Shield Insurance Solutions, LLC. formed by R. Alfonso Lozada, Jr. and Maritere Maldonado both with vast experience in all sectors of the Insurance Industry in PR and abroad, now consists of a group of seasoned Professionals in all sectors and has established Strategic Alliances with various other Professional Services Firms in their specific areas of expertise to enhance the broad offering of Insurance, Health, Benefits, and Risk Management that are offered with commitment to excellence and unparalleled service. MISSION Shield Insurance Solutions LLC Mission is to understand our client’s business and risk exposures, safeguarding clients from unexpected results. Focusing on reducing impact to client’s goals or financial stability. We will deploy the best resources in the marketplace, ensuring quality interaction with clients at all levels and utilizing the most advanced risk management tools and analytics in order to motivate anticipatory thinking geared to produce clear solutions implementation. Always maintaining our most important principle “ CLIENT FIRST” WE DELIVER DYNAMIC SOLUTIONS. VISION Our VISION is to achieve our goals by putting together the most trustworthy, knowledgeable, dependable, forward thinking, innovative, persistent, focused and responsive team of professionals to deliver the most innovative solutions to Risk at a great place to work that encourages teamwork. All, contributing factors to develop a trusting and strong relationship with our clients, addressing precisely their needs in the most complex environments. Our philosophy cut no corners, be thorough and always put “CLIENTS FIRST”.

Innova Insurance, situated in Ponce, PR, operates a robust and expansive office, distinguished by its notable focus on employer benefits, particularly in the realms of medical and ancillary coverage. Boasting a wealth of expertise in catering to local and regional employers, Innova Insurance has established itself as a key player in the insurance brokerage landscape. This larger office is affiliated with a local brokerage firm, signaling a commitment to the community and fostering strong local ties. Demonstrating versatility, Innova Insurance caters to a diverse range of industries, with a particularly strong presence in depository credit intermediation, traveler accommodation, and soap, cleaning compound, and toilet preparation manufacturing. Their impressive client portfolio includes industry leaders like Aireko Construction, specializing in specialty trade contracting, Combe Products in soap and cleaning compound manufacturing, and First Bank Puerto Rico Supplemental Benefits in depository credit intermediation. What sets Innova Insurance apart is its adept handling of midsize and large employers, showcasing a comprehensive understanding of the unique challenges and needs of businesses of varying scales. With a commitment to excellence and a wealth of experience, Innova Insurance emerges as a strategic and reliable partner for employers seeking tailored and effective benefit solutions.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Fedelta Insurance is a Latin word that translates, “loyalty, trustworthiness.” We chose it for our name because it embodies our purpose. We are an insurance brokerage firm driven to deliver dedicated, quality insurance brokerage services through client-first business practices.

First Medical Health Plan, Inc, based in San Juan, PR, distinguishes itself as a trusted insurance broker, specializing in employer benefits with a notable focus on medical and ancillary coverage. With a robust track record, this office location has showcased commendable expertise in catering to the needs of local and regional employers, particularly excelling in the medical and ancillary benefits domain. The team's adept understanding of the insurance and employee benefit landscape is exemplified by their successful partnerships with industry leaders such as Asociacion De Empleados Del Ela, boasting 170+ participants. Additionally, they have seamlessly collaborated with Driven Administrative Services (110+ participants) in the accounting, tax preparation, bookkeeping, and payroll services sector, as well as San Juan Capestrano Hospital (220+ participants) in the outpatient care centers industry. Beyond these achievements, First Medical Health Plan, Inc, is part of a distinguished local brokerage firm, adding depth to their comprehensive service offerings. Their portfolio reflects a versatile proficiency extending across accounting, tax preparation, bookkeeping, and payroll services, business, professional, labor, political, and similar organizations, as well as the outpatient care centers industries. Notably, the office has proven experience in navigating the unique needs of midsize employers, further attesting to their adaptability and reliability in the dynamic field of employer benefits.

