MOC prides itself in our commitment to clients and in delivering the highest quality in consultative and insurance services. Our risk and claims management experts specialize in Real Estate, Arts & Entertainment, Agriculture & Viticulture, Marine, Aviation, Commercial and Personal Insurance. Our services include providing the best coverage, from the best companies, at the best price. Our risk management approach in providing customized solutions and personal attention allows our clients to focus on the success of their business. Originally founded in 1969 in San Francisco, CA, MOC is one of the largest independent insurance brokerages in California, servicing clients throughout the United States. The 2008 addition of Farallon Associates Insurance Brokers, followed by San Francisco Insurance Center in 2011, aligns with MOC's growth strategy of strengthening client services in our specialty areas. MOC is now an organization of over 65 employees with total annual premiums exceeding $100 million. Main (415) 957-0600

Heath Benefit Partners, Inc. Agency is a reputable local insurance broker with its office conveniently situated in Mission Viejo, California. Clients consistently rate them highly for their exceptional customer service and industry expertise. One of their notable achievements at this office location is their collaboration with Lenox Financial Mortgage Corporation dba WesLend Financial, a prominent employer in the nondepository credit intermediation industry. The team at Heath Benefit Partners, Inc. Agency worked closely with Lenox Financial Mortgage Corporation's HR and finance team to establish a tailored self-funding arrangement. They also developed a comprehensive suite of insurance plans, including HMO, PPO, PBM, and drug plans, specifically designed to cater to the unique needs of their 160 members. Catering to midsize employers, Heath Benefit Partners, Inc. Agency serves a diverse client base across various industries. Their expertise spans wholesale trade agents and brokers, as well as nondepository credit intermediation industries. This allows them to offer specialized insurance solutions that effectively address the specific risks associated with these sectors. In addition to Lenox Financial Mortgage Corporation dba WesLend Financial, their roster of employer clients includes Aviation Consultants Inc, Belshire Environmental Services, and FMH Material Handling Solutions Inc, further showcasing their ability to serve a wide range of businesses. With their extensive experience and expertise across client sizes and industries, Heath Benefit Partners, Inc. Agency has earned a good M Score. This reflects their commitment to delivering exceptional insurance solutions and personalized service to their clients. Located in Mission Viejo, California, they are a trusted local insurance broker serving clients in California and Colorado.

Since 1983, integrity, innovation and family have been the foundation. Located in San Diego, California with offices in Denver, Colorado and Tucson, Arizona, we rank as one of the most respected brokerages and serve hundreds of companies and individuals with employee benefits, retirement planning and risk management.

Benefit Experts Insurance Agency, located in Palo Alto, California, is a highly rated local insurance broker servicing clients across California. With a strong focus on customer service and expertise, this office has garnered excellent reviews from satisfied clients. One standout example of their exceptional work is their partnership with C&H Enterprises, a prominent employer in the fabricated metal product manufacturing industry. Benefit Experts Insurance Agency collaborated closely with C&H Enterprises' HR and finance team to develop a tailored healthcare plan that met the unique needs of their 180 employees. This included setting up a Health Maintenance Organization (HMO) plan, a Pharmacy Benefit Manager (PBM), and a comprehensive drug plan. Benefit Experts Insurance Agency specializes in serving midsize employers and possesses extensive knowledge and experience in the fabricated metal product manufacturing sector. Their understanding of the specific challenges and requirements faced by businesses in this industry sets them apart from other insurance brokers. With a client-centric approach, Benefit Experts Insurance Agency consistently delivers customized insurance solutions that cater to their clients' specific needs and preferences. Whether it's providing expert guidance on healthcare plans, implementing cost-effective solutions, or offering ongoing support, Benefit Experts Insurance Agency ensures that their clients receive top-notch service. With their office in Palo Alto, they are conveniently situated to serve businesses throughout California. With their dedication to customer satisfaction and industry expertise, Benefit Experts Insurance Agency is a trusted partner for employers seeking comprehensive and tailored insurance coverage for their employees

HUB International, a national insurance consultant with an office based in Carlsbad, California, is a reputable insurance broker catering to clients of various sizes, including large, midsize, and small employers. While some customers have expressed lower reviews, it is worth investigating these concerns when evaluating potential partners. However, HUB International boasts extensive experience working with self-funded clients and has excelled in designing HMO and PPO plan models for their clients. They are particularly renowned for their proficiency in carving out drug and pharmacy plans, setting them apart from other brokers in the market. Notably, HUB International's Carlsbad office has made significant contributions within the insurance landscape, showcasing their expertise and commitment to their clients. For instance, they collaborated with Bridge Home Health, a prominent employer in the home health care services industry, to establish a customized self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan tailored to the unique needs of their 580 members. This successful partnership demonstrates HUB International's ability to deliver tailored solutions. The Carlsbad office of HUB International has solidified its position as one of the top brokerages in the San Diego, CA market, boasting a wide range of experience and expertise across various client sizes, industries, and products. Additionally, their strong acumen spans industries such as professional, scientific, and technical services, depository credit intermediation, computer systems design, and related services. Servicing clients across multiple states, including California, Arizona, Nevada, Oklahoma, Colorado, South Carolina, Georgia, Florida, Missouri, Illinois, Pennsylvania, Massachusetts, Texas, Washington, Minnesota, and Michigan, this location of HUB International has fostered partnerships with notable employer clients like Acadia Pharmaceuticals Inc, Ace Parking, Alphatec Spine, Inc, and Angel View Resale Store

