LBW is an independent, family owned, agency based in Northern Los Angeles County. We pride ourselves on the value we bring to our clients. As a team of experienced professionals, we don't just write policies. We craft individual insurance and financial strategies to match the unique needs and goals of each company we serve. CA Insurance License # 0785905 Securities offered through Securities America, Inc., Member FINRA/SIPC. Financial Advice & Investment Advisory Services offered through PFG Advisors. LBW, PFG Advisors, and Securities America are separate entities.

XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.

Intellibenefits, situated in Los Angeles, CA, stands as a prominent insurance broker with a robust presence in the region. Boasting a larger office, the team excels in providing comprehensive expertise tailored for local and regional employers, with a particular focus on medical and ancillary benefits. Their in-depth knowledge spans industries such as architectural, engineering, and related services, as well as building equipment contractors. This adept brokerage firm has proven its mettle with midsize employers, showcasing a track record that underscores their proficiency in navigating the intricacies of employer benefits. One notable aspect of their success lies in catering to esteemed clients like Safeway Building Systems, a leader in the building equipment contractors industry with over 180 participants, and Speedie & Associates, an architectural and engineering firm based in AZ with 120+ participants. What sets Intellibenefits apart is their affiliation with a local brokerage firm, fostering a collaborative and community-centric approach to insurance solutions. Their commitment to excellence is evident in their tailored services and the trusted relationships they've cultivated with a diverse array of clients, making them a valuable ally for employers seeking a reliable partner in optimizing their benefits strategies.

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Advanced Estate & Insurance Services Inc., based in San Francisco, CA, presents a robust profile as an employee benefits brokerage firm. With a rich experience spanning over 35 years, this firm stands ready to offer comprehensive solutions for employer benefits plans. Their expertise encompasses a broad range of services, essential for businesses aiming to thrive in today's competitive landscape. Notably, they specialize in providing insurance and administrative know-how, tailored to meet the unique needs of each business they partner with. The firm's operations extend throughout the San Francisco Bay Area, where they have established strong partnerships with local and regional employers. Their focus on midsize employers is evident in their ability to handle a diverse range of insurance types, including medical, vision, and ancillary benefits. This adaptability is further highlighted in their work with top customers like Brightline in the ambulatory health care services industry, a testament to their capability in managing plans for organizations with 180+ participants. Advanced Estate & Insurance Services Inc.'s proficiency is not just limited to traditional insurance models. They also delve into modern healthcare plan options such as HMOs, PPOs, EPOs, POS, and HDHPs. This variety ensures that they can cater to the specific requirements of each employer, enhancing employee satisfaction and retention through well-structured benefit plans. In summary, this brokerage firm offers a comprehensive suite of services for businesses seeking to enhance their benefits packages. Their extensive experience, coupled with a keen understanding of both traditional and contemporary insurance models, positions them as a reliable partner for employers in the San Francisco Bay Area.

John M. Fickewirth & Associates, based in Oxnard, California, offers a wealth of expertise in delivering comprehensive employee benefits solutions. With a dedicated focus on tailoring benefits plans that align with the unique needs of each client, this local brokerage stands out for its personalized approach and deep understanding of the complexities of employee benefits. Known for their collaboration with notable clients such as AFSCME Local 2076 and Ojai Valley Inn and Spa, John M. Fickewirth & Associates demonstrates a proven track record of enhancing employee satisfaction and organizational wellbeing through strategic benefits planning. Their commitment to excellence and client satisfaction is evident in every interaction, ensuring that organizations receive not only expert advice but also unparalleled service. Visit fickewirth.com to learn how John M. Fickewirth & Associates can transform your employee benefits experience with solutions that are as innovative as they are effective.

NFP's Los Angeles office stands out as a premier insurance broker, specializing in comprehensive employer benefits solutions for local and regional businesses. With a keen focus on medical and ancillary benefits, this office has garnered significant expertise in tailoring insurance packages to meet the unique needs of employers in diverse industries. What sets NFP apart is its proven track record, particularly evident in their successful partnerships with prominent organizations. Notable clients include Getaway House in the traveler accommodation sector, boasting an impressive participation of 390+, International Bonded Couriers in couriers and express delivery services with 120+ participants, and Nadap in outpatient care centers, serving a workforce of 240+. This breadth of experience across industries underscores their versatility and ability to navigate the intricacies of various business landscapes. As a key player within a prominent national insurance brokerage firm, NFP's Los Angeles office brings substantial resources and a network of industry connections to the table. Their demonstrated expertise in catering to midsize employers further solidifies their understanding of the unique challenges faced by businesses of this scale. For employers seeking a trusted partner with a proven track record, NFP's Los Angeles office stands as a reliable choice, offering tailored solutions and unmatched industry knowledge.

Alliant Insurance Services is among the largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for almost 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.