At Cavignac we’re working towards realizing a vision where every business in our community is protected from risk. To achieve this, we’ve built a team that has been recognized as best in industry by giving them the resources and independence to: - Belong: We emphasize culture and encourage collaboration. We work in a supportive work environment where you know your teammates have got your back. - Give: We believe community engagement is an integral part of a fulfilling career. We’re always looking for new ways to give back to the place where we live and work. - Grow: The only thing more important than our clients futures are the futures of our team members. We invest a significant amount of time and resources on employee education. - Thrive: Comprehensive health insurance, 401k matching, profit sharing, team events, competitive PTO, all staff and individual bonuses - we give our team the benefits they need to live their best life. It’s this approach that has led to recognition. Here are a few of them: - Best Places to Work in San Diego: 2011, 2013, 2015, 2017, 2019, 2021 - Best Places to Work in Insurance: 2012, 2014, 2016, 2018, 2020, 2022 - U.S. Business Insurance: #1 Best Place To Work in the Country - Reagan's Best Practices Agency: 22 Consecutive Years (1999 - 2022) What We Do: We're an independent (locally owned) commercial insurance broker that manages risk and negotiates insurance on behalf of its clients. Our objective is to lower our clients Total Cost of Risk and drive dollars to their bottom line. Mission: To give confidence and clarity to the businesses we serve by providing knowledge-based risk management solutions and an exceptional client experience.

Terri Yurek Insurance, a respected local insurance broker headquartered in San Diego, California, is dedicated to serving midsize employers across various industries. With a stellar reputation for exceptional customer service and expertise, they have earned high ratings from their satisfied clients. Their office in San Diego has successfully collaborated with Integrits Corporation, an esteemed employer in the architectural, engineering, and related services industry. Terri Yurek Insurance worked closely with Integrits Corporation's HR and finance team to establish a Health Maintenance Organization (HMO) plan. This plan was meticulously designed to address the unique needs of their 160-member workforce, ensuring comprehensive coverage and member satisfaction. Terri Yurek Insurance possesses a wealth of knowledge and expertise in the architectural, engineering, and related services industries. This specialized understanding enables them to provide tailored insurance solutions that effectively address the specific requirements of businesses operating in these fields. While their primary focus is in San Diego, California, this branch of Terri Yurek Insurance extends their services to clients across North Carolina, broadening their reach to offer their expertise in different regions. The San Diego office of Terri Yurek Insurance proudly serves a diverse range of employer clients, including Integrits Corporation. Their commitment to providing exceptional customer service and their deep industry knowledge have solidified their position as a trusted insurance partner in the region. Through their dedication to client satisfaction, expertise in the architectural, engineering, and related services industries, and their ability to deliver tailored insurance solutions, Terri Yurek Insurance continues to be a preferred choice for midsize employers in San Diego, California, and throughout North Carolina.

Based in the vibrant landscape of Los Angeles, CA, UNI & Good Friend Insurance Services emerges as a seasoned insurance broker, specializing in crafting tailored benefit solutions for both local and regional employers. Their expertise in medical and ancillary benefits is a cornerstone of their commitment to enhancing the well-being of workforces across diverse industries. A testament to their proficiency is evident in their top-tier clientele, featuring Pacific City Bank in the depository credit intermediation industry. With an impressive participation count of 640+, this collaboration showcases UNI & Good Friend's adeptness in navigating the intricacies of the financial sector. As part of a local brokerage firm, UNI & Good Friend Insurance Services brings a personalized touch to their services, ensuring a nuanced understanding of the unique needs of businesses in the Los Angeles area. Their extensive experience in depository credit intermediation industries further solidifies their position as a reliable partner for employers seeking comprehensive benefit solutions. Employer benefit buyers evaluating this Los Angeles location can trust in UNI & Good Friend's demonstrated track record, industry-specific knowledge, and dedication to fostering the health and well-being of their clients' workforce through meticulously crafted benefit packages.

