Karam Financial Group's Providence, RI office stands out as a prominent player in the insurance brokerage landscape, boasting a substantial presence in the region. With a focus on employer benefits, this larger office has honed its expertise in catering to the needs of local and regional employers, particularly excelling in the realms of medical and ancillary benefits. Distinguishing itself through a diverse clientele, Karam Financial Group has successfully serviced top-tier organizations, including Baycoast Bank, G Lopes Construction, and Inkhouse. These clients span industries such as depository credit intermediation, heavy and civil engineering construction, and advertising/public relations, showcasing the broker's versatility across sectors. Aligning with its commitment to local engagement, Karam Financial Group is an integral part of a local brokerage firm, emphasizing its connection to the community and understanding of regional dynamics. Notably, the broker has demonstrated a commendable track record working with midsize employers, reflecting its ability to navigate the nuanced challenges of this market segment. With a wealth of experience and a client-centric approach, Karam Financial Group's Providence office emerges as a strategic partner for employers seeking comprehensive and tailored insurance solutions. Their proven success with employers of similar scale and diverse industries underscores their capacity to deliver effective benefits strategies in a dynamic business landscape.

Hj Knight International Group is a local insurance broker based in Braintree, Massachusetts. With a strong M Score, they are known for their wide range of experience and expertise in serving clients of various sizes and industries. Their office in Braintree has been particularly successful in working with the Board of Trustees of Madison Area Construction Employees Trust - Health, a notable employer in the investment pools and funds industry. Collaborating closely with the HR and finance team of the Trust, Hj Knight International Group devised a customized Preferred Provider Organization (PPO) plan tailored to the unique requirements of the Trust's 740 members. This partnership exemplifies their commitment to understanding their clients' needs and providing tailored solutions. Hj Knight International Group's expertise extends to several industries, including heavy and civil engineering construction, information, and plastics product manufacturing. Their exceptional service spans across multiple states, with a strong presence in New York, Wisconsin, Tennessee, Massachusetts, and Illinois. Noteworthy employer clients of the Braintree office include the Board of Trustees of The Publishers Newspaper and Mail Deliverers' Welfare Trust, Central States Joint Board, and Health & Welfare Trust Fd Iuoe Local 877 & 70. These relationships showcase Hj Knight International Group's ability to effectively serve a diverse range of clients, further solidifying their reputation as a trusted insurance broker. In summary, Hj Knight International Group's local office in Braintree, Massachusetts, has earned recognition for its expertise, broad industry knowledge, and ability to cater to the insurance needs of large and small employers. Their successful collaboration with the Board of Trustees of Madison Area Construction Employees Trust - Health demonstrates their dedication to providing tailored solutions for their clients' specific requirements.

HUB International's Providence, RI office stands out as a premier insurance broker, specializing in tailoring comprehensive benefit solutions for local and regional employers. With a keen focus on medical and ancillary benefits, the office demonstrates a deep understanding of the unique needs of businesses in the hardware, plumbing, heating equipment, and automobile dealers industries. Noteworthy among their successes is their collaboration with Gordon Chevrolet, a prominent automobile dealership in MA, boasting over 40 participants in their tailored benefit plans. Additionally, Supply New England, a leading player in the hardware and plumbing industry based in MA, benefits from the expertise of HUB International with a robust plan catering to over 230 participants. What sets this office apart is its exceptional grasp of the intricacies within the hardware, plumbing, heating equipment, and automobile dealers sectors, offering tailored solutions that align seamlessly with industry requirements. Leveraging the backing of a large national insurance brokerage firm, HUB International's Providence location ensures that clients benefit not only from local insights but also from the resources and expertise of a nationally recognized brokerage. Employers seeking a trusted partner in navigating the complexities of employee benefits will find HUB International's Providence office to be a reliable ally, providing personalized solutions that address the unique demands of their respective industries.

#1 "Best Agency to Work For"​ in the United States - Insurance Journal Top #100 Largest Agencies in the United States - Insurance Journal Boston Globe's "Top Places to Work"​ Boston Business Journal's "Best Places to Work"​ (2017-2021) RogersGray, A Baldwin Risk Partner, offers thoughtful, tailored strategic solutions to our clients, their families, and their companies. We serve as a trusted advisor, safeguarding clients’ assets while steering them towards personal and professional growth. Strong relationships with clients are further reinforced by our intense focus on our colleagues and our community, leaning on our shared values to make everyone better together.

Group Insurance Solutions, located in the bustling city of Boston, MA, operates from a sprawling office, epitomizing their extensive reach and influence. With a wealth of experience in catering to a diverse clientele, this insurance broker specializes in serving self-funded clients, offering invaluable insights into stop loss, limits, pharmacy costs, and HR consulting. Noteworthy is their impressive client portfolio, featuring industry leaders such as Amylyx Pharmaceuticals, a prominent player in pharmaceutical and medicine manufacturing with over 440 participants. Similarly, they've successfully partnered with Aspen Aerogels, a major player in miscellaneous manufacturing boasting 610+ participants, and CH Powell Company in freight transportation arrangement with 140+ participants. Group Insurance Solutions showcases remarkable expertise spanning various industries, including pharmaceutical and medicine manufacturing, hardware, and plumbing and heating equipment and supplies merchant wholesalers, and outpatient care centers. As a local brokerage firm, they bring a nuanced understanding of the regional market dynamics. This broker distinguishes itself with a track record of serving midsize, large, and small employers, demonstrating versatility and adaptability to the unique needs of businesses of different scales. Their commitment to excellence and local market insight positions them as a strategic partner for employer benefits buyers seeking comprehensive and tailored insurance solutions in the competitive landscape of Boston.

