At Cavignac we’re working towards realizing a vision where every business in our community is protected from risk. To achieve this, we’ve built a team that has been recognized as best in industry by giving them the resources and independence to: - Belong: We emphasize culture and encourage collaboration. We work in a supportive work environment where you know your teammates have got your back. - Give: We believe community engagement is an integral part of a fulfilling career. We’re always looking for new ways to give back to the place where we live and work. - Grow: The only thing more important than our clients futures are the futures of our team members. We invest a significant amount of time and resources on employee education. - Thrive: Comprehensive health insurance, 401k matching, profit sharing, team events, competitive PTO, all staff and individual bonuses - we give our team the benefits they need to live their best life. It’s this approach that has led to recognition. Here are a few of them: - Best Places to Work in San Diego: 2011, 2013, 2015, 2017, 2019, 2021 - Best Places to Work in Insurance: 2012, 2014, 2016, 2018, 2020, 2022 - U.S. Business Insurance: #1 Best Place To Work in the Country - Reagan's Best Practices Agency: 22 Consecutive Years (1999 - 2022) What We Do: We're an independent (locally owned) commercial insurance broker that manages risk and negotiates insurance on behalf of its clients. Our objective is to lower our clients Total Cost of Risk and drive dollars to their bottom line. Mission: To give confidence and clarity to the businesses we serve by providing knowledge-based risk management solutions and an exceptional client experience.

Gallagher offers medical insurance, voluntary benefits and other services for all sizes of employers in the San Diego-Carlsbad, CA Metro Area. Employees depend on group health benefits for their well being and that of their families. Companies must offer competitive benefits in markets like San Diego-Carlsbad, CA due to increasing demand for employees. Gallagher San Diego is a part of a national insurance brokerage firm with offices across the nation with a local office in San Diego region. Arthur J. Gallagher & Co. Gallagher San Diego office has an M Score of 5 which is the highest M Score possible based on wide experience with business clients and positive customer feedback. An insurance broker plays an important role in selecting an enrollment firm for your employees. Arthur J. Gallagher & Co., Gallagher San Diego has few ratings and their score appears to be low compared to others in the marketplace.

Hammett Insurance Agency, Inc. is a reputable local insurance broker based in San Diego, California. With a strong track record in serving a diverse range of clients, they specialize in providing insurance solutions to large and midsize employers. The agency has gained extensive experience working with self-funded employers, offering tailored coverage options to meet their unique needs. One notable example of Hammett Insurance Agency, Inc.'s expertise is their collaboration with Kraemer's Nursery Inc., an employer with 200 members in the greenhouse, nursery, and floriculture production industry. They successfully partnered with Kraemer's HR and finance team to establish a customized self-funding arrangement that catered specifically to the requirements of their members. With a wide range of experience and proficiency across various industries, Hammett Insurance Agency, Inc. boasts a remarkable M Score. They demonstrate notable expertise in the areas of greenhouse, nursery, and floriculture production, as well as the health practitioners sector. Operating from their San Diego office, the agency serves clients not only in California but also in Idaho and Oregon. Among their prominent employer clients are M & M Management Co, Cherry Hill Management Inc, Kraemer's Nursery Inc, and Progressive Behavior Systems. Hammett Insurance Agency, Inc. has established itself as a reliable and trusted partner, providing comprehensive insurance solutions to businesses of all sizes and industries. Their commitment to understanding each client's unique needs ensures that they deliver tailored coverage options and exceptional service.

Unified Employee Benefits, rooted in the dynamic city of Los Angeles, CA, stands out as a distinguished insurance broker specializing in crafting tailored benefit solutions for both local and regional employers. With a keen focus on medical and ancillary benefits, this office demonstrates a depth of expertise that makes them a valuable resource for employer benefit buyers in the area. As part of a local brokerage firm, Unified Employee Benefits brings a personalized touch to its services, ensuring a nuanced understanding of the unique needs of businesses in Los Angeles. Their commitment to enhancing the well-being of workforces is exemplified by their top customer, Cemtek Environmental, in the professional, scientific, and technical services industry. Serving 180+ participants, this collaboration underscores Unified Employee Benefits' ability to navigate and cater to specific sectors with precision. Employer benefit buyers evaluating this Los Angeles location can rely on Unified Employee Benefits' demonstrated track record, industry-specific knowledge, and dedication to fostering the health and well-being of their clients' workforce through meticulously crafted benefit packages. The broker's expertise in serving local and regional employers ensures that businesses receive customized solutions aligned with their individual requirements.