Unified Employee Benefits, rooted in the dynamic city of Los Angeles, CA, stands out as a distinguished insurance broker specializing in crafting tailored benefit solutions for both local and regional employers. With a keen focus on medical and ancillary benefits, this office demonstrates a depth of expertise that makes them a valuable resource for employer benefit buyers in the area. As part of a local brokerage firm, Unified Employee Benefits brings a personalized touch to its services, ensuring a nuanced understanding of the unique needs of businesses in Los Angeles. Their commitment to enhancing the well-being of workforces is exemplified by their top customer, Cemtek Environmental, in the professional, scientific, and technical services industry. Serving 180+ participants, this collaboration underscores Unified Employee Benefits' ability to navigate and cater to specific sectors with precision. Employer benefit buyers evaluating this Los Angeles location can rely on Unified Employee Benefits' demonstrated track record, industry-specific knowledge, and dedication to fostering the health and well-being of their clients' workforce through meticulously crafted benefit packages. The broker's expertise in serving local and regional employers ensures that businesses receive customized solutions aligned with their individual requirements.

Dickerson Employee Benefits in Los Angeles, CA, stands as a prominent larger office within a local brokerage firm, known for its nuanced expertise in serving midsize employers. Their specialization is especially pronounced in sectors like outpatient care centers, heating, ventilation, air-conditioning, and commercial refrigeration equipment manufacturing, and the real estate leasing industry. This office has developed a reputation for its proficiency in navigating the complex landscapes of medical and ancillary benefits, making them a reliable partner for regional and local employers. Their client portfolio is diverse and impressive, including significant players like Alexander Dawson School in the educational services sector based in Colorado, with over 130 participants. They also cater to the needs of Mark-Taylor Residential, a major entity in the lessors of real estate industry in Arizona, handling benefits for more than 510 participants. Additionally, their expertise extends to the healthcare sector, evidenced by their successful collaboration with Midwestern Colorado Mental Health Center, an outpatient care center with over 100 participants. This Los Angeles office of Dickerson Employee Benefits demonstrates a deep understanding of the unique needs and challenges faced by various industries. Their ability to offer tailored solutions and a comprehensive understanding of different market demands makes them a valuable asset for employers looking to navigate the intricacies of employee benefits. Their strategic approach and commitment to understanding industry-specific requirements underscore their position as a reliable and knowledgeable insurance broker for any midsize employer seeking specialized guidance in employee benefits management.

Allpointe Insurance Services provides employee benefits and group health insurance to all sizes of employers in the San Francisco-Oakland-Hayward, CA Metro Area. The cost and quality of group health benefits are driven by who is hired as an insurance broker. The San Francisco-Oakland-Hayward, CA market employs 2,167,500 people who depend on their employer for many benefits, including healthcare. Allpointe Insurance Services San Francisco is a local insurance broker serving the greater San Francisco region.

Patriot Growth Insurance Services, LLC, located in San Jose, CA, operates from a substantial office, equipped to efficiently serve the diverse needs of employer benefits buyers. Their extensive experience in catering to self-funded clients positions them as a reliable partner for local and regional employers seeking comprehensive insurance solutions. This branch of Patriot Growth Insurance Services has established a notable presence in various industries, showcasing their expertise in electric lighting equipment manufacturing, building equipment contractors, and computer systems design. A key strength of this office lies in its collaboration with a range of clients, from midsize enterprises to large corporations. Notable examples of their top customers include the Board of Trustees Cal Neca, a leader in building equipment contractors with over 200 participants; Rambus, a prominent player in computer systems design with a participant count exceeding 310; and Santa Cruz Community Health Centers, an influential entity in the offices of health practitioners industry boasting 140+ participants. As a vital part of a regional insurance broker firm, this location of Patriot Growth Insurance Services reflects a commitment to providing tailored solutions that align with the unique needs of employers. Their demonstrated experience with midsize and large employers underscores their capability to navigate the intricacies of diverse organizational structures, making them a compelling choice for businesses seeking reliable insurance brokerage services.

Segal, a regional insurance broker with an office in San Francisco, California, provides comprehensive insurance solutions to clients across California and Arizona. With a wide range of experience and expertise, Segal caters to clients of various sizes, including large, midsize, and small employers. Their excellent M Score reflects their ability to serve diverse industries, such as scientific research and development services, grocery and convenience retailers, and building equipment contractors. At this specific office location, Segal has successfully partnered with notable clients, including Karsten Manufacturing Corporation, a prominent midsize manufacturing employer with 740 members. Segal worked closely with Karsten's HR and finance team to establish a tailored self-funding arrangement, a pharmacy benefit management (PBM), and a drug plan specifically designed to meet the unique needs of their members. Segal's impressive portfolio extends beyond Karsten Manufacturing Corporation. They have served esteemed clients like the Board of Trustees Ibew Health and Welfare Trust of Southwest Washington, Physical Optics Corporation, and Raley's Arizona LLC. Recognized for their expertise, Segal excels in working with self-funded employers, ensuring optimal coverage and cost-efficiency. They also possess strong experience collaborating with Health Maintenance Organizations (HMOs) and other specific pharmacy providers to customize insurance plans that best align with their clients' requirements. With a commitment to excellence and a deep understanding of the insurance industry, Segal's San Francisco office delivers top-tier insurance brokerage services, earning the trust and loyalty of their esteemed clients in California and Arizona.

