We are an independent Insurance Broker that provides competitive solutions for your business, employees and your home and auto. We offer the Work Comp Navigator program that will drive down your Workers Compensation premium to the lowest amount allowable by law. We offer Health and Wellness solutions that are unique to our agency and will provide your business significant premium savings and increase employee health and morale. Our Home and Auto insurance professionals will competitively match your unique needs with the right insurance company, from the dozens of companies available to us.

Located in Salinas, CA, Michael B Kelly Insurance Services stands out as a trusted local partner for employer benefits solutions. With a rich history of catering to the diverse needs of midsize employers, this office location brings a wealth of experience to the table. The team excels in working with self-funded clients, showcasing their proficiency in managing risk and delivering tailored solutions. At the heart of their success is a dedication to supporting both local and regional employers. As part of a local brokerage firm, Michael B Kelly Insurance Services has established itself as a community-oriented player with a keen understanding of the unique challenges faced by businesses in the area. Their extensive expertise spans various industries, including insurance carriers and management, scientific, and technical consulting services. Noteworthy clients such as Cypress Healthcare Partners and Montage Health highlight the broker's effectiveness in navigating the complexities of employer benefits, with a demonstrated track record of serving companies with 640+ and 230+ participants, respectively. In choosing Michael B Kelly Insurance Services, employers gain access to a team that combines local insight with industry knowledge, ensuring comprehensive and tailored insurance solutions for their workforce.

At Cavignac we’re working towards realizing a vision where every business in our community is protected from risk. To achieve this, we’ve built a team that has been recognized as best in industry by giving them the resources and independence to: - Belong: We emphasize culture and encourage collaboration. We work in a supportive work environment where you know your teammates have got your back. - Give: We believe community engagement is an integral part of a fulfilling career. We’re always looking for new ways to give back to the place where we live and work. - Grow: The only thing more important than our clients futures are the futures of our team members. We invest a significant amount of time and resources on employee education. - Thrive: Comprehensive health insurance, 401k matching, profit sharing, team events, competitive PTO, all staff and individual bonuses - we give our team the benefits they need to live their best life. It’s this approach that has led to recognition. Here are a few of them: - Best Places to Work in San Diego: 2011, 2013, 2015, 2017, 2019, 2021 - Best Places to Work in Insurance: 2012, 2014, 2016, 2018, 2020, 2022 - U.S. Business Insurance: #1 Best Place To Work in the Country - Reagan's Best Practices Agency: 22 Consecutive Years (1999 - 2022) What We Do: We're an independent (locally owned) commercial insurance broker that manages risk and negotiates insurance on behalf of its clients. Our objective is to lower our clients Total Cost of Risk and drive dollars to their bottom line. Mission: To give confidence and clarity to the businesses we serve by providing knowledge-based risk management solutions and an exceptional client experience.

Dickerson Employee Benefits in Los Angeles, CA, stands as a prominent larger office within a local brokerage firm, known for its nuanced expertise in serving midsize employers. Their specialization is especially pronounced in sectors like outpatient care centers, heating, ventilation, air-conditioning, and commercial refrigeration equipment manufacturing, and the real estate leasing industry. This office has developed a reputation for its proficiency in navigating the complex landscapes of medical and ancillary benefits, making them a reliable partner for regional and local employers. Their client portfolio is diverse and impressive, including significant players like Alexander Dawson School in the educational services sector based in Colorado, with over 130 participants. They also cater to the needs of Mark-Taylor Residential, a major entity in the lessors of real estate industry in Arizona, handling benefits for more than 510 participants. Additionally, their expertise extends to the healthcare sector, evidenced by their successful collaboration with Midwestern Colorado Mental Health Center, an outpatient care center with over 100 participants. This Los Angeles office of Dickerson Employee Benefits demonstrates a deep understanding of the unique needs and challenges faced by various industries. Their ability to offer tailored solutions and a comprehensive understanding of different market demands makes them a valuable asset for employers looking to navigate the intricacies of employee benefits. Their strategic approach and commitment to understanding industry-specific requirements underscore their position as a reliable and knowledgeable insurance broker for any midsize employer seeking specialized guidance in employee benefits management.

