Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

York International is one of the leading independent insurance brokers in the nation. Established in 1985, at the firm’s core is a deep connection to serving the needs of the New York real estate community. As we grew, our focus diversified into additional industries and the related areas of insurance and risk management. We have established significant employee benefit, high net worth personal and life insurance practices along side our broad commercial P&C expertise. Our high quality standards and commitment to professional development has been recognized by our industry peers. The Independent Insurance Agents and Brokers of America has named York as one of only a handful of firms to be awarded the distinction of being a Best Practices Agency for the past 10 years in a row. Every client routinely interacts with a shareholder of the firm on a daily basis; we believe this makes a difference in the quality of our client and insurer interactions. And, our commitment to remain an independent firm is vital to our success and is in alignment with the goals of our clients, colleagues, insurance markets and the community we serve.

Founded in 1932, SterlingRisk employs more than 230 highly skilled insurance professionals, with offices in New York, New Jersey, Connecticut, Florida and California. Ranked in the nation's top 40 independently owned insurance brokerages, SterlingRisk services regional, national and international clients. The company specializes in multiple areas including property and casualty insurance, aviation, employee benefits consulting, risk management, loss control, claims management, estate planning and business succession planning. For more information, visit www.sterlingrisk.com or call 516-487-0300.

HMS Agency, Inc., an esteemed insurance broker, operates an office in Albany, New York, catering to clients throughout the state. Renowned for their exceptional customer service and expertise, this office has garnered high praise from their satisfied clientele. A shining example of their capabilities is their successful collaboration with the County of Greene, a prominent employer in the public administration industry, comprising 400 members. Through close collaboration with the County's HR and finance team, HMS Agency, Inc. devised a tailored PPO plan, PBM, and drug plan specifically designed to meet the unique needs of the County's workforce. HMS Agency, Inc. boasts an impressive roster of employer clients, including County of Greene, County Waste of Virginia LLC, The Business Council Of New York State, Inc. Insurance Fund, and Mobile Air Transport. With a focus on serving large and midsize employers, the agency possesses extensive expertise across various industries, with a particular strength in public administration and general freight trucking. Throughout their tenure, HMS Agency, Inc. has demonstrated their profound understanding of client needs and an unwavering commitment to delivering optimal solutions. They have garnered significant experience in working with clients and PPOs to ensure that member requirements are met effectively. Positioned as a local insurance broker in Albany, New York, HMS Agency, Inc. is dedicated to serving their clients with professionalism and expertise, providing tailored insurance solutions that address the unique challenges faced by employers in today's dynamic business landscape.

Haylor, Freyer & Coon, an Alera Group Company, is a full-service insurance agency, providing Insurance, Risk Management, Surety, & Benefit Consulting to businesses and individuals Nationwide. Our 94 years of industry expertise and entrepreneurial spirit make us a dynamic partner for growing organizations. We’ve been part of the CNY community since 1928 and our commitment to our employees, clients and our community will only be strengthen as we’ve become part of the Alera Group network of outstanding Agencies. Powered by over 3,500 employees with worldwide expertise and resources. -------------------------------------------------------------------------------- Learn more about us at www.haylor.com

James P Reagan Agency Inc is an insurance company based out of 125 Wolf Rd, Albany, New York, United States.

Premier Consulting Associates offers medical insurance, voluntary benefits and other services for small to mid size employers in the Buffalo-Cheektowaga-Niagara Falls, NY Metro Area. Employees depend on group health benefits for their well being and the well being of their families. The job market in Buffalo-Cheektowaga-Niagara Falls, NY is growing increasingly competitive. Strong employee benefits plans are an important option for job seekers. Premier Consulting Associates Buffalo office has a M Score of 4 out of 5, representing a wide range of experiences. Premier Consulting Associates Buffalo is a local insurance broker serving the greater Buffalo region. Premier Consulting Associates is based in Amherst, NY. Premier is a leading health care benefits consulting firm. Premier Consulting Associates, a professional consulting firm in both the public and private sectors for over fifty years, is committed to providing clients with practical strategies that help them enhance performance. Premier's services include litigation support, strategic planning, training and development, compensation and benefits advise, succession planning advise, performance management system design, productivity enhancement tools implementation. Premier relies on an outstanding team of professionals with broad expertise in law, engineering and human resources.

Built on the principle of treating people the way we would want to be treated and never losing sight of the importance of relationships, Professional Group Plans has grown organically over the last two decades into the largest full service General Agency in the Tri-State Area. Specializing in employee benefits, we serve over 90,000 employer groups, with well over 600,000 covered lives and bill over $2,800,000,000 in premium sales per year. As large as we are, we pride ourselves on servicing each and every broker, and their clients, with the same prompt and courteous service. Our reputation for the way we conduct business, along with our size and scale, has allowed us the opportunity to develop close relationships with all of the major insurance carriers and leading industry vendors. This gives us the unique advantage of dedicated support and resources, which in turn gives our brokers, and their clients, faster turnaround times, exceptional customer service and access to cutting edge products. Headquartered in Hauppauge, New York, with other locations in Manhattan and New Jersey, we are staffed with nearly 100 employees that continue to provide the exceptional service we are known for throughout the industry. Our Mission: “To passionately deliver value to our broker partners by providing them with the expertise, education, support and resources they need to effectively service their clients and achieve success” Our Core Belief: “Treat people the way we would want to be treated and never lose sight of the importance of relationships”

FNA is a full service general agent and employee benefit consultant, currently providing a network of over 5,000 retail agents and brokers with comprehensive employer group insurance consulting, compliance, and billing/administrative services through their five affiliate divisions. Founded in 1974, FNA has 40 years of experience in assisting the Northeast broker community in analyzing their clients’ employee benefit needs and working with carriers to obtain the optimal health and specialty benefits plans available in the marketplace.

United Benefit Solutions, LLC is a local insurance broker located in Rockville Centre, New York, dedicated to providing comprehensive insurance solutions. With a strong focus on self-funded arrangements, they excel in tailoring insurance plans to meet the unique needs of their clients. Notably, they have successfully collaborated with Planned Companies, a prominent 100-member employer in the services to buildings and dwellings industry, assisting them in establishing a self-funding arrangement. United Benefit Solutions, LLC's expertise in working with self-funded employers is a testament to their knowledge and proficiency in the insurance industry. Operating across a diverse clientele, United Benefit Solutions, LLC caters to employers of varying sizes, from large corporations to midsize and small businesses. Their impressive portfolio includes esteemed clients such as Spectrum Automotive Holdings LLC, A. I. G. Trucking Inc, Abrams Fensterman, LLP, and Allegiance Trucks LLC. This particular office of United Benefit Solutions, LLC extends its services to clients throughout New York, New Jersey, Missouri, Connecticut, Colorado, and Florida, demonstrating their commitment to providing comprehensive coverage across multiple states. With a strong emphasis on personalized service, United Benefit Solutions, LLC is well-versed in various industries, including personal services, healthcare and social assistance, as well as motor vehicle and motor vehicle parts and supplies merchant wholesalers. This extensive experience and expertise contribute to their excellent M Score, which reflects their ability to cater to a wide range of clients and industries. Whether it's assisting with self-funded arrangements or offering tailored insurance solutions, United Benefit Solutions, LLC is a trusted insurance broker dedicated to providing exceptional service and comprehensive coverage to their clients.