Highpoint Insurance Group, LLC, located in Bay City, TX, stands out as a reliable insurance broker specializing in employer benefits for local and regional businesses. With a strong focus on medical and ancillary benefits, this office has established itself as a trusted partner for employers seeking comprehensive coverage. Demonstrating expertise across various industries, Highpoint Insurance Group, LLC caters to clients such as Aerolift Machine, a prominent player in machine shops, turned product, and screw, nut, and bolt manufacturing, boasting 80+ participants. Additionally, they serve K-3 Resources Lp Dba K-3 Services in the specialized freight trucking industry, accommodating 140+ participants, and Victoria Air Conditioning Ltd in the building equipment contractors sector, managing coverage for 160+ participants. What sets this location apart is its affiliation with a local brokerage firm, emphasizing a commitment to the community and a nuanced understanding of the region's unique business landscape. The office has demonstrated its prowess in working with midsize employers, showcasing a tailored approach that addresses the specific needs of businesses in the area. Highpoint Insurance Group, LLC in Bay City, TX, is not just an insurance broker; it is a strategic partner dedicated to delivering tailored and effective benefit solutions for the success and well-being of its clients.

Gulf Coast Insurance, situated in the thriving business hub of Beaumont, TX, boasts a prominent and expansive office dedicated to delivering top-notch insurance solutions. As a larger office within the Gulf Coast Insurance network, they specialize in catering to the diverse needs of employers, particularly excelling in the realms of self-funded client management for both local and regional businesses. With a proven track record in servicing midsize and small employers, this branch of Gulf Coast Insurance stands out for its demonstrated expertise across various industries. Notably, their success stories include collaborations with prominent clients such as Ray Mart D/B/A Tri Supply Co and Richard Construction. Ray Mart, a key player in the building material and supplies dealers industry, trusts Gulf Coast Insurance to manage their benefits for over 200 participants. Similarly, Richard Construction, a heavyweight in the heavy and civil engineering construction sector, relies on Gulf Coast Insurance to oversee benefits for an impressive 420+ participants. What sets this office apart is its affiliation with a respected local brokerage firm, symbolizing a commitment to the community and local business landscape. Gulf Coast Insurance in Beaumont, TX, is not merely an insurance provider but a strategic partner, offering unparalleled experience and tailored solutions to meet the unique needs of employers across industries.

Capstone Strategies, based in Midland, TX, stands out as a distinguished local brokerage firm specializing in providing insurance solutions for large employers. Their forte lies in catering to businesses within the oil and gas extraction industries, a testament to their deep-rooted understanding of regional market dynamics and specific industry needs. A key highlight of Capstone Strategies is their proven track record with significant local and regional players in these sectors. They have successfully managed comprehensive insurance plans for notable clients such as Buckeye, a prominent name in the oil and gas extraction industry, servicing over 180 participants. Another example of their expertise is evident in their dealings with Propetro Services, another major entity in the same industry, where they have adeptly handled insurance needs for a substantial workforce exceeding 2080 participants. Their prowess is not just limited to client volume but also encompasses a broad spectrum of insurance products, with a particular emphasis on medical and ancillary benefits. This specialization enables them to offer tailored solutions that align perfectly with the unique demands of large employers in the oil and gas sector. At the core of Capstone Strategies' approach is a deep-seated knowledge of the local business landscape, coupled with an agile and responsive service model. This combination ensures that they are not just insurance brokers but strategic partners who contribute significantly to their clients' operational stability and employee welfare. Their local presence in Midland, TX, further cements their role as a go-to expert in insurance solutions for businesses in the region, particularly those within the demanding and dynamic oil and gas extraction industries.

CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. We are the largest Wholesaler writer in the US of multi-year WC risks. We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct. SPECIALIZATION Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. Large Workers Compensation: $250k minimum premium • Loss Sensitive Program o 3 year program o Not a Retro o No LOC or Deductibles EVER AGAIN o Profit Sharing: Reduced premium next month, not years after, for good loss experience o 50 states o A Rated Carriers o Bound business with Xmod as low as .65 and as high as 2.25 o We build the plan with you and help present the program to your insured. • RTW Insurance Programs o For accounts with Large Xmods that are trying to get a handle on claims. • Large Regional and SuperRegional carriers. o Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. Michael Hardin, President mhardin@cproassociates.com David Cauble dcauble@cproassociates.com Brook Sarratt bsarratt@cproassociates.com www.cproassociates.com

Insgroup is one of the nation’s leading independent strategic risk and insurance advisors. For over 40 years, we've established a reputation for relentless client advocacy, integrity, and exceptional service. As of November 2020, Insgroup has become a partner in the Baldwin Risk Partners Group (BRP) to drive continued growth and further expand the breadth and depth of services we offer clients. BRP is an entrepreneur-owned and inspired insurance distribution holding company delivering solutions that give clients the peace of mind to pursue their purpose, passion, and dreams. Culturally aligned with Insgroup and maintaining an unwavering client focus our partnership enables Insgroup to deliver comprehensive insight beyond insurance. Our clients benefit from a highly tailored plan design, high-tech enrollment, compliance services, and cutting-edge benefits administration technology. We pride ourselves on providing high-quality solutions at the lowest cost. Insgroup is one of the largest independent insurance brokers in Texas with offices in Houston, Dallas, Austin, and San Antonio. We are consistently ranked by Insurance Journal as one of the 100 largest independent property and casualty insurance agencies in the United States.

