Higginbotham's Tyler, TX office emerges as a pivotal player in the insurance brokerage arena, specializing in comprehensive employee benefits solutions. Leveraging extensive local and regional expertise, this branch excels in crafting tailored medical and ancillary benefit packages for employers. Their proficiency is underscored by a notable client roster, featuring industry leaders such as Jasper Ventures. A stalwart in the specialty trade contractors sector, Jasper Ventures, based in TX, entrusts Higginbotham with the welfare of 300+ participants. At the heart of their success is a commitment to understanding the unique needs of clients, ensuring that benefit offerings align seamlessly with organizational objectives. This office is an integral part of a larger regional insurance broker firm, enhancing its capabilities through broader industry insights and resources. Recognized for their nuanced approach, Higginbotham's Tyler office excels in navigating the complex landscape of employee benefits, providing a strategic advantage to local and regional employers. The team's dedication to fostering lasting client relationships is evident in their ability to consistently deliver value and address the dynamic challenges of the insurance landscape. With a focus on innovation and client satisfaction, this Higginbotham location stands as a trusted ally for employers seeking comprehensive and tailored benefits solutions.

Memorial Financial Services Corp. is an independent, family owned firm. Established in 2000, we are a full service Employee Benefits and Estate Planning brokerage with a heavy focus on customized long term, cutting edge strategies aimed at keeping our clients at the forefront of an ever evolving industry, in the most cost effective manner possible. Areas of expertise include comprehensive employee benefits packages, including traditional and non-traditional health insurance options, ancillary coverages such as dental, vision, life and disability income insurance. Also, available are worksite coverages such as accident, cancer, critical illness and hospital indemnity policies. We work with a large range of exclusively "A rated"​ carriers to ensure that you're getting the high quality coverage that you deserve, at a price point that is affordable to your company. Our Estate Planning services are focused on using some fairly common as well as other non-traditional vehicles to address a wide range of needs, including survivorship, wealth accumulation, protecting businesses using buy/sell agreements, and minimizing tax liability during retirement years.

HRO’s solutions power businesses at every stage of the growth cycle, from startup to IPO. We are service-oriented, growth-minded, and client-first. Our clients benefit from world class software, experienced professionals, and high-touch service. HRO Resources works with companies all over the United States, from San Francisco to Houston. We have subject-matter experts in human resources, health insurance, risk management, payroll processing, and commercial insurance who are ready to help your business solve an immediate issue or improve upon what you have in place.

Sofer Steiner & Associates, LLP is a company based out of 2700 Post Oak Blvd., Ste. 1150, Houston, Texas, United States.

CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. We are the largest Wholesaler writer in the US of multi-year WC risks. We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct. SPECIALIZATION Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. Large Workers Compensation: $250k minimum premium • Loss Sensitive Program o 3 year program o Not a Retro o No LOC or Deductibles EVER AGAIN o Profit Sharing: Reduced premium next month, not years after, for good loss experience o 50 states o A Rated Carriers o Bound business with Xmod as low as .65 and as high as 2.25 o We build the plan with you and help present the program to your insured. • RTW Insurance Programs o For accounts with Large Xmods that are trying to get a handle on claims. • Large Regional and SuperRegional carriers. o Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. Michael Hardin, President mhardin@cproassociates.com David Cauble dcauble@cproassociates.com Brook Sarratt bsarratt@cproassociates.com www.cproassociates.com

For years, Wellspring Insurance Agency, Inc. has been helping people find the right insurance coverage — and get the most for their healthcare dollars. If you’re ready to compare popular plans online, get your free quotes now. If you’d like to talk about your options, please contact us. Our service is free, and it doesn’t stop once you purchase a plan. You’ll get our expert advice and help through every step of owning an insurance policy.

Commercial, Personal, Group Health, and Individual Health Insurance Our Vision is to be your long term partner. We will gain your trust by providing asset protection and managing the risks that threaten your financial goals. We will treat our employees, clients, and marketing partners as we would like to be treated—with respect and appreciation. We will build relationships to endure the waves of change and make Hibbs-Hallmark & Company a premier agency in the United States.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Houston-The Woodlands-Sugar Land, TX is one of the most competitive job markets in the country and has over 50,000 employers, ranging from small businesses to large corporations. Employee benefits are an important component for all businesses in the market. Hotchkiss Insurance Houston is a local insurance broker serving the greater Houston region. they provide medical insurance, voluntary benefits and other services for small to mid size employers. their advisors have over 20 years of experience helping businesses choose the right employee benefits. Hotchkiss Insurance is a 40-year old, family-owned business that offers personal and business insurance, as well as employee benefits, in Texas. They are highly rated by customers based on their employer reviews.

At Daines Insurance, we offer a full suite of products, services and technology. As an independent agency, we hold appointments with more than one hundred of the top rated insurance carriers and third party administrators in the country. While maintaining this many relationships can be a challenge, we believe in bringing our clients the very best of what the market has to offer – each and every year. Our expertise and personal relationships combined with our creativity, enables us to craft solutions that support your goals as an organization.