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When it comes to health insurance options, most employers are missing an opportunity by not offering more choices.
According to the data, 1 in 3 employers currently offer only one plan. Among those employers that offer more than one plan, 35% of them only offer 2 plans. In fact, only about 1 in 4 multi-plan employers offer five or more health insurance plan options.
By providing a greater number of choices, employers enable employees to better tailor their plans in line with their needs, including pairing health plans with HSAs, which is a rising trend that has now been adopted by the majority of employees in the US, at 51% as of the latest Gallagher survey.
You can read more about the value of variety in health insurance plan offerings here.
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