MOC prides itself in our commitment to clients and in delivering the highest quality in consultative and insurance services. Our risk and claims management experts specialize in Real Estate, Arts & Entertainment, Agriculture & Viticulture, Marine, Aviation, Commercial and Personal Insurance. Our services include providing the best coverage, from the best companies, at the best price. Our risk management approach in providing customized solutions and personal attention allows our clients to focus on the success of their business. Originally founded in 1969 in San Francisco, CA, MOC is one of the largest independent insurance brokerages in California, servicing clients throughout the United States. The 2008 addition of Farallon Associates Insurance Brokers, followed by San Francisco Insurance Center in 2011, aligns with MOC's growth strategy of strengthening client services in our specialty areas. MOC is now an organization of over 65 employees with total annual premiums exceeding $100 million. Main (415) 957-0600

Heath Benefit Partners, Inc. Agency is a reputable local insurance broker with its office conveniently situated in Mission Viejo, California. Clients consistently rate them highly for their exceptional customer service and industry expertise. One of their notable achievements at this office location is their collaboration with Lenox Financial Mortgage Corporation dba WesLend Financial, a prominent employer in the nondepository credit intermediation industry. The team at Heath Benefit Partners, Inc. Agency worked closely with Lenox Financial Mortgage Corporation's HR and finance team to establish a tailored self-funding arrangement. They also developed a comprehensive suite of insurance plans, including HMO, PPO, PBM, and drug plans, specifically designed to cater to the unique needs of their 160 members. Catering to midsize employers, Heath Benefit Partners, Inc. Agency serves a diverse client base across various industries. Their expertise spans wholesale trade agents and brokers, as well as nondepository credit intermediation industries. This allows them to offer specialized insurance solutions that effectively address the specific risks associated with these sectors. In addition to Lenox Financial Mortgage Corporation dba WesLend Financial, their roster of employer clients includes Aviation Consultants Inc, Belshire Environmental Services, and FMH Material Handling Solutions Inc, further showcasing their ability to serve a wide range of businesses. With their extensive experience and expertise across client sizes and industries, Heath Benefit Partners, Inc. Agency has earned a good M Score. This reflects their commitment to delivering exceptional insurance solutions and personalized service to their clients. Located in Mission Viejo, California, they are a trusted local insurance broker serving clients in California and Colorado.

ERM Insurance Brokers, a local insurance broker headquartered in Santa Ana, California, is renowned for its exceptional services in the insurance industry. With a focus on meeting the diverse needs of large and midsize employers, ERM Insurance Brokers has established a strong reputation for its expertise and customer-centric approach. One exemplary case highlighting their competence in the Santa Ana region is their collaboration with Pankl Holdings Inc, a prominent employer in the fabricated metal product manufacturing industry. ERM Insurance Brokers worked closely with the HR and finance team of Pankl Holdings Inc to design a comprehensive insurance package, including a self-funding arrangement, HMO plan, and PPO plan, tailored to the specific requirements of their 370 employees. With considerable experience in serving self-funded employers and a deep understanding of the intricacies of insurance plans, ERM Insurance Brokers is well-equipped to provide customized solutions that align with the needs of their clients. Operating primarily in California, ERM Insurance Brokers caters to a diverse clientele, including notable companies like Pankl Holdings Inc and CG Landscape. Their comprehensive range of services extends to sectors such as services to buildings and dwellings, as well as fabricated metal product manufacturing. Renowned for their exceptional customer service and expertise, ERM Insurance Brokers consistently receives high ratings from satisfied clients. Their commitment to delivering tailored insurance solutions, combined with their deep industry knowledge, has made them a trusted partner for employers seeking reliable and comprehensive insurance coverage. With their office in Santa Ana, ERM Insurance Brokers is strategically positioned to serve the insurance needs of businesses throughout California, ensuring that clients receive the highest level of service and expertise.

