Heritage-Rm, located in Amarillo, TX, stands out as a distinguished insurance broker, excelling in catering to the unique needs of local and regional employers. With a notable focus on medical and ancillary benefits, this office boasts a wealth of expertise that positions it as a reliable partner for businesses seeking comprehensive insurance solutions. This Heritage-Rm location has established itself as a trusted advisor to a diverse range of industries, including hospitals, individual and family services, and architectural, engineering, and related services. Their portfolio of satisfied clients includes Enerpipe Ltd, a specialty trade contractor with 180+ participants; Jessup Manufactured Housing, a wood product manufacturing industry leader with 200+ participants; and Open Range Engineering Services Pllc, an architectural, engineering, and related services provider with 60+ participants. Such partnerships underline their commitment to tailoring benefits packages to suit the distinctive needs of businesses across various sectors. As a proud member of a local brokerage firm, Heritage-Rm brings a personalized touch to their services, leveraging their in-depth understanding of the Amarillo business landscape. Demonstrating significant experience with midsize employers, this broker is well-equipped to navigate the complexities of employer benefits, making them a valuable asset for businesses seeking comprehensive and tailored insurance solutions.

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Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

HRO’s solutions power businesses at every stage of the growth cycle, from startup to IPO. We are service-oriented, growth-minded, and client-first. Our clients benefit from world class software, experienced professionals, and high-touch service. HRO Resources works with companies all over the United States, from San Francisco to Houston. We have subject-matter experts in human resources, health insurance, risk management, payroll processing, and commercial insurance who are ready to help your business solve an immediate issue or improve upon what you have in place.

CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. We are the largest Wholesaler writer in the US of multi-year WC risks. We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct. SPECIALIZATION Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. Large Workers Compensation: $250k minimum premium • Loss Sensitive Program o 3 year program o Not a Retro o No LOC or Deductibles EVER AGAIN o Profit Sharing: Reduced premium next month, not years after, for good loss experience o 50 states o A Rated Carriers o Bound business with Xmod as low as .65 and as high as 2.25 o We build the plan with you and help present the program to your insured. • RTW Insurance Programs o For accounts with Large Xmods that are trying to get a handle on claims. • Large Regional and SuperRegional carriers. o Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. Michael Hardin, President mhardin@cproassociates.com David Cauble dcauble@cproassociates.com Brook Sarratt bsarratt@cproassociates.com www.cproassociates.com

Gulf Coast Insurance, situated in the thriving business hub of Beaumont, TX, boasts a prominent and expansive office dedicated to delivering top-notch insurance solutions. As a larger office within the Gulf Coast Insurance network, they specialize in catering to the diverse needs of employers, particularly excelling in the realms of self-funded client management for both local and regional businesses. With a proven track record in servicing midsize and small employers, this branch of Gulf Coast Insurance stands out for its demonstrated expertise across various industries. Notably, their success stories include collaborations with prominent clients such as Ray Mart D/B/A Tri Supply Co and Richard Construction. Ray Mart, a key player in the building material and supplies dealers industry, trusts Gulf Coast Insurance to manage their benefits for over 200 participants. Similarly, Richard Construction, a heavyweight in the heavy and civil engineering construction sector, relies on Gulf Coast Insurance to oversee benefits for an impressive 420+ participants. What sets this office apart is its affiliation with a respected local brokerage firm, symbolizing a commitment to the community and local business landscape. Gulf Coast Insurance in Beaumont, TX, is not merely an insurance provider but a strategic partner, offering unparalleled experience and tailored solutions to meet the unique needs of employers across industries.

Situated in the heart of San Antonio, TX, The Mund Group, LTD, is a prominent insurance broker with a larger office committed to providing comprehensive benefits solutions for local and regional employers. With a strong focus on medical and ancillary benefits, this office distinguishes itself as a valuable resource for businesses in need of strategic guidance. The Mund Group, LTD's client portfolio includes industry leaders such as Boggus Motor Company II in the automobile dealers sector and Valley Telephone Cooperative in the telecommunications industry. These partnerships, featuring participant counts ranging from 180+ to 260+, showcase the broker's versatility in navigating diverse industries and delivering tailored benefits solutions to organizations of varying sizes. As part of a local brokerage firm, The Mund Group, LTD, is deeply embedded in the San Antonio business community. Their demonstrated experience with midsize employers underscores their adaptability and commitment to providing effective benefits solutions. With expertise spanning telecommunications and automobile dealers industries, The Mund Group, LTD, stands as a reliable partner for employers seeking comprehensive and tailored benefits solutions aligned with the specific requirements of their businesses.

