Health Insurance Trends
Do Insurance Brokers Have a Fiduciary Duty?
The article explores the question of whether insurance brokers have a fiduciary duty to their clients. It discusses the legal definitions of fiduciary duty and examines the various arguments for and against applying this standard to insurance brokers.
March 11, 2021
Health Insurance Trends
Point-of-Service Health Insurance Plans: Pros and Cons Explained
The article explains that Point-of-Service (POS) health insurance plans are a type of managed care plan that allows members to choose between in-network and out-of-network providers, but with varying levels of cost-sharing for each option. The pros of POS plans include greater flexibility in provider choice and potentially lower out-of-pocket costs, while the cons include the need to choose a primary care physician and potential for higher overall costs if out-of-network care is sought.
April 15, 2021
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Health Insurance Trends
What is Accident Insurance?
The article defines accident insurance as a type of insurance policy that provides financial protection to an individual in the event of an accident or injury. It also outlines the types of coverage typically offered by accident insurance policies, such as medical expenses, disability benefits, and accidental death and dismemberment benefits.
December 19, 2022
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