HMS Agency, Inc., an esteemed insurance broker, operates an office in Albany, New York, catering to clients throughout the state. Renowned for their exceptional customer service and expertise, this office has garnered high praise from their satisfied clientele. A shining example of their capabilities is their successful collaboration with the County of Greene, a prominent employer in the public administration industry, comprising 400 members. Through close collaboration with the County's HR and finance team, HMS Agency, Inc. devised a tailored PPO plan, PBM, and drug plan specifically designed to meet the unique needs of the County's workforce. HMS Agency, Inc. boasts an impressive roster of employer clients, including County of Greene, County Waste of Virginia LLC, The Business Council Of New York State, Inc. Insurance Fund, and Mobile Air Transport. With a focus on serving large and midsize employers, the agency possesses extensive expertise across various industries, with a particular strength in public administration and general freight trucking. Throughout their tenure, HMS Agency, Inc. has demonstrated their profound understanding of client needs and an unwavering commitment to delivering optimal solutions. They have garnered significant experience in working with clients and PPOs to ensure that member requirements are met effectively. Positioned as a local insurance broker in Albany, New York, HMS Agency, Inc. is dedicated to serving their clients with professionalism and expertise, providing tailored insurance solutions that address the unique challenges faced by employers in today's dynamic business landscape.

Schulman Insurance Brokerage, located in Rockville Centre, New York, is a trusted local insurance broker serving clients in New York and Texas. With a wide range of clients, including large, midsize, and small employers, Schulman Insurance Brokerage specializes in providing tailored insurance solutions to meet the unique needs of their clients. One notable example of their expertise is their work with Precision Global Consulting Inc, a leading employer in the accounting, tax preparation, bookkeeping, and payroll services industry. Schulman Insurance Brokerage collaborated closely with Precision Global Consulting's HR and finance team to design and implement a comprehensive employee benefits package. This package included a customized PPO plan, a Pharmacy Benefit Manager (PBM) solution, and a prescription drug plan, all tailored specifically to address the needs of Precision Global Consulting's 330 employees. In addition to their work with Precision Global Consulting, Schulman Insurance Brokerage has established partnerships with other esteemed employer clients such as Boston Insurance Employee Benefit Trust - Dfe, Metro Group, and Mid Island Therapy Associates LLC. Their strong expertise extends across various industries, including professional, scientific, and technical services, investment pools and funds, as well as accounting, tax preparation, bookkeeping, and payroll services. As a local insurance broker, Schulman Insurance Brokerage prides itself on providing personalized service and comprehensive insurance solutions to their diverse range of clients. With their knowledge and experience, they are committed to helping employers protect their businesses and support the well-being of their employees through effective and tailored insurance coverage

Burnham Benefit Advisors is one of the largest independent privately held brokerage and consulting firms in New York. As benefit and human resource specialists established in 1977, we serve organizations across the North East and Canada. Specializing in the design, installation, maintenance, and cost containment of group health insurance and ancillary benefits plans, Burnham Benefit Advisors has maintained over 400 business and professional service clients for over 35 years. Burnham Benefit Advisors also offers human resource management system (HRMS) consulting and technology. HRMS consulting services include on-site data collection, system implementation and training as well as long-term support. Burnham Benefit Advisors is one of the few companies in the country that provides free online benefit enrollment and premium reconciliation for employers with "Total Enrollment." Whether contemplating a new benefit plan or seeking a more efficient alternative to an existing program, Burnham Benefit Advisors provides decision makers with a finished product that reflects employer philosophy, conforms to budgetary requirements and preserves employee morale.

Bond Financial Network, a local insurance consultant with an office in Pittsford, New York, is highly regarded for their exceptional customer service and expertise. They proudly serve clients in New York and Ohio, offering comprehensive insurance solutions tailored to the needs of large, midsize, and small employers. An excellent example of their expertise can be seen in their work with Faac Inc/Arotech, a 390-member employer in the architectural, engineering, and related services industry. Bond Financial Network collaborated with their HR and finance team to establish a self-funded arrangement, HMO plan, and PBM and drug plan, specifically designed to meet the unique needs of Faac Inc/Arotech's members. With a diverse portfolio of employer clients, including 2495 Bonadent Dr, AmeriCU Credit Union, Buffalo Medical Group, and Faac Inc/Arotech, Bond Financial Network demonstrates their ability to serve a wide range of industries and client sizes. Bond Financial Network has earned one of the highest M Scores possible, showcasing their extensive experience and expertise across various industries and insurance products. Their strong knowledge base extends to sectors such as health care and social assistance, services (except public administration), and architectural, engineering, and related services. Although specific details about ratings or other aspects are not provided, Bond Financial Network's positive client reviews attest to their commitment to delivering excellent service and industry-leading insurance solutions. Whether it's working with self-funded employers, navigating PPO plans, or collaborating with PBMs and pharmacy providers, Bond Financial Network's expertise and experience make them a trusted partner for businesses seeking comprehensive insurance coverage and tailored solutions.

