Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

Harding Brooks Insurance, an independent agent, is an established agency offering a complete spectrum of quality insurance. Paired with a team of skilled and dedicated staff providing superior customer service, Harding Brooks Insurance is a front-runner in the industry. If we do say so ourselves….. Our corporate office is located in Binghamton, New York with a second location in Syracuse, New York. We continue to provide competitive rates to a multitude of industries and are proud to be endorsed by the American Recovery Association.

Burnham Benefit Advisors is one of the largest independent privately held brokerage and consulting firms in New York. As benefit and human resource specialists established in 1977, we serve organizations across the North East and Canada. Specializing in the design, installation, maintenance, and cost containment of group health insurance and ancillary benefits plans, Burnham Benefit Advisors has maintained over 400 business and professional service clients for over 35 years. Burnham Benefit Advisors also offers human resource management system (HRMS) consulting and technology. HRMS consulting services include on-site data collection, system implementation and training as well as long-term support. Burnham Benefit Advisors is one of the few companies in the country that provides free online benefit enrollment and premium reconciliation for employers with "Total Enrollment." Whether contemplating a new benefit plan or seeking a more efficient alternative to an existing program, Burnham Benefit Advisors provides decision makers with a finished product that reflects employer philosophy, conforms to budgetary requirements and preserves employee morale.

Founded in 1932, SterlingRisk employs more than 230 highly skilled insurance professionals, with offices in New York, New Jersey, Connecticut, Florida and California. Ranked in the nation's top 40 independently owned insurance brokerages, SterlingRisk services regional, national and international clients. The company specializes in multiple areas including property and casualty insurance, aviation, employee benefits consulting, risk management, loss control, claims management, estate planning and business succession planning. For more information, visit www.sterlingrisk.com or call 516-487-0300.

Chernoff Diamond & Co., LLC is an esteemed insurance broker that caters to a diverse clientele of large, midsize, and small employers. With their wide range of experience and expertise, they have become a sought-after partner in the industry. While a few customers have expressed concerns through lower reviews, their overall track record speaks volumes. One of Chernoff Diamond & Co., LLC's notable strengths lies in working with self-funded employers, providing valuable insights and support in this specialized area. They also have a strong background in collaborating with clients and Preferred Provider Organizations (PPOs) to ensure the unique needs of members are met. Additionally, they possess extensive experience working with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers. Located in Uniondale, New York, Chernoff Diamond & Co., LLC is a local insurance consultant with a prominent office in the area. One illustrative example of their successful work is their partnership with Tuv Rheinland of N.A., a 390-member employer in the professional, scientific, and technical services industry. Chernoff Diamond & Co., LLC collaborated closely with Tuv Rheinland's HR and finance team to establish a tailored self-funding arrangement, PPO plan, PBM, and drug plan that met the unique needs of their members. In terms of industry expertise, Chernoff Diamond & Co., LLC has a strong presence in various sectors, including miscellaneous durable goods merchant wholesalers, specialty trade contractors, and printing and related support activities. Their services extend to clients across multiple states, including New York, Texas, Connecticut, Georgia, North Carolina, Indiana, Washington, Massachusetts, and New Jersey. Noteworthy employer clients of this office include A Place For Mom, Iconex, LLC, Nesco, LLC, and Sumitomo Mitsui Banking Corporation. With an outstanding reputation and a wealth of experience in serving clients of different sizes, industries, and products, Chernoff Diamond & Co., LLC holds one of the highest M Scores possible, further solidifying their position as a trusted insurance partner.

Founded in 1861, Foa & Son are international insurance brokers based in New York City. Foa & Son's Commercial Insurance Division, Private Insurance Advisory Service, Corporate Benefits Practice, Multinational Services Division, and Blue Water Hull Division, provide insurance solutions to some of the USA's, and the world's, most prestigious firms. Since 1861, five generations of Foas have led the firm to be responsive to the changing needs of our clients to assess exposures and manage risks. Every Practice at Foa & Son is headed by a Senior Account Executive with at least 25 years of insurance experience. Our local knowledge, national experience, and international capability continue the legacy of our founder, Fortunato Foa. Our expertise as an international broker began when Mario Foa moved the firm's insurance business from Genoa, Italy, via Switzerland, to New York in 1935. To this day, all of our US offices continue to work with insurance companies and intermediaries all over the world. Our in-depth knowledge and experience extends to all principal sectors including: luxury brands, real estate, hospitality, manufacturers, distributors, financial and professional service firms, not-for-profits, municipalities, educational institutions, and shipowners.

Hotaling Insurance Services is a full-service independent risk management family office that represents its clients to the insurance industry through strategizing and leveraging each insurance carrier for clients to have the most efficient coverage and strategy. Hotaling Insurance Services is equipped to create strong, diversified, and strategic plans that perfectly fit the needs of each individual, family, or business, no matter how simple or complex the client’s needs may be. With over 20 years of experience, Hotaling Insurance Services has a very deep understanding of the insurance industry. Our firm thoroughly understands that each person has a unique situation and we pride ourselves on being able to create customized programs and strategies that meet their individual needs. Hotaling Insurance Services has been able to build and maintain a diverse client base thanks to our focus on customer service and satisfaction, diligence in every aspect of our work, and dedication to forming strong relationships with all of our clients.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal