Heritage-Rm, located in Amarillo, TX, stands out as a distinguished insurance broker, excelling in catering to the unique needs of local and regional employers. With a notable focus on medical and ancillary benefits, this office boasts a wealth of expertise that positions it as a reliable partner for businesses seeking comprehensive insurance solutions. This Heritage-Rm location has established itself as a trusted advisor to a diverse range of industries, including hospitals, individual and family services, and architectural, engineering, and related services. Their portfolio of satisfied clients includes Enerpipe Ltd, a specialty trade contractor with 180+ participants; Jessup Manufactured Housing, a wood product manufacturing industry leader with 200+ participants; and Open Range Engineering Services Pllc, an architectural, engineering, and related services provider with 60+ participants. Such partnerships underline their commitment to tailoring benefits packages to suit the distinctive needs of businesses across various sectors. As a proud member of a local brokerage firm, Heritage-Rm brings a personalized touch to their services, leveraging their in-depth understanding of the Amarillo business landscape. Demonstrating significant experience with midsize employers, this broker is well-equipped to navigate the complexities of employer benefits, making them a valuable asset for businesses seeking comprehensive and tailored insurance solutions.

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Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

Cornerstone Preferred Resources, based in Houston, TX, stands as a notable entity in the landscape of health care Third Party Administrators (TPAs). With a rich history spanning over 26 years, the firm has significantly impacted over 3 million lives, showcasing its proficiency and innovation in the TPA sector. Their services extend beyond mere insurance coverage, focusing on providing cost-effective solutions, particularly in areas like premium tax, insurance company overhead, and profit margins, thereby aiding in financial savings for their clients. The firm's adaptability and client-centric approach are evident in their customized benefit plans. These plans are tailored to meet the unique needs of various organizations, ensuring a personalized touch in their service delivery. Furthermore, Cornerstone Preferred Resources emphasizes the importance of cash flow enhancement, enabling their clients to retain interests that would otherwise be held by insurance companies. Operating similarly to independent CPA or law firms, they provide continuous professional outside claims and benefit plan administration for client employers and benefit plans. They often serve as the employee benefits office for the covered workers and employers in the client plan, preferring a behind-the-scenes role to focus on the employer or sponsored plan's identity. At its core, Cornerstone Preferred Resources is driven by a mission that places client satisfaction as a cornerstone of its success. Their commitment to quality and staying at the forefront of their business allows them to constantly identify and seize new opportunities. This approach has earned them the trust and confidence of their clients, reflecting their dedication to excellence and integrity. In light of these attributes, Cornerstone Preferred Resources demonstrates a strong capability in serving local and regional employers, particularly in medical and ancillary benefits. Their notable clientele, including Port Terminal Railroad Assoc Employee Benefit Plan Trust, with over 90 participants, is a testament to their expertise in the support services industry in Texas. As part of a local brokerage firm, they bring a focused and informed perspective to their service offerings, making them a compelling choice for employer benefits buyers.

HRO’s solutions power businesses at every stage of the growth cycle, from startup to IPO. We are service-oriented, growth-minded, and client-first. Our clients benefit from world class software, experienced professionals, and high-touch service. HRO Resources works with companies all over the United States, from San Francisco to Houston. We have subject-matter experts in human resources, health insurance, risk management, payroll processing, and commercial insurance who are ready to help your business solve an immediate issue or improve upon what you have in place.

CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. We are the largest Wholesaler writer in the US of multi-year WC risks. We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct. SPECIALIZATION Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. Large Workers Compensation: $250k minimum premium • Loss Sensitive Program o 3 year program o Not a Retro o No LOC or Deductibles EVER AGAIN o Profit Sharing: Reduced premium next month, not years after, for good loss experience o 50 states o A Rated Carriers o Bound business with Xmod as low as .65 and as high as 2.25 o We build the plan with you and help present the program to your insured. • RTW Insurance Programs o For accounts with Large Xmods that are trying to get a handle on claims. • Large Regional and SuperRegional carriers. o Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. Michael Hardin, President mhardin@cproassociates.com David Cauble dcauble@cproassociates.com Brook Sarratt bsarratt@cproassociates.com www.cproassociates.com