BKCW Insurance: Business is a highly regarded local insurance broker with an office in Killeen, Texas. Their dedication to serving a wide range of clients, including large and midsize employers, has positioned them as one of the top brokerages in the Killeen market. An excellent illustration of their capabilities in the Killeen office is their collaboration with Rolling Plains Management Corporation, an employer in the individual and family services industry with 140 members. BKCW Insurance: Business worked closely with the HR and finance team of Rolling Plains Management Corporation to establish a tailored PBM and drug plan that caters to the unique needs of their members. The Killeen office of BKCW Insurance: Business boasts a diverse clientele that includes reputable employers like Killeen Independent School District, Community Services of Northeast Texas Inc, EOS North America, and Kids Are First Inc. Their comprehensive knowledge and experience across various industries contribute to their excellent M Score, reflecting their expertise and ability to address the insurance requirements of clients of all sizes. BKCW Insurance: Business has developed a strong specialization in industries such as individual and family services, miscellaneous manufacturing, and legal services. Their in-depth understanding of these sectors enables them to provide tailored insurance solutions that align with the specific needs and risks associated with each industry. With a strong local presence and a reputation for exceptional service, BKCW Insurance: Business is a trusted partner for businesses seeking reliable insurance coverage in the Killeen, TX market. Their extensive experience, expertise, and dedication to client satisfaction make them a preferred choice for employers across Texas.

Clearwater Benefits, located in Austin, Texas, is a prominent insurance broker that has carved a niche in the medical and ancillary benefits sector. As a local brokerage firm, they exhibit a deep understanding of the needs and challenges faced by local and regional employers. Their expertise is particularly notable in the land subdivision industry, where they have proven their ability to tailor benefits solutions to the unique demands of this sector. A testament to their proficiency is their collaboration with Joe Bland Construction LP, a major player in the land subdivision industry in Texas. Serving more than 580 participants in this organization, Clearwater Benefits demonstrates their capacity to manage large-scale and complex employee benefits programs effectively. This experience highlights their ability to handle significant accounts, providing comprehensive and tailored benefits solutions that cater to the specific needs of their clients. Their proficiency is not just limited to large companies. Clearwater Benefits also excels in addressing the diverse requirements of various business sizes and types. This adaptability makes them a valuable partner for any employer seeking to navigate the complexities of employee benefits. In summary, Clearwater Benefits stands out for its specialized knowledge in the land subdivision industry, its ability to manage large-scale employee benefits programs, and its adaptability to different business needs. This makes them a suitable choice for employers in Austin, Texas, looking for a reliable and experienced insurance broker to handle their employee benefits.

Capstone Strategies, based in Midland, TX, stands out as a distinguished local brokerage firm specializing in providing insurance solutions for large employers. Their forte lies in catering to businesses within the oil and gas extraction industries, a testament to their deep-rooted understanding of regional market dynamics and specific industry needs. A key highlight of Capstone Strategies is their proven track record with significant local and regional players in these sectors. They have successfully managed comprehensive insurance plans for notable clients such as Buckeye, a prominent name in the oil and gas extraction industry, servicing over 180 participants. Another example of their expertise is evident in their dealings with Propetro Services, another major entity in the same industry, where they have adeptly handled insurance needs for a substantial workforce exceeding 2080 participants. Their prowess is not just limited to client volume but also encompasses a broad spectrum of insurance products, with a particular emphasis on medical and ancillary benefits. This specialization enables them to offer tailored solutions that align perfectly with the unique demands of large employers in the oil and gas sector. At the core of Capstone Strategies' approach is a deep-seated knowledge of the local business landscape, coupled with an agile and responsive service model. This combination ensures that they are not just insurance brokers but strategic partners who contribute significantly to their clients' operational stability and employee welfare. Their local presence in Midland, TX, further cements their role as a go-to expert in insurance solutions for businesses in the region, particularly those within the demanding and dynamic oil and gas extraction industries.