Patriot Growth Insurance Services, LLC in Houston, TX, boasts a substantial and well-established office, positioning itself as a key player in the insurance brokerage landscape. With a wealth of experience in catering to self-funded clients, they stand out as a valuable resource for employers seeking insights into stop loss, limits, pharmacy costs, and HR consulting. This office demonstrates versatility, displaying proficiency across diverse industries, including oil and gas extraction, plastics product manufacturing, and specialized freight trucking. Part of a respected regional insurance broker firm, Patriot Growth Insurance Services, LLC in Houston has carved a niche for itself by adeptly serving midsize, large, and small employers. Their client portfolio showcases an impressive array of businesses, with notable examples such as Chemtrusion, Colt Services Lp, and Heavy Construction Systems Speci. These clients hail from industries like resin manufacturing, fabricated metal products, and professional, scientific, and technical services, attesting to the office's expertise in navigating varied sectors. This office's commitment to understanding the unique needs of employers is evident in their tailored approach. With a focus on delivering comprehensive solutions, Patriot Growth Insurance Services, LLC in Houston, TX, emerges as a trusted partner for employers seeking insurance guidance and coverage that aligns seamlessly with their business objectives.

Alliant Insurance Services is among the largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for almost 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

BKCW Insurance: Business is a highly regarded local insurance broker with an office in Killeen, Texas. Their dedication to serving a wide range of clients, including large and midsize employers, has positioned them as one of the top brokerages in the Killeen market. An excellent illustration of their capabilities in the Killeen office is their collaboration with Rolling Plains Management Corporation, an employer in the individual and family services industry with 140 members. BKCW Insurance: Business worked closely with the HR and finance team of Rolling Plains Management Corporation to establish a tailored PBM and drug plan that caters to the unique needs of their members. The Killeen office of BKCW Insurance: Business boasts a diverse clientele that includes reputable employers like Killeen Independent School District, Community Services of Northeast Texas Inc, EOS North America, and Kids Are First Inc. Their comprehensive knowledge and experience across various industries contribute to their excellent M Score, reflecting their expertise and ability to address the insurance requirements of clients of all sizes. BKCW Insurance: Business has developed a strong specialization in industries such as individual and family services, miscellaneous manufacturing, and legal services. Their in-depth understanding of these sectors enables them to provide tailored insurance solutions that align with the specific needs and risks associated with each industry. With a strong local presence and a reputation for exceptional service, BKCW Insurance: Business is a trusted partner for businesses seeking reliable insurance coverage in the Killeen, TX market. Their extensive experience, expertise, and dedication to client satisfaction make them a preferred choice for employers across Texas.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Nestled in the thriving business landscape of Dallas, TX, Summit Financial Group's very large office emerges as a distinguished player in the realm of employer benefits. With a robust portfolio of expertise, this office is well-versed in working with self-funded clients, serving as a valuable resource for comprehending stop loss and limits, pharmacy costs, and various aspects of HR consulting. Summit Financial Group's diverse clientele includes industry leaders such as Blackbeard Management in petroleum and coal products manufacturing, Global Gaming Lsp in spectator sports, and Adfitech in professional, scientific, and technical services. These collaborations, ranging from 70+ to an impressive 380+ participants, underscore the office's ability to deliver scalable and tailored benefit solutions. With a keen focus on industries like depository credit intermediation, spectator sports, and nondepository credit intermediation, Summit Financial Group in Dallas positions itself as a versatile partner for businesses across sectors. As part of a regional insurance broker firm, the office seamlessly integrates local insights with the strength of a broader regional network. Boasting significant experience with small, midsize, and large employers, Summit Financial Group in Dallas stands out as a strategic ally for employers seeking comprehensive and scalable benefit solutions in the dynamic business environment of Dallas, TX.

Commercial Insurance Broker is a local insurance broker based in Houston, Texas, that provides comprehensive insurance services to clients across Texas, Connecticut, and North Dakota. With a focus on serving clients of all sizes, including large, midsize, and small employers, Commercial Insurance Broker offers tailored insurance solutions to meet the unique needs of each business. One notable example of Commercial Insurance Broker's expertise is their successful collaboration with Tes Services Inc, a major employer in the oil and gas extraction industry. Working closely with Tes Services' HR and finance team, Commercial Insurance Broker facilitated the establishment of a self-funding arrangement, as well as a customized pharmacy benefit management (PBM) and drug plan specifically designed to address the healthcare needs of their 440 members. Commercial Insurance Broker's commitment to delivering exceptional service is reflected in their positive M Score, which is a testament to their extensive experience and expertise across various client sizes and industries. However, it's important to note that some customers have shared lower reviews, suggesting an area that may require further attention as potential partners evaluate their options. Operating from their office in Houston, Commercial Insurance Broker serves a diverse range of employer clients, including Bay Ltd, Lauren Concrete Inc., Tes Services Inc, and GHG Corporation. Their strong industry expertise extends to sectors such as oil and gas extraction, architectural, engineering, and related services, as well as specialty trade contractors. In summary, Commercial Insurance Broker is a local insurance broker with a broad reach and a comprehensive range of services. With their dedication to meeting the unique needs of clients across various industries, Commercial Insurance Broker is well-equipped to provide effective insurance solutions to businesses in Texas, Connecticut, and North Dakota.