F & I Insurance Services provides employee benefits and group health insurance to small-to-midsize employers in the Oxnard-Thousand Oaks-Ventura, CA, metro area. Employees depend on group health benefits for their well-being and the well-being of their families. The area has over 21,300 employers that work to provide employee benefits and group health insurance for their employees. F & I Insurance Services' Thousand Oaks office has limited experience or focuses on smaller companies and therefore has an M Score 1. F & I Insurance Services Thousand Oaks is a local insurance broker that provides coverage to businesses and individuals. The agency is licensed to do business in California and has been in operation for many years. F & I Insurance Services represents some of the top insurance carriers in the country, including United Healthcare. The agency has a strong focus on customer service and provides tailored coverage options to meet the needs of their clients. F & I Insurance Services is dedicated to providing quality coverage at an affordable price.

James P Bennett & Co is a reputable insurance broker with a dedicated office situated in the vibrant city of Santa Monica, California. With a proven track record of excellence, they have established themselves as a trusted partner in the insurance industry. One notable success story for this particular office is their collaboration with Utility Trailer Manufacturing Company (Corporate), an esteemed employer in the motor vehicle body and trailer manufacturing sector, boasting a workforce of 3,210 individuals. James P Bennett & Co worked closely with the HR and finance team at Utility Trailer Manufacturing Company to devise a tailored self-funding arrangement. This comprehensive solution included the development of an HMO plan, PPO plan, PBM, and drug plan, specifically designed to cater to the unique requirements of their members. Drawing upon their extensive experience, James P Bennett & Co has cultivated a strong expertise in serving self-funded employers. Their profound understanding of HMOs allows them to work closely with clients, ensuring their needs are met effectively. Similarly, their proficiency in collaborating with clients and PPOs enables them to deliver exceptional solutions that align with member expectations. James P Bennett & Co also possesses substantial experience working with PBMs and other specialized pharmacy providers. Notably, James P Bennett & Co serves a diverse range of clients, including large and midsize employers. Their impressive portfolio encompasses notable organizations such as Acec Life/Health Insurance Trust Benefit Consortium, American Security | High Security Home and Business Safes, and BI Nutraceuticals. Operating across California, Texas, and New Jersey, this office of James P Bennett & Co extends its exceptional services to clients across multiple states. Thanks to their vast experience and expertise, James P Bennett & Co boasts a strong M Score, a testament to their ability to cater to clients of varying sizes and industries. They particularly excel in providing insurance solutions for food manufacturing, miscellaneous durable goods merchant wholesalers, and electrical equipment and component manufacturing industries. With their unwavering commitment to client satisfaction, James P Bennett & Co is an insurance broker that consistently delivers outstanding results.

Wraith Scarlett & Randolph Insurance, situated in Sacramento, CA, emerges as a key player in the insurance brokerage landscape, particularly renowned for its adept handling of employee benefits for local and regional employers. With a strategic focus on medical and ancillary benefits, this office showcases substantial expertise in crafting tailored solutions. Noteworthy among their clientele are prominent names such as Thorpe Design in the specialty trade contractors industry, encompassing 230+ participants, and Western Health Advantage in the offices of health practitioners industry with 180+ participants. These collaborations underscore the office's effectiveness in navigating diverse sectors, offering comprehensive coverage to meet the unique needs of each industry. Functioning as an integral part of a local brokerage firm, Wraith Scarlett & Randolph Insurance draws on its regional insights and collective industry knowledge. The broker's demonstrated experience with midsize employers reinforces its standing as a reliable partner for businesses seeking effective employee benefits packages in the dynamic market of Sacramento, CA. Employers considering this office can expect a committed and experienced ally capable of delivering tailored insurance solutions to meet the evolving needs of their workforce.