Founded in 1925 by E.M. Ford, we are now one of the largest independent insurance agencies in the state of Kentucky. We take the time to get to know you, asking all the right questions so that you get the right coverage. We work diligently to find the most competitive rates, the most rewarding investment strategies, and the best coverage's from a variety of carriers. You get affordable products based on your needs – not ours. Money Concepts is not affiliated with LinkedIn, Inc. or the LinkedIn, Inc. service. Money Concepts does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by fans or any third-parties on our LinkedIn page. Money Concepts does not control, serve, adopt or endorse any advertising, messages or content that LinkedIn may publish on it site or on the Money Concepts page. Money Concepts does not adopt or endorse any products, services, advertisements, recommendations or statements or any other content that may appear of LinkedIn or on other LinkedIn -affiliated sites. No part of this page is intended to make a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice. This Page is intended for US persons only. Any non-Money Concepts URLs or external websites mentioned on LinkedIn are unaffiliated with Money Concepts. Money Concepts has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. Third party marks appearing herein are the property of their respective owners. Guarantees are subject to the claims-paying ability of the issuing insurance company. Please remember investing involves risks, and the value of your investment will fluctuate over time and you may gain or lose money. All Securities Offered Money Concepts Capital Corp. Member FINRA/SIPC EM Ford is an independent firm not affiliated with Money Concepts Capital Corp.

Bryne Wiseman, based in Bowling Green, Kentucky, operates under the umbrella of Houchens Benefits. As the President of Houchens Benefits, Wiseman leads a team that specializes in providing medical and ancillary benefits to local and regional employers. This office, located at 1750 Scottsville Rd, Suite 4 in Bowling Green, KY 42104, has established a reputation for its expertise in serving industries such as offices of physicians and automobile dealers. Key clients include Imac Holdings in the offices of physicians industry, located in Tennessee, with over 90 participants, and Nacarato Trucks General Partnership, a player in the automobile dealers industry, also based in Tennessee, with more than 260 participants. These relationships underscore the firm's deep knowledge and experience in these sectors. Being a part of a local brokerage firm, Bryne Wiseman's office provides personalized and regionally focused services, ensuring a deeper understanding of the local market dynamics and client needs. This aspect is particularly beneficial for employer benefits buyers who are seeking specialized knowledge and a tailored approach to benefits planning and management in the Bowling Green region.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Situated in Central City, KY, Solutions First stands as a pivotal player within the local brokerage firm landscape, specializing in delivering expert insurance solutions tailored for both local and regional employers. With a focused expertise in medical and ancillary benefits, Solutions First is committed to addressing the diverse needs of businesses in the area. The success stories of their top customers exemplify Solutions First's proficiency, with partnerships such as Gli Professional Services Sub-Association Ltd and Gli Wholesale & Retail Trade Sub-Association Ltd in the agencies, brokerages, and insurance-related activities industry. These collaborations feature participant numbers exceeding 6,260 and 2,990, respectively, showcasing the broker's ability to navigate the intricacies of a large participant base. Pittsburg Tank & Tower Company in the heavy and civil engineering construction industry further highlights Solutions First's adaptability, providing effective solutions even for smaller participant groups. As an integral part of the local brokerage scene, Solutions First's commitment to serving both local and regional employers underscores their adaptability to the dynamic business landscape of Central City, KY. With a focus on excellence and a track record of successful partnerships, Solutions First emerges as a reliable and knowledgeable partner for employers seeking specialized benefit solutions in the local community.

Established in 1943, Kentucky Farm Bureau Mutual Insurance Company is the largest property and casualty insurer based in Kentucky. The company – currently rated as an “A” (Excellent) by A.M. Best Company – is committed to serve the insurance needs of local communities, support growth and retention of membership, and maintain a responsive presence in all Kentucky counties. With over 400 agents and more than 180 offices located in all 120 counties across the Commonwealth, KFB Insurance is both local and homegrown. Our knowledgeable agents market a wide variety of insurance lines, from homeowner’s and automobile coverage to life and health insurance and retirement planning. Farm Bureau members also have access to a variety of additional benefits and services, including discount buying programs, college scholarships, farm marketing and leadership development activities. Founded by Kentuckians for Kentuckians, Kentucky Farm Bureau Insurance is “Big on Commitment.”

Over 50 Million people worldwide have chosen Aflac because of our commitment to providing customers with the confidence that comes from knowing they have assistance in being prepared for whatever life may bring. With Aflac, whether you're a large business or a small one, you can provide your employees with the kind of benefits they’d expect from a bigger company, helping your business stand out from the crowd. Hundreds of thousands of businesses across the United States already make Aflac available to their employees—at no direct cost to their company. Choose from a wide range of products that can help your employees with health events—from accidents, to disability, to cancer, to life insurance. Your employees enjoy benefits from Aflac, all employee-paid. Please check out aflac.com for more information.