Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

The InsMed Insurance Agency Inc. is an independent insurance organization dedicated to the insurance needs of America’s healthcare professionals and institutions. The company currently works with numerous medical schools, teaching hospitals and physician practices across the country in identifying disability insurance policies that address the unique income needs of healthcare professionals and provides a team based sales and service approach though a local insurance producers and centralized customer service teams. InsMed Insurance Agency Inc. is licensed to transact insurance business in the state of California, under license # 0F04149.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Walsh Duffield Companies, Inc. is a highly reputable insurance broker operating in Buffalo, New York, providing comprehensive insurance solutions to clients of all sizes in various industries. With a strong focus on customer service and expertise, they have earned exceptional ratings from their clients. Specializing in working with large, midsize, and small employers, Walsh Duffield Companies, Inc. offers extensive experience in serving self-funded clients, as well as working with HMOs and PPOs to ensure the best coverage options for their members. Setting themselves apart from other brokers, Walsh Duffield Companies, Inc. excels in carving out drug and pharmacy plans. Their office in Buffalo has become a trusted local insurance consultant, collaborating closely with notable clients such as Bryant & Stratton College, Inc., a prominent employer in the educational services industry with over 1,770 employees. By partnering with Bryant & Stratton College, Inc.'s HR and finance team, Walsh Duffield Companies, Inc. successfully tailored insurance plans to meet the college's specific needs. As one of the leading brokerages in the Buffalo, NY market, Walsh Duffield Companies, Inc. boasts extensive expertise across industries such as educational services, health care and social assistance, and individual and family services. Their profound knowledge and wide range of experience enable them to cater to clients' unique requirements. Expanding their services beyond New York, Walsh Duffield Companies, Inc.'s Buffalo office also serves clients in New Jersey and Pennsylvania. Some notable employer clients include CH2M Hill Bwxt West Valley LLC and Child and Family Services Eap, highlighting the diverse industries they cover. With their outstanding track record and impressive M Scores, Walsh Duffield Companies, Inc. emerges as a trusted insurance brokerage known for their extensive experience, expertise, and unwavering commitment to their clients' insurance needs.

JM Brassill Group Inc. is a New York based employee benefit insurance and consulting firm. Our commitment to this insurance specialty distinguishes us from our competitors who sell multiple lines of insurance coverage. We offer insurance plans that help employers and their employees transfer risk so they can protect their health, families, financial security and assets. Our firm is broken down into three specialty areas: •Full Spectrum of Employee Benefit Solutions •Executive & Individual Benefits •Retirement Planning We are dedicated to establish ourselves as a well respected firm in the insurance industry that specializes in the employee benefit arena. We are guided to reach our goals by the basic principals of honesty and fair play. We will strive to develop life long relationships with our policyholders built upon truth and trust. We believe that our clients choose to do business with us because they know that we will meet or beat their needs when it comes to price, service and experience. Our commitment to this type of quality is a true measure of success.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

The same insurance policies don’t work for every business. That’s why, at NBT Insurance Agency, our advisors work with you to help manage risk and select the best policies for you from more than 100 carriers. Count on us to focus on securing insurance that meets your unique needs and budget, so you can focus on your business.

Schulman Insurance Brokerage, located in Rockville Centre, New York, is a trusted local insurance broker serving clients in New York and Texas. With a wide range of clients, including large, midsize, and small employers, Schulman Insurance Brokerage specializes in providing tailored insurance solutions to meet the unique needs of their clients. One notable example of their expertise is their work with Precision Global Consulting Inc, a leading employer in the accounting, tax preparation, bookkeeping, and payroll services industry. Schulman Insurance Brokerage collaborated closely with Precision Global Consulting's HR and finance team to design and implement a comprehensive employee benefits package. This package included a customized PPO plan, a Pharmacy Benefit Manager (PBM) solution, and a prescription drug plan, all tailored specifically to address the needs of Precision Global Consulting's 330 employees. In addition to their work with Precision Global Consulting, Schulman Insurance Brokerage has established partnerships with other esteemed employer clients such as Boston Insurance Employee Benefit Trust - Dfe, Metro Group, and Mid Island Therapy Associates LLC. Their strong expertise extends across various industries, including professional, scientific, and technical services, investment pools and funds, as well as accounting, tax preparation, bookkeeping, and payroll services. As a local insurance broker, Schulman Insurance Brokerage prides itself on providing personalized service and comprehensive insurance solutions to their diverse range of clients. With their knowledge and experience, they are committed to helping employers protect their businesses and support the well-being of their employees through effective and tailored insurance coverage