representatives, is a key player in the activities related to real estate industry, based in New Hampshire, with over 160 participants. This collaboration highlights Clark-Mortenson Insurance's ability to handle complex and sizable accounts with finesse. The team at this office is equipped to provide comprehensive support to both local and regional employers. Their approach is not just about offering insurance solutions, but about building relationships and understanding the specific needs and challenges of each business they work with. This customer-centric attitude has earned them a reputation for reliability and thoroughness in their service delivery. Clark-Mortenson Insurance's Keene office stands out for its combination of local understanding and broad industry expertise. They are a go-to option for businesses seeking a partner who can offer in-depth knowledge, personalized service, and a strong focus on sectors like real estate. For employers in the region, this office presents a compelling choice for their insurance needs, backed by a team that is both experienced and dedicated to delivering results that matter.

The Richards Group is a full-service insurance, financial services, and HR Solutions firm that provides comprehensive Risk Management Programs, HR Consulting, Leadership Development, Employee Benefits, and Investment Management services to individuals, families, and businesses. Headquartered in Brattleboro, VT, with 11 additional branches, The Richards Group services all of New England.

New England Employee Benefits, based in Concord, NH, boasts a substantial presence as a leading insurance broker with a sizable and dynamic office. Their extensive experience in serving self-funded clients positions them as an invaluable resource for employers seeking insight into stop loss, limits, and comprehensive HR consulting. With a focus on various industries, including depository credit intermediation, grocery and related product merchant wholesalers, and automobile dealers, this broker demonstrates versatile expertise. The Concord location of New England Employee Benefits is well-versed in catering to midsize and small employers, showcasing their commitment to providing tailored solutions across diverse business scales. Their proficiency extends to managing the complexities of employee benefits for prominent organizations such as Ammonoosuc Community Health Services, Bank of New Hampshire, and Concord Regional Visiting Nurse Association, underscoring their ability to navigate the distinct needs of clients in the offices of physicians, depository credit intermediation, and home health care services industries. Affiliated with a local brokerage firm, this very large office stands out for its commitment to understanding pharmacy costs, stop loss, and limits, setting them apart as a comprehensive and reliable partner in the realm of insurance brokerage within the New England region.

As the United States Postal Service continues its evolution as a forward-thinking, fast-acting company capable of providing quality products and services for its customers, it continues to remember and celebrate its roots as the first national network of communications that literally bound a nation together. Ours is a proud heritage built on a simple yet profound mission: Bind the nation together. Connect every American, every door, every business, everywhere through the simple act of delivering mail and packages. This idea of universal service is at the heart of the $1.4 trillion industry that employs more than 7.5 million people and drives commerce, plays an integral part in every American community and remains the greatest value of any post in the world. The Postal Service delivers more mail to more addresses in a larger geographical area than any other post in the world. The Postal Service delivers to more than 157 million addresses in every state, city and town in this country. Everyone living in the United States and its territories has access to postal products and services and pays the same postage regardless of their location. The Postal Service receives no tax dollars for operating expenses and relies on the sale of postage, products and services to fund its operations. Facebook: www.facebook.com/usps Twitter: www.twitter.com/usps Instagram: www.instagram.com/uspostalservice Pinterest: www.pinterest.com/uspsstamps YouTube: www.youtube.com/usps Corporate Blog: www.uspsblog.com This profile, while affiliated with the U.S. Postal Service®, is not an official customer service page. Please use one of the methods described below to receive assistance. Get help on twitter @USPSHelp or call 800-275-8777or go to go.usa.gov/help Thank you

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.