KTP Advisors helps clients provide benefits at the most cost-effective level for both active and retired employees. Whether you are in the private sector or the public sector, KTP can help lower costs, reduce liabilities, and decrease the burden on internal human resources staff – all while maintaining the target level of member benefits. At KTP we believe advisors should be: • Exclusively focused on the client’s goals and objectives • Fiercely independent and free from conflicts of interest • Completely transparent regarding methods and amounts of compensation KTP distinguishes itself through experience and expertise in the areas of retiree health benefits and pharmacy benefit management. The services we provide are formed from an acute understanding of the legislative, competitive, financial and administrative issues that impact client sponsor plan offerings. Clients value this proactive approach and the consistent delivery of solutions that enable them to achieve strategic objectives while saving time and money.

FBinsure Main Office, located in Providence, RI, stands as a trusted local brokerage firm specializing in providing comprehensive insurance solutions for employers in the region. With a strong focus on employer benefits, particularly in the medical and ancillary benefits arena, FBinsure Main Office brings a wealth of expertise to the table. Distinguishing itself through a deep understanding of the local and regional landscape, FBinsure Main Office has established a solid track record of serving businesses across diverse industries. Notable among their clientele are prominent companies such as Bristol County Savings Bank, a leader in depository credit intermediation with over 270 participants; Mascorp Management Corp, an automobile dealers industry player boasting 90+ participants; and Plumbers' Supply Company, a heavyweight in the hardware, plumbing, and heating equipment and supplies merchant wholesalers sector, with an impressive 330+ participants. FBinsure Main Office's proficiency spans key industries, including depository credit intermediation, hardware, and plumbing and heating equipment and supplies merchant wholesalers. This breadth of experience positions them as a go-to partner for businesses seeking tailored insurance solutions. With a commitment to understanding the unique needs of each client, FBinsure Main Office in Providence, RI, emerges as a reliable ally in navigating the complex landscape of employer benefits.

Provider Insurance Group’s Boston office stands as a hub of expertise in navigating the intricacies of employer benefits, specifically tailored for local and regional businesses. This bustling, well-established office boasts a seasoned team dedicated to serving midsize employers across various industries, showcasing a wealth of experience particularly in medical and ancillary benefits. Their portfolio of successful partnerships includes prominent names such as Chisholm Chisholm & Kilpatrick Ltd, an influential player in the legal services industry, boasting over 240 participants. Additionally, their collaborations extend to Community Care Alliance, a significant entity in religious, grantmaking, civic, and professional organizations, boasting over 190 participants. Notably, they've also lent their expertise to the Newport County Community Mental Health Center within the outpatient care centers industry, aiding over 100 participants. This office thrives on its adeptness within the outpatient care centers, religious, grantmaking, civic, professional, and legal services sectors, offering tailored solutions that meet the specific needs of these diverse industries. As part of a regional insurance broker firm, Provider Insurance Group leverages this wider network to bring forth comprehensive solutions while maintaining a localized, personalized approach for each client. Their track record and focus on midsize employers illustrate their ability to navigate complex benefit structures, making them an invaluable asset for companies seeking tailored, efficient solutions in the Boston area.

We understand that no two companies are the same. That is why we customize a benefit package that meets the needs, budget, and culture of your organization. While benefit plan design and rate negotiations are an annual event, administration, compliance, and the communication of benefits is never ending. Baystate Benefit Services offers its clients unparalleled services and compliance support all under one roof. We strive to be a true partner; our team of qualified experts are ready to help with any benefits or staffing related question all year long. Let us do the heavy lifting so you can focus on what matters most, your business.

Located in Worcester, MA, IMA's office stands out as a key player in the insurance brokerage landscape, particularly for employer benefits. Specializing in medical and ancillary benefits, this branch leverages its local and regional expertise to cater to the diverse needs of employers in various industries. With a notable focus on the nursing and residential care facilities sector, IMA has demonstrated proficiency in managing benefits for organizations like the Jewish Healthcare Center. In this industry, they oversee programs for 80+ participants, showcasing a deep understanding of the unique challenges and requirements within healthcare settings. Additionally, IMA's success extends to the professional and commercial equipment and supplies merchant wholesalers industry, with clients such as Masterman's benefitting from their expertise. Handling benefits for over 80 participants in this sector, IMA showcases versatility and a comprehensive understanding of the distinct needs of businesses in this field. As part of a regional insurance broker firm, IMA's Worcester office brings forth the collective strength and resources of a broader network. Noteworthy is their proven track record with small employers, demonstrating a commitment to tailoring solutions for businesses of all sizes. With a client-centric approach and a focus on diverse industries, IMA's Worcester location emerges as a reliable partner for employers seeking effective and customized benefits solutions.