Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Walsh Duffield Companies, Inc. is a highly reputable insurance broker operating in Buffalo, New York, providing comprehensive insurance solutions to clients of all sizes in various industries. With a strong focus on customer service and expertise, they have earned exceptional ratings from their clients. Specializing in working with large, midsize, and small employers, Walsh Duffield Companies, Inc. offers extensive experience in serving self-funded clients, as well as working with HMOs and PPOs to ensure the best coverage options for their members. Setting themselves apart from other brokers, Walsh Duffield Companies, Inc. excels in carving out drug and pharmacy plans. Their office in Buffalo has become a trusted local insurance consultant, collaborating closely with notable clients such as Bryant & Stratton College, Inc., a prominent employer in the educational services industry with over 1,770 employees. By partnering with Bryant & Stratton College, Inc.'s HR and finance team, Walsh Duffield Companies, Inc. successfully tailored insurance plans to meet the college's specific needs. As one of the leading brokerages in the Buffalo, NY market, Walsh Duffield Companies, Inc. boasts extensive expertise across industries such as educational services, health care and social assistance, and individual and family services. Their profound knowledge and wide range of experience enable them to cater to clients' unique requirements. Expanding their services beyond New York, Walsh Duffield Companies, Inc.'s Buffalo office also serves clients in New Jersey and Pennsylvania. Some notable employer clients include CH2M Hill Bwxt West Valley LLC and Child and Family Services Eap, highlighting the diverse industries they cover. With their outstanding track record and impressive M Scores, Walsh Duffield Companies, Inc. emerges as a trusted insurance brokerage known for their extensive experience, expertise, and unwavering commitment to their clients' insurance needs.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

As the 11th largest independent insurance brokerage firm in the nation with over 250 offices in 34 states and England, AssuredPartners is committed to partnering with successful regional and local insurance providers that share the same goal: to service customers better than anyone. Powered by AssuredPartners, our partner agencies have the deep network resources, experienced people and carrier relationships to provide products and solutions second to none. We are proud to be recognized by leading industry publications: - Best Places to Work in Insurance (Business Insurance) - Elite Agency (Insurance Business America) - Top Property / Casualty Agencies (Insurance Journal) - 100 Largest Brokers of U.S. Business (Business Insurance) Partnership. Expertise. Innovation. Passion. Doing the Right Thing. Making a Difference. These are some of the traits that define our culture. We provide a deliberate and well defined path for the next generation of Risk Management Professionals, because we're invested in your success – now and for the long run.

Relph Benefit Advisors is a reputable national insurance consultant, serving clients across New York, Pennsylvania, and Wisconsin. While some customers have expressed lower reviews, it presents an opportunity to address any concerns when evaluating potential partners. A noteworthy example of their work at this office location is their collaboration with Lactalis American Group, Inc., a prominent employer in the dairy product manufacturing industry. By collaborating closely with Lactalis American Group, Inc.'s HR and finance team, Relph Benefit Advisors successfully established a self-funding arrangement, along with a PPO plan, PBM, and drug plan tailored to the unique needs of the company's 1400 members. This demonstrates their ability to provide customized solutions that address the specific requirements of their clients. Relph Benefit Advisors caters to a wide range of clients, including large, midsize, and small employers. Their diverse client portfolio at this Rochester, NY location includes Access: Supports for Living, Alfred University Human Resources Services, Allegany Arc Welfare Benefits Plan, and Arc of Rockland. As a leading brokerage in the Rochester, NY market, Relph Benefit Advisors has earned an excellent reputation, thanks to their extensive industry experience and expertise across various client sizes, industries, and products. They possess deep knowledge in individual and family services, educational services, and the health care and social assistance sectors. Relph Benefit Advisors stands out for their exceptional capabilities in working with self-funded clients and their proficiency in collaborating with clients and PPOs to meet member needs. Moreover, their expertise in carving out drug and pharmacy plans sets them apart from other brokers in the market. When searching for a reliable insurance consultant, consider Relph Benefit Advisors' comprehensive expertise, high client satisfaction, and commitment to delivering tailored solutions.

As the 11th largest independent insurance brokerage firm in the nation with over 250 offices in 34 states and England, AssuredPartners is committed to partnering with successful regional and local insurance providers that share the same goal: to service customers better than anyone. Powered by AssuredPartners, our partner agencies have the deep network resources, experienced people and carrier relationships to provide products and solutions second to none. We are proud to be recognized by leading industry publications: - Best Places to Work in Insurance (Business Insurance) - Elite Agency (Insurance Business America) - Top Property / Casualty Agencies (Insurance Journal) - 100 Largest Brokers of U.S. Business (Business Insurance) Partnership. Expertise. Innovation. Passion. Doing the Right Thing. Making a Difference. These are some of the traits that define our culture. We provide a deliberate and well defined path for the next generation of Risk Management Professionals, because we're invested in your success – now and for the long run.

Built on the principle of treating people the way we would want to be treated and never losing sight of the importance of relationships, Professional Group Plans has grown organically over the last two decades into the largest full service General Agency in the Tri-State Area. Specializing in employee benefits, we serve over 90,000 employer groups, with well over 600,000 covered lives and bill over $2,800,000,000 in premium sales per year. As large as we are, we pride ourselves on servicing each and every broker, and their clients, with the same prompt and courteous service. Our reputation for the way we conduct business, along with our size and scale, has allowed us the opportunity to develop close relationships with all of the major insurance carriers and leading industry vendors. This gives us the unique advantage of dedicated support and resources, which in turn gives our brokers, and their clients, faster turnaround times, exceptional customer service and access to cutting edge products. Headquartered in Hauppauge, New York, with other locations in Manhattan and New Jersey, we are staffed with nearly 100 employees that continue to provide the exceptional service we are known for throughout the industry. Our Mission: “To passionately deliver value to our broker partners by providing them with the expertise, education, support and resources they need to effectively service their clients and achieve success” Our Core Belief: “Treat people the way we would want to be treated and never lose sight of the importance of relationships”

FNA is a full service general agent and employee benefit consultant, currently providing a network of over 5,000 retail agents and brokers with comprehensive employer group insurance consulting, compliance, and billing/administrative services through their five affiliate divisions. Founded in 1974, FNA has 40 years of experience in assisting the Northeast broker community in analyzing their clients’ employee benefit needs and working with carriers to obtain the optimal health and specialty benefits plans available in the marketplace.

Liazon, a prominent insurance broker, operates from its office in Buffalo, New York, while serving a diverse clientele across multiple states, including New York, Arizona, Ohio, Georgia, Texas, New Jersey, Pennsylvania, Florida, California, Virginia, Oklahoma, Illinois, Colorado, Missouri, Maine, Kansas, Maryland, Michigan, South Carolina, Minnesota, Massachusetts, Washington, Arkansas, New Hampshire, Wisconsin, Connecticut, Vermont, Tennessee, Louisiana, West Virginia, Alabama, Nevada, New Mexico, Kentucky, North Dakota, Iowa, Nebraska, and the District of Columbia. Renowned for its exceptional customer service and profound expertise, this office has received high praise from clients. Notably, Liazon's Buffalo office has successfully collaborated with Renaissance Global Logistics, an esteemed employer with a 100-member workforce in the warehousing and storage industry. By partnering with the HR and finance team, Liazon crafted a tailor-made self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan, meticulously addressing the unique needs of Renaissance Global Logistics' members. Liazon's extensive roster of employer clients includes renowned companies like 1-800-Flowers, 4M Building Solutions Corporate Headquarters in St. Louis, MO, A New Leaf | Administrative Office, and Advanced Energy. As one of the most experienced insurance brokerages in the Buffalo, NY market, Liazon boasts a remarkable track record, earning one of the highest M Scores attainable. This achievement is a testament to their vast expertise across client sizes, industries, and products. With a robust background in serving the healthcare and social assistance industries, including offices of physicians, Liazon exhibits unparalleled proficiency. They possess extensive experience working with self-funded clients and have established themselves as leaders in HMO plan design models and PPO plan design. Furthermore, Liazon stands out in the market for its exceptional competence in carving out drug and pharmacy plans, setting them apart from other brokers.

York International is one of the leading independent insurance brokers in the nation. Established in 1985, at the firm’s core is a deep connection to serving the needs of the New York real estate community. As we grew, our focus diversified into additional industries and the related areas of insurance and risk management. We have established significant employee benefit, high net worth personal and life insurance practices along side our broad commercial P&C expertise. Our high quality standards and commitment to professional development has been recognized by our industry peers. The Independent Insurance Agents and Brokers of America has named York as one of only a handful of firms to be awarded the distinction of being a Best Practices Agency for the past 10 years in a row. Every client routinely interacts with a shareholder of the firm on a daily basis; we believe this makes a difference in the quality of our client and insurer interactions. And, our commitment to remain an independent firm is vital to our success and is in alignment with the goals of our clients, colleagues, insurance markets and the community we serve.

Westchester Benefit Group is a New York-based independent insurance broker serving the greater Valhalla region. With an M Score of 4, one of the highest scores possible, representing an extensive range of experiences and positive customer feedback, Westchester Benefit Group has been providing medical insurance, voluntary benefit programs and other services to employers in the Metro Area for over 20 years. Westchester Benefit Group is one of the leading insurance brokers in the United States. For more than 40 years, they have been serving businesses and individuals with their comprehensive insurance services. The agency has offices in Valhalla, New York, Summit, New Jersey, and Atlanta, Georgia.