Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Welcome to BHC Insurance. For over a hundred years, we've been more than just an insurance provider - we've been a steadfast partner in our clients' success. Established in 1915, our core mission has been to deliver consistently superior service that fosters enduring relationships. What Sets Us Apart: 1) Diverse Insurance Solutions: Specializing in a broad spectrum of insurance products, we cater to Commercial, Personal, Life & Group insurance needs. Our approach is holistic, ensuring comprehensive coverage for every facet of life and business. 2) Independence and Expertise: As an independent insurance agent, we bring an unmatched depth of knowledge to the table. Our expertise in the insurance marketplace is not just extensive; it's continually evolving to meet the dynamic needs of our clients. 3) Client-Centric Aggressiveness: We are known for our assertive representation of our clients' interests. Whether it's policy selection, pricing, or claims, our advocacy is uncompromising because our clients' peace of mind is our highest priority. 4) Tailored Insurance Programs: We go beyond the one-size-fits-all model. Our strength lies in crafting personalized insurance programs that align precisely with your unique needs, ensuring optimal coverage at the right price. 5) Professional Excellence: Our team comprises seasoned insurance professionals, each an expert in their service area. This expertise translates into product knowledge and responsive service, making a significant, positive impact on our clients. 6) A Promise of Performance: At BHC Insurance, our commitment is unwavering. No matter your insurance requirements, we guarantee exceptional performance and steadfast support. We take pride in our legacy of trust and excellence. At BHC Insurance, your protection is our profession, and we are dedicated to continuing our tradition of excellence, today and for generations to come.

Shelter Insurance® is a property casualty insurance company offering auto and home insurance in addition to several other insurance products, including: Life Insurance Renters Insurance Motorcycle Insurance RV Insurance ATV Insurance Boat Insurance Umbrella Insurance Personal Articles/Inland Marine Insurance Farm Insurance Business Insurance Shelter Insurance® products are sold by agents in 15 states— Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Nevada, Ohio, Oklahoma and Tennessee. We consistently receive high ratings from A.M. Best Company (a national firm that rates the financial strength and operating performance of insurance companies) and we are a mutual insurance company, which means we are owned by our policyholders rather than stockholders, and governed by a Board of Directors. We believe integrity and a commitment to continuous improvement are essential, and we make customer service one of our top priorities. Our primary goal is to be a benefit to our customers, communities, employees and our nearly 1,400 licensed agents as we find ways to maintain our strong financial position and protect our policyholders. That view has served us well throughout our company’s history, and we expect it to carry us well into the future. The Past to the Present We opened our doors in 1946, but in those days, we were MFA Mutual Insurance® and we only offered auto insurance. We also only operated in Missouri. Through the years, the Shelter Insurance Group of Companies has expanded to 21 states and offers far more products than we did in 1946. The Group of Companies includes Shelter Life Insurance Company, Shelter Reinsurance® and AmShield Insurance®. Our Vision Redefine value in the insurance industry. Our Mission Statement Be a leader in our communities by providing daily value while we SHELTER what matters most.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.