HUB International is a highly regarded insurance broker serving a diverse range of clients, including large, midsize, and small employers. Renowned for their exceptional customer service and expertise, they have earned outstanding reviews from satisfied clients. With extensive experience in working with self-funded clients, HUB International excels in providing tailored solutions. They also possess a strong track record in HMO plan design models and collaborating with clients and PPOs to meet member needs. Setting themselves apart from other brokers, HUB International boasts remarkable proficiency in carving out drug and pharmacy plans. As a national insurance consultant, HUB International operates from their office in Fresno, California. Their presence in this region is exemplified by their partnership with Calbee North America, LLC, a notable employer in the food manufacturing industry with 620 members. Collaborating closely with Calbee North America's HR and finance team, HUB International provided invaluable support. In the Fresno market, HUB International stands out as one of the top brokerages, thanks to their extensive experience and expertise across client sizes, industries, and products. Notably, they possess strong knowledge in educational services, food manufacturing, and support activities for crop production industries. Catering to clients throughout California, HUB International's Fresno office is proud to serve various employers, including Aspiranet, Calbee North America, LLC, E M Tharp Inc, and Fresno Plumbing & Heating Inc. Recognized for their broad range of experience and exceptional industry knowledge, this branch of HUB International has garnered an impressive M Score, indicating their top-tier standing in the insurance brokerage landscape.

Founded in 1960, DiBuduo & DeFendis Insurance Brokers, LLC (D&D) is one of the largest independent insurance agencies in California with offices in Bakersfield, Clovis, Dinuba, Fresno, Hollister, Lodi, Modesto, Oxnard, San Luis Obispo, Santa Monica, and Taft. The firm provides all lines of insurance to a diversified group of clients throughout the United States. D&D takes a partnership approach in working with businesses by offering a number of services to help them control their insurance costs and keep their workers safe and productive while protecting their business against loss. For additional information, visit dibu.com.

Fickewirth Benefits Advisors is a reputable insurance broker serving a diverse clientele of large and midsize employers. With a local office situated in Ventura, California, they have established themselves as a trusted partner within the industry. One notable example of their expertise is their collaboration with Rapattoni Corporation, an employer in the computer systems design and related services sector with 80 members. Fickewirth Benefits Advisors worked closely with Rapattoni Corporation's HR and finance team to tailor a comprehensive PPO plan that precisely catered to the unique needs of their members. While Fickewirth Benefits Advisors has encountered a few negative reviews from some customers, it is essential to thoroughly evaluate this aspect when considering potential partnerships. Notwithstanding this feedback, Fickewirth Benefits Advisors has displayed considerable proficiency in working with HMOs and assisting clients in identifying the most suitable solutions to meet their requirements. The company boasts a commendable M Score, indicative of their broad experience and expertise across industries and client sizes, excluding public administration. Fickewirth Benefits Advisors' client base primarily encompasses various organizations such as AFSCME Local 2076, Board of Trustees L.A. Co. Fire Fighters Local 1014, Long Term Care Workers Health Trust Fund, and Rapattoni Corporation. Their extensive range of services caters to relief services, business, professional, labor, political, and similar organizations throughout California. When considering potential insurance brokers, Fickewirth Benefits Advisors' local presence, industry experience, and dedication to understanding clients' unique needs make them a noteworthy contender in the market. Evaluating their customer feedback will be vital in making an informed decision regarding a potential partnership.

Decades of specialized experience came together in January of 2012 when seasoned industry veterans created the brokerage firm of PentaRisk Insurance Specialists. From the simplest to the most complex requirements, PentaRisk has assembled the most talented, educated, and experienced experts each with diverse resources dedicated to you and your business. We are a one-stop brokerage firm with risk management solutions for many industries including, but not limited to, construction, real estate, manufacturing, healthcare, hospitality, staffing and energy. Our number one goal is to provide excellent customer service. Inclusive to this goal is a responsibility to be a trusted adviser and to help mitigate each client's loss exposure, while also minimizing premiums and total cost of risk. In 2015 we became an Acrisure Agency partner and are now part of the fastest growing privately held insurance broker in the United States. Acrisure ranks in the top 10 of private brokers of US business. As a national group of agencies, Acrisure is able to provide a full spectrum of specialty insurance and risk management solutions to meet the needs of our diverse market. We have also expanded our PentaRisk operations by adding offices in Chicago and Birmingham to better serve our growing client base. We invite you to contact us today to learn how we can Insure Your Success.

XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.