Innova Insurance Solutions, based in Diamond Bar, California, is a reputable local insurance broker serving clients throughout California. With a proven track record of excellence, this office has established itself as a trusted partner for businesses of all sizes, ranging from large corporations to midsize employers. One notable success story involves their collaboration with QTC Management, Inc., a prominent employer in the management, scientific, and technical consulting services industry, boasting a workforce of 2320 members. Innova Insurance Solutions worked closely with QTC Management's HR and finance team to design a tailored self-funding arrangement, along with a comprehensive HMO and PPO plan, specifically catering to the unique needs of their members. This demonstrates Innova Insurance Solutions' expertise in crafting customized insurance solutions that align with the diverse requirements of their clients. Additionally, Innova Insurance Solutions boasts a solid client base, including esteemed employers such as Hikvision USA, Property Management Associates, QTC Commercial Services LLC, and, of course, QTC Management, Inc. Their extensive experience across various industries is evident in their exceptional M Score, which reflects their wide-ranging expertise and successful track record in meeting the insurance needs of clients across different sectors. With specialization in management, scientific, and technical consulting services, as well as wholesale trade agents and brokers, and offices of real estate agents and brokers industries, Innova Insurance Solutions possesses in-depth knowledge and proficiency in these sectors. Furthermore, they have garnered significant experience working with self-funded employers, adeptly navigating the intricacies of HMOs and PPOs to provide tailored solutions that best serve their clients' interests. Overall, Innova Insurance Solutions stands out as a reliable and knowledgeable insurance broker, dedicated to delivering top-notch service and customized insurance solutions to a diverse clientele throughout California.

Since 1983, integrity, innovation and family have been the foundation. Located in San Diego, California with offices in Denver, Colorado and Tucson, Arizona, we rank as one of the most respected brokerages and serve hundreds of companies and individuals with employee benefits, retirement planning and risk management.

Benefit Experts Insurance Agency, located in Palo Alto, California, is a highly rated local insurance broker servicing clients across California. With a strong focus on customer service and expertise, this office has garnered excellent reviews from satisfied clients. One standout example of their exceptional work is their partnership with C&H Enterprises, a prominent employer in the fabricated metal product manufacturing industry. Benefit Experts Insurance Agency collaborated closely with C&H Enterprises' HR and finance team to develop a tailored healthcare plan that met the unique needs of their 180 employees. This included setting up a Health Maintenance Organization (HMO) plan, a Pharmacy Benefit Manager (PBM), and a comprehensive drug plan. Benefit Experts Insurance Agency specializes in serving midsize employers and possesses extensive knowledge and experience in the fabricated metal product manufacturing sector. Their understanding of the specific challenges and requirements faced by businesses in this industry sets them apart from other insurance brokers. With a client-centric approach, Benefit Experts Insurance Agency consistently delivers customized insurance solutions that cater to their clients' specific needs and preferences. Whether it's providing expert guidance on healthcare plans, implementing cost-effective solutions, or offering ongoing support, Benefit Experts Insurance Agency ensures that their clients receive top-notch service. With their office in Palo Alto, they are conveniently situated to serve businesses throughout California. With their dedication to customer satisfaction and industry expertise, Benefit Experts Insurance Agency is a trusted partner for employers seeking comprehensive and tailored insurance coverage for their employees

Invensure Insurance Brokers, Inc. is a highly reputable insurance broker with a strong presence in multiple states across the United States. With their office located in Newport Beach, California, they cater to clients throughout Texas, California, Tennessee, Hawaii, Utah, Maryland, and Oregon. Renowned for their exceptional customer service and expertise, Invensure Insurance Brokers, Inc. has received stellar reviews from satisfied clients. One outstanding example of their exceptional work can be seen through their partnership with Advanced Payroll Solutions Inc., a prominent employer in the real estate industry with 410 members. Invensure Insurance Brokers, Inc. collaborated closely with their HR and finance team to establish a tailored self-funding arrangement, an HMO plan, a pharmacy benefit management (PBM) system, and a drug plan specifically designed to address the unique needs of the members. Invensure Insurance Brokers, Inc. serves a diverse client base, ranging from large corporations to small businesses, showcasing their wide-ranging experience and expertise across different industries. Notably, they have established themselves as leaders in nonmetallic mineral mining and quarrying, as well as activities related to the real estate sector. Their proficiency in working with HMOs and other specific pharmacy providers is a testament to their commitment to ensuring optimal coverage for their clients. With a comprehensive understanding of the insurance landscape, Invensure Insurance Brokers, Inc. leverages their extensive knowledge to provide tailored solutions that best meet their clients' needs. Employer clients such as Advanced Payroll Solutions Inc. and Southwest Boulder & Stone Inc. attest to the exceptional service provided by Invensure Insurance Brokers, Inc. Their outstanding M Score, reflecting their expertise and experience across various client sizes and industries, positions them as a trusted partner in the insurance brokerage realm.