SAP is the leading enterprise application and business AI company. We stand at the intersection of business and technology, where our innovations are designed to directly address real business challenges and produce real-world impacts. Our solutions are the backbone for the world’s most complex and demanding processes. SAP’s integrated portfolio unites the elements of modern organizations — from workforce and financials to customers and supply chains — into a unified ecosystem that drives progress. SAP privacy statement for followers: www.sap.com/sps Our Community Guidelines At SAP, we're committed to fostering meaningful conversations that respect everyone in our community. To maintain a positive environment, we moderate comments that: • Target individuals personally, including our employees, customers, or partners • Contain discriminatory, harassing, or threatening language/content • Share personal information without consent • Promote misinformation or spam or 3rd-party links We believe in open dialogue and constructive feedback, but we will remove content that violates these guidelines without notice. We appreciate your understanding and contribution to a respectful community. For questions about our moderation practices, please DM or contact us at [email protected].

Novell Insurance, LLC, located in the vibrant business hub of San Juan, PR, stands out as a reliable partner for employer benefits solutions. With a dedicated focus on serving local and regional employers, their expertise in the realm of medical and ancillary benefits is commendable. This office of Novell Insurance has established a solid reputation, particularly excelling in catering to the unique needs of businesses in diverse industries. Notable among their clientele is Accion Social De Puerto Rico, a prominent player in the community food and housing, emergency, and relief services sector in PR, boasting over 100 participants. Another testament to their versatility is their partnership with Montana Silversmiths, a key player in the apparel accessories and manufacturing industry based in MT, supporting a workforce of 120+ participants. As a vital component of a local brokerage firm, Novell Insurance, LLC, brings a localized touch to their services, understanding the intricacies of the San Juan business landscape. Their commitment to tailoring benefit solutions to meet the specific demands of clients is evident in their track record of successful partnerships with businesses of varying sizes and industries. Novell Insurance, LLC's San Juan office emerges as a reliable choice for employers seeking comprehensive and customized benefits packages.

Company founded in 2002 under the laws of the Commonwealth of Puerto Rico to exercise insurance. We specialize in Fringe Benefits Management, Credit Insurance, Extended Warranties and Special Products. Our platform is designed so that our services are effectively directed into a solid structure of services. Management team has over 20 years of experience in the insurance field. Our platform currently serves more than 40,000 insured credit and offer coverage to more than 250,000 policyholders. It is anticipated that for 2018 premiums will exceed all expectations.

Nestled in the vibrant city of San Juan, PR, Steven Pauli Insurance stands out as a leading insurance broker, specializing in delivering tailored solutions for local and regional employers. With a keen focus on medical and ancillary benefits, this office brings valuable expertise to businesses, ensuring comprehensive coverage that addresses the unique needs of their workforce. An exemplary showcase of their success is the partnership with Clinical Medical Services in the home health care services industry. This collaboration, boasting a participant count exceeding 480, highlights the agency's proficiency in navigating the complexities of the home health care services sector. Steven Pauli Insurance's expertise extends across various facets of home health care services industries, positioning them as a reliable resource for businesses seeking optimal benefits solutions. As a crucial component of a local brokerage firm, Steven Pauli Insurance combines the advantages of a national network with an intimate understanding of the local business landscape in San Juan. This strategic positioning allows them to offer personalized guidance to employers, ensuring that their benefits packages align with the specific requirements of the region. Beyond transactions, the agency's commitment to local and regional employers is evident in their consultative approach. Steven Pauli and his team serve not only as insurance providers but as strategic partners, fostering enduring relationships that contribute to the overall success and well-being of businesses in San Juan, PR.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Retention Strategies Insurance, headquartered in San Juan, PR, operates a substantial office with a notable focus on employer benefits. Boasting extensive expertise in the realms of medical and ancillary benefits, this larger office excels in catering to the needs of local and regional employers. One of their key strengths lies in their diverse client portfolio, which includes prominent entities like Alivia Health Network, a leader in the retail trade industry, with over 370 participants. Additionally, they serve First Hospital Panamericano in the hospitals sector, engaging 280+ participants, and Physician Management Corporation of America (dba Medplus Solutions) in the retail trade industry, featuring 100+ participants. What sets Retention Strategies Insurance apart is their demonstrated prowess across various industries, such as retail trade, hospitals, and drugs and druggists' sundries merchant wholesalers. As an integral part of a local brokerage firm, they bring localized insight and tailored solutions to their clients. Notably, their proven track record extends to midsize employers, showcasing a deep understanding of the specific challenges and needs of this segment. Employers seeking a reliable partner in navigating the intricacies of insurance benefits for their workforce can confidently explore the comprehensive offerings and localized expertise provided by Retention Strategies Insurance in San Juan, PR.