The Horton Group, a Marsh & McLennan Agency LLC company, is a full-service brokerage offering business insurance, employee benefits, private client insurance, and retirement services to businesses and individuals nationwide.

Despite our size, Relation feels like a family company. Here, a handshake matters. Because we believe trust is the foundation of every successful relationship. We'll take time to listen and get to know you. Understand your challenges... and provide practical solutions. Because you deserve more than an insurance company. You deserve a partner, a teammate, a friend in the business. So we start with trust, then work to connect the dots to help you save time and regain control over insurance decisions, whether personal or professional - so you, your family, and your organization can be healthier and safer.

With a legacy spanning over 50 years, Total Insurance Services has provided exceptional risk management and insurance solutions to businesses and individuals. Our approach is unique, tailored, and centered around meeting the specific needs of our valued clients. As independent agents, we take pride in our ability to navigate the insurance marketplace with precision, ensuring that our clients receive the best coverage available at the most competitive prices. One of the cornerstones of our success lies in our strong partnership with PCF Insurance Services. As a top 20 U.S. broker headquartered in Lehi, Utah, PCF Insurance Services is a leading full-service risk management and insurance brokerage firm. As a PCF Agency Partner, Total Insurance can offer our clients enhanced coverage options, more competitive pricing, and access to innovative solutions for safeguarding against unique risks. Our mission remains steadfast in providing tailored insurance solutions and delivering peace of mind to those we serve. Join us on this journey as we continue to grow and innovate, empowering businesses and individuals with the protection they deserve. Let's connect and explore how Total Insurance Services can meet your unique insurance needs effectively. Our approach is to provide our clients with a 365 day stewardship process that begins three months prior to the inception of the program and continues during the course of the partnership. The overall goal is to establish a service delivery plan that is outcome based and meets specific financial and operational goals. At Total Insurance Services we do not limit ourselves to relationships with just a few carriers, but maintain access to numerous markets. This is important for both the client and consultant in that you can be assured that we are bringing a complete representation of the most competitive options available

We believe in being long term partners with our clients--not just suppliers of goods and services. Any employee benefit firm can offer a menu of services to be purchased off the rack. What we do is far more complete. For example, we have helped clients underwrite their own risk to maximize health care dollar spend, helped our clients add meaningful medical management programs to improve overall group fitness, provided "gaps in care" insight to address large claim generaters, normalized "cost" vs "billed" data for provider/facility comparison, implemented pharmacy audits and have brought electronic "shopping" to a market sorely lacking in innovation and creativity. Whether you're talking product placement, specific strategy, implementation or communications, we're experienced professionals. IBS is not a training ground for beginners who learn the business at client expense. We believe in financial responsibility. We are careful with our money and we will be good stewards of yours as well. We firmly believe in complete and total planning. The trick is to start with a complete understanding of our markets and our customers. Then, and only then can the creative process begin. Because of our fundamental beliefs, nothing but the best work will ever leave my organization.

Benefit Partners Financial Group, LLC is a local insurance consultant based in Libertyville, Illinois. With a prime office location, they have established themselves as a reputable insurance broker in the area. Their expertise and experience are evident in their successful collaboration with Distinctive Schools, an esteemed employer in the educational services industry, boasting 490 members. Benefit Partners Financial Group, LLC has worked closely with Distinctive Schools' HR and finance team to devise a comprehensive suite of insurance solutions tailored to their unique needs. This includes the implementation of a self-funding arrangement, as well as the development of a customized HMO plan, PPO plan, PBM, and drug plan, ensuring the utmost satisfaction of their members. The company prides itself on its proficiency in assisting self-funded employers, effectively navigating the complexities of HMOs, and providing tailored solutions for clients seeking PPO coverage. Benefit Partners Financial Group, LLC caters to a wide range of employers, encompassing large, midsize, and small businesses. Their impressive clientele includes esteemed organizations like Chicago International Charter School, Distinctive Schools, Grand Appliance Sturtevant Warehouse, and Lawndale Christian Health Center. Benefit Partners Financial Group, LLC extends its exceptional services across the state of Illinois, catering to clients from various industries. With a remarkable track record, Benefit Partners Financial Group, LLC boasts one of the highest M Scores attainable, owing to their extensive experience and expertise across different client sizes, industries, and products. Moreover, the company excels in serving clients in the educational services, fabricated metal product manufacturing, and plastics product manufacturing sectors. Benefit Partners Financial Group, LLC stands as a trusted insurance consultant, offering tailored solutions and expert guidance to meet the diverse needs of their clients throughout Illinois.

Based in the vibrant heart of Chicago, Uhs Premium Billing stands out as a trusted ally for businesses seeking tailored employee benefits solutions. With a nuanced understanding of the ever-evolving landscape of insurance and benefits, they offer a personalized approach that prioritizes the unique needs of each client. Uhs Premium Billing is more than just a broker; they're a partner committed to fostering long-term success for businesses like CLEAN-FIRE LOG CO., INC. and CARMODY WORT GROUP LLC. By leveraging their expertise and industry connections, they navigate the complexities of employee benefits, ensuring comprehensive coverage while optimizing costs. With Uhs Premium Billing on their side, businesses can confidently navigate the intricacies of employee benefits, knowing they have a dedicated team working tirelessly in their best interests.

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