Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

Founded in 1925 by E.M. Ford, we are now one of the largest independent insurance agencies in the state of Kentucky. We take the time to get to know you, asking all the right questions so that you get the right coverage. We work diligently to find the most competitive rates, the most rewarding investment strategies, and the best coverage's from a variety of carriers. You get affordable products based on your needs – not ours. Money Concepts is not affiliated with LinkedIn, Inc. or the LinkedIn, Inc. service. Money Concepts does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by fans or any third-parties on our LinkedIn page. Money Concepts does not control, serve, adopt or endorse any advertising, messages or content that LinkedIn may publish on it site or on the Money Concepts page. Money Concepts does not adopt or endorse any products, services, advertisements, recommendations or statements or any other content that may appear of LinkedIn or on other LinkedIn -affiliated sites. No part of this page is intended to make a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice. This Page is intended for US persons only. Any non-Money Concepts URLs or external websites mentioned on LinkedIn are unaffiliated with Money Concepts. Money Concepts has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. Third party marks appearing herein are the property of their respective owners. Guarantees are subject to the claims-paying ability of the issuing insurance company. Please remember investing involves risks, and the value of your investment will fluctuate over time and you may gain or lose money. All Securities Offered Money Concepts Capital Corp. Member FINRA/SIPC EM Ford is an independent firm not affiliated with Money Concepts Capital Corp.

AssuredPartners, a national insurance broker with an office located in Owensboro, Kentucky, is a trusted partner serving clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois. With a strong presence in the Owensboro market, AssuredPartners stands out as one of the top brokerages in terms of experience and expertise. They cater to a diverse range of clients, including large, midsize, and small employers. While some customers have expressed lower reviews, it's an area that AssuredPartners acknowledges and continuously strives to improve upon. One notable success story for this office location involves their collaboration with PharmaCord, LLC, a 110-member employer. AssuredPartners worked closely with PharmaCord's HR and finance team to develop a tailored self-funding arrangement, HMO plan, PBM, and drug plan that specifically addressed the unique needs of their members. AssuredPartners has an impressive track record in various industries, including wood product manufacturing, motor vehicle parts manufacturing, and miscellaneous durable goods merchant wholesalers. They possess strong expertise in working with self-funded employers and have a wealth of experience collaborating with clients and PPOs to ensure member satisfaction. Additionally, their knowledge of PBMs and other specialized pharmacy providers adds to their comprehensive skill set. Some of AssuredPartners' notable employer clients in the region include Harshaw Trane, Heaven Hill Brands Warehouse, Unipres North America, and Automated Routing Inc. As an insurance broker, AssuredPartners prides itself on its wide-ranging experience, expertise, and commitment to meeting the unique insurance needs of their clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois.

Assurepartners NL LLC, located in Bowling Green, KY, stands out as a prominent player in the insurance brokerage field, particularly recognized for its adept handling of midsize to large employers. As a larger office, they exhibit a profound capability in catering to the specific needs of self-funded clients, showcasing their flexibility and understanding of diverse employer requirements. Their proficiency is particularly notable in industries such as hospitals, nursing and residential care facilities, and water transportation, indicating a wide range of expertise. This adaptability is further exemplified through their impressive portfolio of top clients. Notable among these are Commonwealth Health Corporation in the hospitals industry, boasting over 2630 participants, Masonic Homes of Kentucky in the nursing and residential care facilities sector with more than 270 participants, and Midway University in the educational services industry, serving around 140 participants. This office’s affiliation with a local brokerage firm enhances its community-centric approach while still leveraging the resources and breadth of experience necessary to serve regional employers effectively. The team’s significant experience with both midsize and large employers is a testament to their versatility and capacity to provide tailored solutions that meet the unique demands of each client. Assurepartners NL LLC in Bowling Green, KY, thus presents itself as a robust and versatile insurance broker, adept in navigating the complexities of various industries and employer sizes, making them a valuable ally for businesses seeking comprehensive and customized insurance solutions.

Van Meter Insurance Group, a local insurance broker located in Bowling Green, Kentucky, provides exceptional services to clients throughout the state. Renowned for their superior customer service and expertise, they have garnered high ratings from satisfied clients. One notable example of their excellence is their partnership with M & L Electrical Inc, an employer with 80 members in the building equipment contractors industry. Van Meter Insurance Group collaborated closely with M & L Electrical Inc's HR and finance team to establish a customized PPO plan that catered to the unique needs of their employees. Catering to a diverse range of clients, including Industrial Manufacturing, Professional Commercial Trust, Cumberland County Hospital, M & L Electrical Inc, and MGM Industries, Van Meter Insurance Group specializes in serving large and midsize employers. Within the Bowling Green, KY market, they stand out as one of the top brokerages due to their extensive experience and expertise. With a strong track record in industries such as specialty trade contractors, miscellaneous manufacturing, and building equipment contractors, Van Meter Insurance Group possesses the knowledge and proficiency necessary to meet the specific requirements of their clients. Furthermore, they have established a robust reputation for successfully working with clients and PPOs, ensuring that member needs are met efficiently. Van Meter Insurance Group's impressive M Score reflects their wide-ranging experience and proficiency in serving clients of various sizes and industries. As an insurance broker, they are committed to delivering tailored solutions, excellent customer service, and reliable expertise to their valued clients across Kentucky.

B & B Insurance Agency Inc., located in Madisonville, KY, stands as a noteworthy local brokerage firm, offering a broad range of insurance services to both individual and corporate clients. This agency is particularly adept in dealing with local and regional employers, focusing on medical and ancillary benefits. They have demonstrated their expertise through successful collaborations with significant clients like Impact Energy Trust, a player in the investment pools and funds industry based in Kentucky, serving over 1320 participants. The agency's insurance offerings are comprehensive, including categories like auto insurance, boat and marine insurance, business and commercial insurance, flood insurance, health insurance, homeowners insurance, liability and malpractice insurance, life insurance, long-term care insurance, motorcycle insurance, property and casualty insurance, recreational vehicle insurance, renters insurance, and workers compensation & disability insurance. In the realm of health and life insurance, B & B Insurance Agency Inc. provides essential services such as life insurance, health insurance, disability insurance, and long-term care insurance. Their life insurance solutions are designed to ensure financial security for families in the event of a tragedy, while their health insurance contracts cover a class of persons, ideal for groups like athletic teams or for employee travel. The disability insurance offered is a safeguard against income interruption due to accidents or medical emergencies, and their long-term care insurance addresses the rising costs of elder care expenses and nursing homes. For business clients, the agency provides various business insurances, such as commercial property insurance, workers compensation insurance, commercial liability insurance, and professional liability insurance. They specialize in comparing business insurance rates from trusted insurers to find the right combination of coverages. Their workers compensation insurance is designed to protect employees and companies in case of workplace accidents, while their professional liability insurance covers defense costs and liabilities arising from improper professional practices or business activities. Overall, B & B Insurance Agency Inc. offers a comprehensive suite of insurance products and services, backed by professional advice and a commitment to safeguarding the best interests of their clients.