Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

The same insurance policies don’t work for every business. That’s why, at NBT Insurance Agency, our advisors work with you to help manage risk and select the best policies for you from more than 100 carriers. Count on us to focus on securing insurance that meets your unique needs and budget, so you can focus on your business.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

United Benefit Solutions, LLC is a local insurance broker located in Rockville Centre, New York, dedicated to providing comprehensive insurance solutions. With a strong focus on self-funded arrangements, they excel in tailoring insurance plans to meet the unique needs of their clients. Notably, they have successfully collaborated with Planned Companies, a prominent 100-member employer in the services to buildings and dwellings industry, assisting them in establishing a self-funding arrangement. United Benefit Solutions, LLC's expertise in working with self-funded employers is a testament to their knowledge and proficiency in the insurance industry. Operating across a diverse clientele, United Benefit Solutions, LLC caters to employers of varying sizes, from large corporations to midsize and small businesses. Their impressive portfolio includes esteemed clients such as Spectrum Automotive Holdings LLC, A. I. G. Trucking Inc, Abrams Fensterman, LLP, and Allegiance Trucks LLC. This particular office of United Benefit Solutions, LLC extends its services to clients throughout New York, New Jersey, Missouri, Connecticut, Colorado, and Florida, demonstrating their commitment to providing comprehensive coverage across multiple states. With a strong emphasis on personalized service, United Benefit Solutions, LLC is well-versed in various industries, including personal services, healthcare and social assistance, as well as motor vehicle and motor vehicle parts and supplies merchant wholesalers. This extensive experience and expertise contribute to their excellent M Score, which reflects their ability to cater to a wide range of clients and industries. Whether it's assisting with self-funded arrangements or offering tailored insurance solutions, United Benefit Solutions, LLC is a trusted insurance broker dedicated to providing exceptional service and comprehensive coverage to their clients.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

A Far From Ordinary Approach To Risk® We’re always testing the limits of insurance agency-ness. As your long-haul strategic partner, our goal is simple: To be as invested in your success as you are. And with a 98% retention rate, our clients clearly think we’re doing things right. Our people do too. It’s one of those no-duh things, but it’s true: the happier we are, the harder we work. We’ll let a few of our awards speak for themselves: “Top Insurance Employer" (2022), "#1 Best Place to Work in New York State" (2010), and acknowledgement from the American Heart Association as a fit and friendly workplace. See? Big hearts, and healthy ones, too. We could go on… To learn more visit gkgrisk.com Disclaimer: All information on this site is solely intended to provide an overview of our services and is for informational purposes only. The contents of this site do not create any warranty of any kind, express or implied regarding the accuracy, completeness or reliability of any information contained therein or relative to any services or products offered by the company. We do not endorse any views and are not responsible for any content posted by third parties or contained on linked third party websites. To view full disclaimer, visit http://gkgrisk.com/gkg/terms-and-conditions/

Relph Benefit Advisors is a reputable national insurance consultant, serving clients across New York, Pennsylvania, and Wisconsin. While some customers have expressed lower reviews, it presents an opportunity to address any concerns when evaluating potential partners. A noteworthy example of their work at this office location is their collaboration with Lactalis American Group, Inc., a prominent employer in the dairy product manufacturing industry. By collaborating closely with Lactalis American Group, Inc.'s HR and finance team, Relph Benefit Advisors successfully established a self-funding arrangement, along with a PPO plan, PBM, and drug plan tailored to the unique needs of the company's 1400 members. This demonstrates their ability to provide customized solutions that address the specific requirements of their clients. Relph Benefit Advisors caters to a wide range of clients, including large, midsize, and small employers. Their diverse client portfolio at this Rochester, NY location includes Access: Supports for Living, Alfred University Human Resources Services, Allegany Arc Welfare Benefits Plan, and Arc of Rockland. As a leading brokerage in the Rochester, NY market, Relph Benefit Advisors has earned an excellent reputation, thanks to their extensive industry experience and expertise across various client sizes, industries, and products. They possess deep knowledge in individual and family services, educational services, and the health care and social assistance sectors. Relph Benefit Advisors stands out for their exceptional capabilities in working with self-funded clients and their proficiency in collaborating with clients and PPOs to meet member needs. Moreover, their expertise in carving out drug and pharmacy plans sets them apart from other brokers in the market. When searching for a reliable insurance consultant, consider Relph Benefit Advisors' comprehensive expertise, high client satisfaction, and commitment to delivering tailored solutions.

Founded in 1932, SterlingRisk employs more than 230 highly skilled insurance professionals, with offices in New York, New Jersey, Connecticut, Florida and California. Ranked in the nation's top 40 independently owned insurance brokerages, SterlingRisk services regional, national and international clients. The company specializes in multiple areas including property and casualty insurance, aviation, employee benefits consulting, risk management, loss control, claims management, estate planning and business succession planning. For more information, visit www.sterlingrisk.com or call 516-487-0300.