HUB International, a national insurance consultant with an office based in Carlsbad, California, is a reputable insurance broker catering to clients of various sizes, including large, midsize, and small employers. While some customers have expressed lower reviews, it is worth investigating these concerns when evaluating potential partners. However, HUB International boasts extensive experience working with self-funded clients and has excelled in designing HMO and PPO plan models for their clients. They are particularly renowned for their proficiency in carving out drug and pharmacy plans, setting them apart from other brokers in the market. Notably, HUB International's Carlsbad office has made significant contributions within the insurance landscape, showcasing their expertise and commitment to their clients. For instance, they collaborated with Bridge Home Health, a prominent employer in the home health care services industry, to establish a customized self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan tailored to the unique needs of their 580 members. This successful partnership demonstrates HUB International's ability to deliver tailored solutions. The Carlsbad office of HUB International has solidified its position as one of the top brokerages in the San Diego, CA market, boasting a wide range of experience and expertise across various client sizes, industries, and products. Additionally, their strong acumen spans industries such as professional, scientific, and technical services, depository credit intermediation, computer systems design, and related services. Servicing clients across multiple states, including California, Arizona, Nevada, Oklahoma, Colorado, South Carolina, Georgia, Florida, Missouri, Illinois, Pennsylvania, Massachusetts, Texas, Washington, Minnesota, and Michigan, this location of HUB International has fostered partnerships with notable employer clients like Acadia Pharmaceuticals Inc, Ace Parking, Alphatec Spine, Inc, and Angel View Resale Store

Founded in 1960, DiBuduo & DeFendis Insurance Brokers, LLC (D&D) is one of the largest independent insurance agencies in California with offices in Bakersfield, Clovis, Dinuba, Fresno, Hollister, Lodi, Modesto, Oxnard, San Luis Obispo, Santa Monica, and Taft. The firm provides all lines of insurance to a diversified group of clients throughout the United States. D&D takes a partnership approach in working with businesses by offering a number of services to help them control their insurance costs and keep their workers safe and productive while protecting their business against loss. For additional information, visit dibu.com.

Fickewirth Benefits Advisors is a reputable insurance broker serving a diverse clientele of large and midsize employers. With a local office situated in Ventura, California, they have established themselves as a trusted partner within the industry. One notable example of their expertise is their collaboration with Rapattoni Corporation, an employer in the computer systems design and related services sector with 80 members. Fickewirth Benefits Advisors worked closely with Rapattoni Corporation's HR and finance team to tailor a comprehensive PPO plan that precisely catered to the unique needs of their members. While Fickewirth Benefits Advisors has encountered a few negative reviews from some customers, it is essential to thoroughly evaluate this aspect when considering potential partnerships. Notwithstanding this feedback, Fickewirth Benefits Advisors has displayed considerable proficiency in working with HMOs and assisting clients in identifying the most suitable solutions to meet their requirements. The company boasts a commendable M Score, indicative of their broad experience and expertise across industries and client sizes, excluding public administration. Fickewirth Benefits Advisors' client base primarily encompasses various organizations such as AFSCME Local 2076, Board of Trustees L.A. Co. Fire Fighters Local 1014, Long Term Care Workers Health Trust Fund, and Rapattoni Corporation. Their extensive range of services caters to relief services, business, professional, labor, political, and similar organizations throughout California. When considering potential insurance brokers, Fickewirth Benefits Advisors' local presence, industry experience, and dedication to understanding clients' unique needs make them a noteworthy contender in the market. Evaluating their customer feedback will be vital in making an informed decision regarding a potential partnership.