Barthuli & Associates Insurance Services is a highly reputable and customer-oriented insurance broker based in Fresno, California. With a strong focus on providing exceptional customer service and expertise, they have earned excellent ratings and reviews from their clients. Their office serves a diverse clientele throughout Mississippi, catering to clients of all sizes, ranging from large corporations to midsize and small businesses. One notable example of their outstanding work is their partnership with Central California Faculty Medical Group, an esteemed employer in the offices of physicians industry. Barthuli & Associates Insurance Services collaborated closely with the HR and finance team of this 590-member organization to develop tailored insurance solutions. They successfully established a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan specifically designed to meet the unique needs of the group's members. In addition to their collaboration with Central California Faculty Medical Group, Barthuli & Associates Insurance Services has worked with other notable employer clients, including Fresno Valves & Castings Health & Welfare Plan, Netafim Irrigation Inc, and Sunshine Raisin Corporation Health & Welfare Plan. These partnerships showcase the breadth of their expertise and experience across various industries, such as miscellaneous manufacturing, paint, coating, and adhesive manufacturing, as well as offices of physicians. Barthuli & Associates Insurance Services has built a solid reputation in the industry, particularly in the realm of self-funded employers. Their extensive knowledge and track record have contributed to a strong M Score, reflecting their ability to effectively serve clients of different sizes and industries. With their local presence and commitment to exceptional service, Barthuli & Associates Insurance Services continues to be a trusted partner for businesses seeking comprehensive insurance solutions in Fresno and beyond

The Liberty Company Insurance Brokers is an independently owned insurance broker handling the commercial, personal and employee benefits insurance needs of businesses, non-profits, and individuals for more than 35 years. The company was founded in 1987 by our Chairman and CEO, Bill Johnson, who currently leads the firm along with our President, Jerry Pickett. Licensed to operate in all 50 states, Liberty has grown consistently and, in recent years, exponentially by attracting talented and entrepreneurial people into an energetic and collaborative culture which focuses on our team’s happiness, well-being, and growth. Liberty has expanded nationally by partnering with agency owners and experienced producers who fit our culture, are driven by our mission of Promoting Peace of Mind with Great Care and demonstrate our core values of Integrity, Excellence, Caring, Kindness, Fairness, Teamwork, Good Feelings and Fun! Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four year by the Hales Report. Liberty is not your typical insurance broker: We are a culture-first organization, and believe "If you put people first, good business will follow." We are very collaborative, creative, entrepreneurial, and wellness-focused. We believe that the true Wealth of our Organization is dependent upon the Holistic Health of each member. We can serve our clients most powerfully when we are at our best mentally, physically, and spiritually. To that end, our goal is to clear the path of political and administrative distractions so our team members can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.

Fickewirth Benefits Advisors is a reputable insurance broker serving a diverse clientele of large and midsize employers. With a local office situated in Ventura, California, they have established themselves as a trusted partner within the industry. One notable example of their expertise is their collaboration with Rapattoni Corporation, an employer in the computer systems design and related services sector with 80 members. Fickewirth Benefits Advisors worked closely with Rapattoni Corporation's HR and finance team to tailor a comprehensive PPO plan that precisely catered to the unique needs of their members. While Fickewirth Benefits Advisors has encountered a few negative reviews from some customers, it is essential to thoroughly evaluate this aspect when considering potential partnerships. Notwithstanding this feedback, Fickewirth Benefits Advisors has displayed considerable proficiency in working with HMOs and assisting clients in identifying the most suitable solutions to meet their requirements. The company boasts a commendable M Score, indicative of their broad experience and expertise across industries and client sizes, excluding public administration. Fickewirth Benefits Advisors' client base primarily encompasses various organizations such as AFSCME Local 2076, Board of Trustees L.A. Co. Fire Fighters Local 1014, Long Term Care Workers Health Trust Fund, and Rapattoni Corporation. Their extensive range of services caters to relief services, business, professional, labor, political, and similar organizations throughout California. When considering potential insurance brokers, Fickewirth Benefits Advisors' local presence, industry experience, and dedication to understanding clients' unique needs make them a noteworthy contender in the market. Evaluating their customer feedback will be vital in making an informed decision regarding a potential partnership.

