Who do you trust with medical, dental, disability, life and retirement programs for your employees? Since 1979, Guzzetta Benefit Services (GBS) has helped small and middle-market companies provide full-service benefit plans that help employees plan for the future. As your trusted partner in insurance and benefits, we help you manage and expand employee benefit programs as your company grows. At GBS, customer satisfaction is our top goal. That’s why hundreds of companies have trusted us with their benefits planning needs for more than 40 years.

National MGA Insurance Alliance is a national alliance, partnered with top insurance organizations across the country. Our leveraged strength ensures the best rates, benefits and commissions for our agent-partners and their respective clients. We specialize in finding products that provide unique solutions to employee benefit and retirement planning needs. We offer agent, general agent, and managing general agent contracts. Our Core-Philosophy: Customer care and satisfaction, while maintaining honesty and integrity at all times, is our primary objective.

For years, Wellspring Insurance Agency, Inc. has been helping people find the right insurance coverage — and get the most for their healthcare dollars. If you’re ready to compare popular plans online, get your free quotes now. If you’d like to talk about your options, please contact us. Our service is free, and it doesn’t stop once you purchase a plan. You’ll get our expert advice and help through every step of owning an insurance policy.

Memorial Financial Services Corp. is an independent, family owned firm. Established in 2000, we are a full service Employee Benefits and Estate Planning brokerage with a heavy focus on customized long term, cutting edge strategies aimed at keeping our clients at the forefront of an ever evolving industry, in the most cost effective manner possible. Areas of expertise include comprehensive employee benefits packages, including traditional and non-traditional health insurance options, ancillary coverages such as dental, vision, life and disability income insurance. Also, available are worksite coverages such as accident, cancer, critical illness and hospital indemnity policies. We work with a large range of exclusively "A rated"​ carriers to ensure that you're getting the high quality coverage that you deserve, at a price point that is affordable to your company. Our Estate Planning services are focused on using some fairly common as well as other non-traditional vehicles to address a wide range of needs, including survivorship, wealth accumulation, protecting businesses using buy/sell agreements, and minimizing tax liability during retirement years.

Capstone Strategies, based in Midland, TX, stands out as a distinguished local brokerage firm specializing in providing insurance solutions for large employers. Their forte lies in catering to businesses within the oil and gas extraction industries, a testament to their deep-rooted understanding of regional market dynamics and specific industry needs. A key highlight of Capstone Strategies is their proven track record with significant local and regional players in these sectors. They have successfully managed comprehensive insurance plans for notable clients such as Buckeye, a prominent name in the oil and gas extraction industry, servicing over 180 participants. Another example of their expertise is evident in their dealings with Propetro Services, another major entity in the same industry, where they have adeptly handled insurance needs for a substantial workforce exceeding 2080 participants. Their prowess is not just limited to client volume but also encompasses a broad spectrum of insurance products, with a particular emphasis on medical and ancillary benefits. This specialization enables them to offer tailored solutions that align perfectly with the unique demands of large employers in the oil and gas sector. At the core of Capstone Strategies' approach is a deep-seated knowledge of the local business landscape, coupled with an agile and responsive service model. This combination ensures that they are not just insurance brokers but strategic partners who contribute significantly to their clients' operational stability and employee welfare. Their local presence in Midland, TX, further cements their role as a go-to expert in insurance solutions for businesses in the region, particularly those within the demanding and dynamic oil and gas extraction industries.

Founded in 2016, DRM is a Managing General Underwriter, or MGU, for health insurance policies. The DRM team is carefully selected by the CEO to ensure we employ the industry’s top experts in providing services that are tailored to address the risks involved during the health insurance lifecycle.

CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. We are the largest Wholesaler writer in the US of multi-year WC risks. We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct. SPECIALIZATION Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. Large Workers Compensation: $250k minimum premium • Loss Sensitive Program o 3 year program o Not a Retro o No LOC or Deductibles EVER AGAIN o Profit Sharing: Reduced premium next month, not years after, for good loss experience o 50 states o A Rated Carriers o Bound business with Xmod as low as .65 and as high as 2.25 o We build the plan with you and help present the program to your insured. • RTW Insurance Programs o For accounts with Large Xmods that are trying to get a handle on claims. • Large Regional and SuperRegional carriers. o Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. Michael Hardin, President mhardin@cproassociates.com David Cauble dcauble@cproassociates.com Brook Sarratt bsarratt@cproassociates.com www.cproassociates.com

Higginbotham's Tyler, TX office emerges as a pivotal player in the insurance brokerage arena, specializing in comprehensive employee benefits solutions. Leveraging extensive local and regional expertise, this branch excels in crafting tailored medical and ancillary benefit packages for employers. Their proficiency is underscored by a notable client roster, featuring industry leaders such as Jasper Ventures. A stalwart in the specialty trade contractors sector, Jasper Ventures, based in TX, entrusts Higginbotham with the welfare of 300+ participants. At the heart of their success is a commitment to understanding the unique needs of clients, ensuring that benefit offerings align seamlessly with organizational objectives. This office is an integral part of a larger regional insurance broker firm, enhancing its capabilities through broader industry insights and resources. Recognized for their nuanced approach, Higginbotham's Tyler office excels in navigating the complex landscape of employee benefits, providing a strategic advantage to local and regional employers. The team's dedication to fostering lasting client relationships is evident in their ability to consistently deliver value and address the dynamic challenges of the insurance landscape. With a focus on innovation and client satisfaction, this Higginbotham location stands as a trusted ally for employers seeking comprehensive and tailored benefits solutions.

Brady Chapman Holland & Associates is a highly regarded local insurance broker located in Houston, Texas. Renowned for their exceptional customer service and expertise, they have garnered excellent reviews from their clients. Serving a diverse range of clients, including large, midsize, and small employers, Brady Chapman Holland & Associates brings their extensive experience to cater to the unique needs of each client. One prime example of their successful work in Houston is their partnership with Valco Instruments Company Inc, a midsize manufacturing company with 320 employees. Collaborating closely with Valco Instruments' HR and finance team, Brady Chapman Holland & Associates designed and implemented a comprehensive self-funding arrangement and HMO plan that addressed the specific requirements of the company's members. The broker's extensive experience working with self-funded employers and their strong proficiency in working with HMOs enable them to offer tailored solutions that best meet their clients' needs. Their commitment to delivering exceptional service has resulted in a favorable M Score, reflecting their broad expertise across various client sizes and industries. Brady Chapman Holland & Associates possesses significant expertise in industries such as miscellaneous manufacturing, building equipment contractors, and support activities for mining. This deep understanding allows them to offer comprehensive insurance coverage and guidance to businesses operating within these sectors. Operating exclusively in Texas, Brady Chapman Holland & Associates serves clients throughout the state. Their client portfolio includes notable employers such as Karya Property Management LLC, Texas Steel Conversion, Inc., Valco Instruments Company Inc, and Crisp Industries, Inc. With their strong industry knowledge, personalized approach, and commitment to client satisfaction, Brady Chapman Holland & Associates continues to establish themselves as a trusted insurance broker in the Houston area and beyond.

Upshaw Insurance Agency, Inc. is an independent insurance agency founded in 1927.We are committed to our clients and view them as our most important resource.