Insurance Office of America (IOA) is a national insurance broker with an office located in San Diego, California. With a strong expertise across various industries, IOA serves clients of all sizes, including large, midsize, and small employers. They have established themselves as a trusted partner in the insurance industry, earning a good M Score based on their extensive experience and expertise. This specific office of IOA operates in Florida and California, catering to clients across both states. They have successfully serviced a diverse range of clients, including San Diego Farms LLC, a 0 member employer in the greenhouse, nursery, and floriculture production industry. IOA collaborated closely with the HR and finance team of San Diego Farms LLC to develop a comprehensive insurance solution, which involved setting up a self-funding arrangement, HMO plan, PPO plan, PBM, and a drug plan tailored to the unique needs of their members. In addition to their work with San Diego Farms LLC, IOA has built a solid client portfolio that includes notable employers such as Acec Life/Health Insurance Trust Benefit Consortium, Cotti Foods Corporation, Bartow Ford, and California Jockeys Welfare Corporation. This demonstrates IOA's ability to effectively serve clients across various industries, including automobile dealers, greenhouse, nursery, and floriculture production, as well as administrative and support and waste management and remediation services. With their vast experience in working with self-funded employers, IOA has gained a strong understanding of the intricacies involved in managing such arrangements. They have also excelled in collaborating with HMOs and clients to provide tailored solutions that meet their specific needs. IOA's expertise extends to working with clients and PPOs, ensuring the optimal coverage for members. Moreover, their experience in partnering with pharmacy benefit managers (PBMs) and other specialized pharmacy providers adds to their comprehensive approach in serving clients. Overall, Insurance Office of America's San Diego office delivers exceptional insurance brokerage services, leveraging their extensive industry knowledge and commitment to meeting the unique needs of each client.

UBC Insurance Solutions, Inc. is a prominent local insurance broker situated in Irvine, California. Their office location has allowed them to establish strong connections with various clients, including both large and midsize employers. One notable example is their successful collaboration with Quik Pick Express LLC, a reputable employer in the general freight trucking industry, boasting a workforce of 150 members. Recognizing the specific requirements of Quik Pick Express LLC's employees, UBC Insurance Solutions, Inc. partnered with their HR and finance team to devise a tailored Health Maintenance Organization (HMO) plan. By comprehending the unique needs of the workforce, UBC Insurance Solutions, Inc. was able to craft a comprehensive healthcare solution that catered to the specific demands of the trucking industry. Aside from their exceptional work with Quik Pick Express LLC, UBC Insurance Solutions, Inc. extends their expertise to a diverse range of employer clients in various industries. Some of their notable clients in this office location include Apex Management Company LLC, Collaborative Neuroscience Network LLC, and other employers across New York. What sets UBC Insurance Solutions, Inc. apart is their comprehensive knowledge and experience across multiple sectors. Their team possesses strong expertise in scientific research and development services, as well as the general freight trucking industries. This enables them to understand the intricacies of these industries and provide tailored insurance solutions to their clients, ensuring maximum coverage and protection. With their commitment to understanding client needs and their extensive industry knowledge, UBC Insurance Solutions, Inc. has become a trusted partner for businesses seeking comprehensive insurance coverage in Irvine, California, and beyond.

Terri Yurek Insurance, a respected local insurance broker headquartered in San Diego, California, is dedicated to serving midsize employers across various industries. With a stellar reputation for exceptional customer service and expertise, they have earned high ratings from their satisfied clients. Their office in San Diego has successfully collaborated with Integrits Corporation, an esteemed employer in the architectural, engineering, and related services industry. Terri Yurek Insurance worked closely with Integrits Corporation's HR and finance team to establish a Health Maintenance Organization (HMO) plan. This plan was meticulously designed to address the unique needs of their 160-member workforce, ensuring comprehensive coverage and member satisfaction. Terri Yurek Insurance possesses a wealth of knowledge and expertise in the architectural, engineering, and related services industries. This specialized understanding enables them to provide tailored insurance solutions that effectively address the specific requirements of businesses operating in these fields. While their primary focus is in San Diego, California, this branch of Terri Yurek Insurance extends their services to clients across North Carolina, broadening their reach to offer their expertise in different regions. The San Diego office of Terri Yurek Insurance proudly serves a diverse range of employer clients, including Integrits Corporation. Their commitment to providing exceptional customer service and their deep industry knowledge have solidified their position as a trusted insurance partner in the region. Through their dedication to client satisfaction, expertise in the architectural, engineering, and related services industries, and their ability to deliver tailored insurance solutions, Terri Yurek Insurance continues to be a preferred choice for midsize employers in San Diego, California, and throughout North Carolina.