Benefit Experts Insurance Agency, located in Palo Alto, California, is a highly rated local insurance broker servicing clients across California. With a strong focus on customer service and expertise, this office has garnered excellent reviews from satisfied clients. One standout example of their exceptional work is their partnership with C&H Enterprises, a prominent employer in the fabricated metal product manufacturing industry. Benefit Experts Insurance Agency collaborated closely with C&H Enterprises' HR and finance team to develop a tailored healthcare plan that met the unique needs of their 180 employees. This included setting up a Health Maintenance Organization (HMO) plan, a Pharmacy Benefit Manager (PBM), and a comprehensive drug plan. Benefit Experts Insurance Agency specializes in serving midsize employers and possesses extensive knowledge and experience in the fabricated metal product manufacturing sector. Their understanding of the specific challenges and requirements faced by businesses in this industry sets them apart from other insurance brokers. With a client-centric approach, Benefit Experts Insurance Agency consistently delivers customized insurance solutions that cater to their clients' specific needs and preferences. Whether it's providing expert guidance on healthcare plans, implementing cost-effective solutions, or offering ongoing support, Benefit Experts Insurance Agency ensures that their clients receive top-notch service. With their office in Palo Alto, they are conveniently situated to serve businesses throughout California. With their dedication to customer satisfaction and industry expertise, Benefit Experts Insurance Agency is a trusted partner for employers seeking comprehensive and tailored insurance coverage for their employees

The Liberty Company Insurance Brokers is an independently owned insurance broker handling the commercial, personal and employee benefits insurance needs of businesses, non-profits, and individuals for more than 35 years. The company was founded in 1987 by our Chairman and CEO, Bill Johnson, who currently leads the firm along with our President, Jerry Pickett. Licensed to operate in all 50 states, Liberty has grown consistently and, in recent years, exponentially by attracting talented and entrepreneurial people into an energetic and collaborative culture which focuses on our team’s happiness, well-being, and growth. Liberty has expanded nationally by partnering with agency owners and experienced producers who fit our culture, are driven by our mission of Promoting Peace of Mind with Great Care and demonstrate our core values of Integrity, Excellence, Caring, Kindness, Fairness, Teamwork, Good Feelings and Fun! Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four year by the Hales Report. Liberty is not your typical insurance broker: We are a culture-first organization, and believe "If you put people first, good business will follow." We are very collaborative, creative, entrepreneurial, and wellness-focused. We believe that the true Wealth of our Organization is dependent upon the Holistic Health of each member. We can serve our clients most powerfully when we are at our best mentally, physically, and spiritually. To that end, our goal is to clear the path of political and administrative distractions so our team members can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.

Allpointe Insurance Services provides employee benefits and group health insurance to all sizes of employers in the San Francisco-Oakland-Hayward, CA Metro Area. The cost and quality of group health benefits are driven by who is hired as an insurance broker. The San Francisco-Oakland-Hayward, CA market employs 2,167,500 people who depend on their employer for many benefits, including healthcare. Allpointe Insurance Services San Francisco is a local insurance broker serving the greater San Francisco region.

Balboa Pacific Insurance Services is a highly regarded insurance broker that specializes in serving clients of large employers. With a strong emphasis on customer service and expertise, they have garnered exceptional reviews from satisfied clients. Located in Newport Beach, California, Balboa Pacific Insurance Services caters to a diverse range of industries, including nondepository credit intermediation. They have established themselves as a trusted partner for businesses in California, exemplified by their successful collaboration with Commerce Home Mortgage, a prominent employer in the nondepository credit intermediation sector. One notable achievement of Balboa Pacific Insurance Services at their Newport Beach office is their collaboration with Commerce Home Mortgage. With 290 employees, Commerce Home Mortgage required a comprehensive insurance plan tailored to their unique needs. Balboa Pacific Insurance Services worked closely with the company's HR and finance teams to develop a specialized package that encompassed a Health Maintenance Organization (HMO) plan, Preferred Provider Organization (PPO) plan, Pharmacy Benefit Manager (PBM), and prescription drug plan. This dedicated approach ensured that Commerce Home Mortgage's employees received the optimal coverage and benefits they required. Balboa Pacific Insurance Services demonstrates extensive expertise within the nondepository credit intermediation industry and offers a wide array of insurance services to meet the diverse needs of their clients. Whether it's designing tailored insurance plans, providing top-notch customer support, or leveraging their in-depth knowledge of the industry, Balboa Pacific Insurance Services is committed to delivering exceptional solutions that safeguard their clients' interests