We are an independent Insurance Broker that provides competitive solutions for your business, employees and your home and auto. We offer the Work Comp Navigator program that will drive down your Workers Compensation premium to the lowest amount allowable by law. We offer Health and Wellness solutions that are unique to our agency and will provide your business significant premium savings and increase employee health and morale. Our Home and Auto insurance professionals will competitively match your unique needs with the right insurance company, from the dozens of companies available to us.

Located in Salinas, CA, Michael B Kelly Insurance Services stands out as a trusted local partner for employer benefits solutions. With a rich history of catering to the diverse needs of midsize employers, this office location brings a wealth of experience to the table. The team excels in working with self-funded clients, showcasing their proficiency in managing risk and delivering tailored solutions. At the heart of their success is a dedication to supporting both local and regional employers. As part of a local brokerage firm, Michael B Kelly Insurance Services has established itself as a community-oriented player with a keen understanding of the unique challenges faced by businesses in the area. Their extensive expertise spans various industries, including insurance carriers and management, scientific, and technical consulting services. Noteworthy clients such as Cypress Healthcare Partners and Montage Health highlight the broker's effectiveness in navigating the complexities of employer benefits, with a demonstrated track record of serving companies with 640+ and 230+ participants, respectively. In choosing Michael B Kelly Insurance Services, employers gain access to a team that combines local insight with industry knowledge, ensuring comprehensive and tailored insurance solutions for their workforce.

benefitsFIRST, Inc is a reputable insurance broker based in Anaheim, California, specializing in serving clients across California, particularly in the aerospace product and parts manufacturing industries. With their office conveniently located in Anaheim, benefitsFIRST, Inc has established itself as a trusted partner for large employers, including notable companies such as Scaled Composites LLC. One of the key highlights of benefitsFIRST, Inc's expertise lies in their ability to tailor insurance solutions to meet the unique needs of their clients. Notably, they collaborated closely with Scaled Composites LLC's HR and finance team to develop a comprehensive self-funding arrangement, HMO plan, and PPO plan. By understanding the specific requirements and challenges faced by the 280-member aerospace employer, benefitsFIRST, Inc was able to design a personalized insurance package that effectively caters to the healthcare needs of Scaled Composites LLC employees. With an unwavering commitment to delivering outstanding service, benefitsFIRST, Inc distinguishes itself by offering top-notch customer support and comprehensive insurance options. Their extensive experience working within the aerospace product and parts manufacturing industries enables them to provide valuable insights and guidance to their clients. Whether it is assisting large employers like Scaled Composites LLC or servicing clients across California, benefitsFIRST, Inc's Anaheim office consistently delivers tailored insurance solutions backed by their deep industry knowledge. With a track record of excellence and a strong focus on client satisfaction, benefitsFIRST, Inc is the preferred insurance broker for businesses seeking comprehensive coverage options in the dynamic and evolving insurance landscape.

OneDigital's San Francisco, CA office emerges as a stalwart insurance broker, leveraging profound expertise to cater to the nuanced needs of local and regional employers. Specializing in medical and ancillary benefits, this office has showcased adept proficiency, particularly within the vocational rehabilitation services, motor vehicle and motor vehicle parts and supplies merchant wholesalers, and computer systems design and related services industries. With a commendable track record, OneDigital has successfully served notable clients such as Codexis, a pioneer in scientific research and development services, boasting over 210 participants. Plume Design, a key player in computer systems design and related services with 150+ participants, and Progress Foundation in vocational rehabilitation services with 30+ participants, also entrust OneDigital for their insurance needs. Positioned within the framework of a large national insurance brokerage firm, this office stands as a testament to the organization's robust capabilities. Notably, OneDigital's San Francisco location excels in catering to midsize employers, showcasing a deep understanding of their unique challenges and requirements. As a reliable partner in the complex landscape of employer benefits, this OneDigital branch in San Francisco emerges as a strategic choice for businesses seeking tailored solutions and proven industry acumen.