Situated in the heart of San Antonio, TX, The Mund Group, LTD, is a prominent insurance broker with a larger office committed to providing comprehensive benefits solutions for local and regional employers. With a strong focus on medical and ancillary benefits, this office distinguishes itself as a valuable resource for businesses in need of strategic guidance. The Mund Group, LTD's client portfolio includes industry leaders such as Boggus Motor Company II in the automobile dealers sector and Valley Telephone Cooperative in the telecommunications industry. These partnerships, featuring participant counts ranging from 180+ to 260+, showcase the broker's versatility in navigating diverse industries and delivering tailored benefits solutions to organizations of varying sizes. As part of a local brokerage firm, The Mund Group, LTD, is deeply embedded in the San Antonio business community. Their demonstrated experience with midsize employers underscores their adaptability and commitment to providing effective benefits solutions. With expertise spanning telecommunications and automobile dealers industries, The Mund Group, LTD, stands as a reliable partner for employers seeking comprehensive and tailored benefits solutions aligned with the specific requirements of their businesses.

BKCW Insurance: Business is a highly regarded local insurance broker with an office in Killeen, Texas. Their dedication to serving a wide range of clients, including large and midsize employers, has positioned them as one of the top brokerages in the Killeen market. An excellent illustration of their capabilities in the Killeen office is their collaboration with Rolling Plains Management Corporation, an employer in the individual and family services industry with 140 members. BKCW Insurance: Business worked closely with the HR and finance team of Rolling Plains Management Corporation to establish a tailored PBM and drug plan that caters to the unique needs of their members. The Killeen office of BKCW Insurance: Business boasts a diverse clientele that includes reputable employers like Killeen Independent School District, Community Services of Northeast Texas Inc, EOS North America, and Kids Are First Inc. Their comprehensive knowledge and experience across various industries contribute to their excellent M Score, reflecting their expertise and ability to address the insurance requirements of clients of all sizes. BKCW Insurance: Business has developed a strong specialization in industries such as individual and family services, miscellaneous manufacturing, and legal services. Their in-depth understanding of these sectors enables them to provide tailored insurance solutions that align with the specific needs and risks associated with each industry. With a strong local presence and a reputation for exceptional service, BKCW Insurance: Business is a trusted partner for businesses seeking reliable insurance coverage in the Killeen, TX market. Their extensive experience, expertise, and dedication to client satisfaction make them a preferred choice for employers across Texas.

Located in Lubbock, Texas, Group Healthemployer Insurance Service is a premier insurance broker specializing in employer benefits for both local and regional businesses. With a solid track record, this office demonstrates a keen understanding of medical and ancillary benefits, making them a trusted partner for employers seeking comprehensive coverage. One of Group Healthemployer Insurance Service's notable strengths lies in its expertise within the real estate industry. The brokerage has successfully served top clients such as Jl Gray Company, a prominent player in real estate activities based in New Mexico. With over 130 participants under their coverage, Group Healthemployer Insurance Service has showcased a commitment to providing tailored solutions for businesses engaged in real estate ventures. This Lubbock-based location stands out for its local roots, being an integral part of a well-established local brokerage firm. This affiliation enhances their ability to navigate the nuances of the regional market, ensuring clients receive personalized and relevant insurance solutions. In addition to their success in real estate, Group Healthemployer Insurance Service extends its proficiency across various industries, offering a diverse range of benefits packages. Whether addressing the needs of small enterprises or larger corporations, this office is equipped to deliver comprehensive and effective insurance solutions, making them a valuable resource for employers in the vibrant business community of Lubbock, Texas.

Stryde Group, situated in the vibrant business landscape of Dallas, TX, stands as a distinguished insurance broker, particularly notable for its comprehensive employer benefits solutions. As a larger office, Stryde Group possesses significant experience working with self-funded clients, positioning itself as a reliable support system for both local and regional employers. This broker has successfully partnered with industry leaders, such as American Legend Services in the residential building construction sector with 240+ participants and Bright Industries in the activities related to real estate industry with 180+ participants. These collaborations underscore Stryde Group's versatility and capability to navigate diverse industries, providing tailored benefits solutions that align seamlessly with the specific needs of each sector. As an integral part of a local brokerage firm, Stryde Group brings forth a nuanced understanding of the regional business landscape. Their demonstrated experience with midsize employers solidifies their reputation as a strategic partner dedicated to enhancing the well-being of employees and ensuring the sustained success of businesses in Dallas, TX.