At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

Asset Protection Group, Inc. is an independent insurance agency specializing in providing coverage to dentists, oral surgeons, physicians and business professionals. We have access to more than 100 insurance companies, with resources dedicated to the healthcare and business communities. The hallmark of AP Group is our individual approach to all clients through a team of dedicated professionals. We want to help you succeed. Our services are built around your needs and our goal is to provide clients the highest quality service and coverages at the lowest possible cost. We work only with insurance companies that offer: Financial strength and stability Competitive premiums and coverage Excellent service to policy holders

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

Cheeks Insurance Agency, based in Virginia Beach, VA, is an authorized, independent Mercury Insurance Agency known for offering competitive rates and dedicated service primarily in the field of automobile insurance. Their services include car, home, condo, and renters insurance, showcasing their expertise in providing comprehensive coverage options. The agency operates with a focus on customer satisfaction, ensuring clients receive the best possible service and discounts. Their operation hours are from Monday to Friday, 8:30 AM to 5:30 PM, with availability by appointment during holidays. They emphasize personalized local coverage and are committed to meeting the needs of Virginian drivers, including those in Richmond. This description of Cheeks Insurance Agency aligns with the initial query but does not specifically address the employer benefits aspect, as no relevant information was found in the available sources. The agency's focus seems to be more on personal insurance rather than employer benefits.