Intrinsic Solutions Insurance Agency, located in Los Angeles, CA, stands out as a premier insurance broker specializing in employer benefits. With a dedicated focus on medical and ancillary benefits, this office has amassed considerable expertise in serving local and regional employers. Their impressive client portfolio includes notable companies such as California Waste Solutions, a key player in the waste management and remediation services industry, boasting over 150 participants. Additionally, they cater to Gillig, a prominent motor vehicle manufacturing company in CA, providing coverage for a workforce of over 270 participants. Intrinsic Solutions has demonstrated unparalleled proficiency in navigating the intricacies of both waste management and motor vehicle manufacturing industries. As part of a local brokerage firm, this office benefits from a deep understanding of the unique challenges faced by businesses in the region. Their commitment to midsize employers is evident through their demonstrated track record, showcasing the ability to tailor comprehensive insurance solutions to meet the specific needs of this market segment. Intrinsic Solutions Insurance Agency is poised to guide employers through the complexities of benefit programs, ensuring optimal coverage and peace of mind for both businesses and their valued employees.

Rogers Benefit Group is a specialty marketing organization with a long history of developing niche markets. Our predecessor organizations date back in the late 1940’s when RBG’s founder, Pat Rogers, decided to enter the small employer group insurance business. Being an agent himself, he also knew that agents were going to need a marketing organization to help them bring specialized knowledge and service to their clients in the increasingly complex area of health benefits. Our first insurance carrier relationship began with Principal Financial Group. This relationship thrives today. Regionally, we enjoy strategic relationships with Aetna, certain Blue Cross and Blue Shield plans, HealthNet, United Health Care, Humana, and Assurant Health. Today Rogers Benefit Group helps agents service more than 40,000 groups who pay more than $2.5 billion in annual premium. Rogers Benefit Group is committed to fast, accurate response to an agent or employer when addressing their group insurance needs. It is from our Midwest roots that one can expect a no-nonsense, straightforward, competent approach to groups of any size. Our Geography We are currently located in over 30 states with 40 offices. This geographic spread lends itself well to the opportunity of assisting agents with groups having multiple locations. It also makes us the oldest and largest General Agent in the United States as measured by locations and, more importantly, premium in force. What’s Really Important Agents tell us that our greatest value is in the quoting and underwriting processes. Our mission is to help agents get business, get groups rated correctly, get them enrolled efficiently and accurately, and to help reduce their efforts in underwriting. We do this by close individual contact with the agent and employer while minimizing unknowns in these steps. Our specialized knowledge of the quoting, enrollment, and underwriting maze brings unique value to all parties involved.

At Cavignac we’re working towards realizing a vision where every business in our community is protected from risk. To achieve this, we’ve built a team that has been recognized as best in industry by giving them the resources and independence to: - Belong: We emphasize culture and encourage collaboration. We work in a supportive work environment where you know your teammates have got your back. - Give: We believe community engagement is an integral part of a fulfilling career. We’re always looking for new ways to give back to the place where we live and work. - Grow: The only thing more important than our clients futures are the futures of our team members. We invest a significant amount of time and resources on employee education. - Thrive: Comprehensive health insurance, 401k matching, profit sharing, team events, competitive PTO, all staff and individual bonuses - we give our team the benefits they need to live their best life. It’s this approach that has led to recognition. Here are a few of them: - Best Places to Work in San Diego: 2011, 2013, 2015, 2017, 2019, 2021 - Best Places to Work in Insurance: 2012, 2014, 2016, 2018, 2020, 2022 - U.S. Business Insurance: #1 Best Place To Work in the Country - Reagan's Best Practices Agency: 22 Consecutive Years (1999 - 2022) What We Do: We're an independent (locally owned) commercial insurance broker that manages risk and negotiates insurance on behalf of its clients. Our objective is to lower our clients Total Cost of Risk and drive dollars to their bottom line. Mission: To give confidence and clarity to the businesses we serve by providing knowledge-based risk management solutions and an exceptional client experience.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.