Haylor, Freyer & Coon, an Alera Group Company, is a full-service insurance agency, providing Insurance, Risk Management, Surety, & Benefit Consulting to businesses and individuals Nationwide. Our 94 years of industry expertise and entrepreneurial spirit make us a dynamic partner for growing organizations. We’ve been part of the CNY community since 1928 and our commitment to our employees, clients and our community will only be strengthen as we’ve become part of the Alera Group network of outstanding Agencies. Powered by over 3,500 employees with worldwide expertise and resources. -------------------------------------------------------------------------------- Learn more about us at www.haylor.com

Kinloch Consulting is a reputable insurance broker located in Melville, New York. With a proven track record and extensive industry knowledge, they have established themselves as a reliable insurance consultant for businesses of all sizes. One notable example of their expertise lies in their partnership with Sid Harvey's, a prominent employer in the hardware, plumbing, and heating equipment and supplies merchant wholesalers industry. Working closely with the HR and finance team at Sid Harvey's, Kinloch Consulting successfully designed and implemented tailored insurance plans to meet the unique needs of the company's 540 members. These plans included a comprehensive HMO plan, a flexible PPO plan, a specialized pharmacy benefit manager (PBM), and a drug plan. Kinloch Consulting excels in working with self-funded employers, HMOs, and PPOs to deliver optimal solutions that cater to the specific requirements of their clients. Additionally, they have a strong network of relationships with pharmacy providers, including PBMs, ensuring their clients receive top-notch pharmaceutical services. Their client base encompasses a wide range of industries and employer sizes, ranging from large corporations to midsize and small businesses. Notable clients include the 1199SEIU Child Care Fund, the Association of Community Service Agents Inc, Bank Street College of Education, and the Board of Trustees Seafarers Officers and Employees Welfare Plan. Operating across New York, New Jersey, and Connecticut, Kinloch Consulting has gained a reputation for its exceptional expertise in various industries, particularly in educational services and depository credit intermediation. Their commitment to delivering tailored insurance solutions, combined with their extensive experience and broad knowledge, has earned them one of the highest M Scores possible. Businesses can trust Kinloch Consulting to provide comprehensive insurance consultation services that meet their unique needs, regardless of their industry or company size.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Buck Global is a highly regarded regional insurance consultant specializing in serving large and midsize employers. Renowned for their exceptional customer service and expertise, they have garnered rave reviews from satisfied clients. With their office situated in the heart of New York, New York, Buck Global has established itself as a trusted insurance partner. One notable example of Buck Global's success in New York is their collaboration with Booz Allen Hamilton Inc, a prominent employer in the management, scientific, and technical consulting services industry. Working closely with the HR and finance team at Booz Allen Hamilton Inc, Buck Global crafted a comprehensive insurance package tailored to the unique needs of their 350 employees. This package included a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan. Buck Global's remarkable track record and extensive industry knowledge have earned them one of the highest M Scores achievable. This accolade reflects their wide-ranging experience, adaptability across various client sizes, industries, and insurance products. Drawing on their expertise, Buck Global specializes in providing insurance solutions to industries such as grocery and convenience retailers, management, scientific, and technical consulting services, and miscellaneous manufacturing. This diverse expertise enables them to understand the unique risks and challenges faced by their clients in these sectors. Serving clients across multiple states including California, Pennsylvania, Texas, Delaware, Virginia, Massachusetts, and Minnesota, the New York office of Buck Global boasts a portfolio of esteemed employers. Notable clients include Ai Fire LLC, Atos It Solutions and Services Inc, Booz Allen Hamilton Inc, and Colfax. Buck Global's commitment to exemplary customer service, coupled with their extensive experience and industry expertise, positions them as a leading insurance consultant for large and midsize employers.