Health Choices of California, based in the vibrant city of Los Angeles, operates from a spacious and well-established office, distinguishing itself as a prominent insurance broker in the region. With a keen focus on catering to the needs of local and regional employers, their expertise in medical and ancillary benefits sets them apart. This larger office boasts an impressive track record, especially in the competitive fields of bakeries and tortilla manufacturing, automotive repair and maintenance, and automobile dealerships. Their diverse clientele includes renowned businesses such as Avilas El Ranchito Restaurant, El Gallo Giro Corporation, and Interior Removal Specialist, showcasing their versatility across industries. As part of a local brokerage firm, Health Choices of California brings forth extensive experience working with midsize and small employers, reflecting their commitment to delivering tailored solutions. The broker's proficiency is evident in their successful management of diverse employee groups, with examples like Avilas El Ranchito Restaurant, which boasts 110+ participants, and El Gallo Giro Corporation, with a workforce exceeding 140. In evaluating this office location, employer benefits buyers can rely on Health Choices of California's proven track record, local market knowledge, and a commitment to providing comprehensive insurance solutions that align seamlessly with the unique needs of businesses in Los Angeles and beyond.

HUB International, a national insurance consultant with an office based in Carlsbad, California, is a reputable insurance broker catering to clients of various sizes, including large, midsize, and small employers. While some customers have expressed lower reviews, it is worth investigating these concerns when evaluating potential partners. However, HUB International boasts extensive experience working with self-funded clients and has excelled in designing HMO and PPO plan models for their clients. They are particularly renowned for their proficiency in carving out drug and pharmacy plans, setting them apart from other brokers in the market. Notably, HUB International's Carlsbad office has made significant contributions within the insurance landscape, showcasing their expertise and commitment to their clients. For instance, they collaborated with Bridge Home Health, a prominent employer in the home health care services industry, to establish a customized self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan tailored to the unique needs of their 580 members. This successful partnership demonstrates HUB International's ability to deliver tailored solutions. The Carlsbad office of HUB International has solidified its position as one of the top brokerages in the San Diego, CA market, boasting a wide range of experience and expertise across various client sizes, industries, and products. Additionally, their strong acumen spans industries such as professional, scientific, and technical services, depository credit intermediation, computer systems design, and related services. Servicing clients across multiple states, including California, Arizona, Nevada, Oklahoma, Colorado, South Carolina, Georgia, Florida, Missouri, Illinois, Pennsylvania, Massachusetts, Texas, Washington, Minnesota, and Michigan, this location of HUB International has fostered partnerships with notable employer clients like Acadia Pharmaceuticals Inc, Ace Parking, Alphatec Spine, Inc, and Angel View Resale Store

Benefits Concepts Insurance Agency is a local insurance broker serving the greater Sacramento region. Their business experience and customer ratings are limited, which means they have an M score of 2 out of 5. There are 372,200 employers in Los Angeles-Long Beach-Anaheim, CA who provide employee benefits and group health insurance to their employees. Benefit Concepts Insurance Agency provides group health insurance and employee benefits to all sizes of companies in the Los Angeles-Long Beach-Anaheim, CA Metro Area.

At Mercury, we have been guided by our purpose to help people reduce risk and overcome unexpected events for more than 60 years. We are one team with a common goal to help other others. Everyone needs insurance and we can’t imagine a world without it. Our team will encourage you to grow, make time to have fun, and work together to make great things happen. We are an award-winning company, and we owe that to our amazing team! We care about our people, and we mean it. We reward our talented professionals with a competitive salary, bonus potential, and a variety of benefits to help our team members reach their health, retirement, and professional goals. Mercury was founded in 1961 by George Joseph, Mercury’s Founder and Chairman. Back in the 50s, everyone paid the same rate, regardless of their driving record. Joseph decided he could create a new system by developing an insurance company that used different factors to create fair and equitable rates for a variety of drivers. “We called our company Mercury, because I wanted us to be fast and nimble, just like the Roman God of business and merchants,” says Joseph. “He was also responsible for delivering good news to people on Earth, which is exactly what we do for Mercury customers every day.” We, Mercury Insurance (NYSE-MCY), are a leading independent broker and agency writer of automobile insurance in California and one of the fastest growing automobile insurers in the nation. We were ranked as the fourth largest private passenger automobile insurer in California, with over $4.5 billion in total assets, 4,500 team members, and 8,000 independent agents. We started by providing comprehensive coverage options for auto and expanded our offerings into home, condo, renters, and business insurance, as well as mechanical protection. We operate through a network of local, independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia.