CBSI, based in Trenton, NJ, stands out as a noteworthy insurance brokerage, particularly for its adept handling of employer benefits. Characterized as a larger office, this branch of CBSI is part of a local brokerage firm that has established a notable presence in the region. Their expertise shines in catering to both small and midsize employers, demonstrating a keen understanding of the unique needs and challenges faced by these businesses. The team at CBSI Trenton is particularly adept in dealing with industries such as accounting, tax preparation, bookkeeping, and payroll services. Their proficiency is further highlighted by their successful partnerships with top customers like Sax, which operates within the accounting and payroll services sector and has over 140 participants. This showcases their ability to manage complex benefits packages for a sizable workforce. Additionally, CBSI's prowess extends to the healthcare sector, where they have shown great skill in working with health practitioners. A prime example is their collaboration with Reformed Church Home in New Jersey, catering to over 60 participants. This experience underscores their capacity to navigate the intricacies of medical and ancillary benefits, which are critical in the healthcare industry. What sets CBSI in Trenton apart is their deep-rooted understanding of local and regional market dynamics. This local expertise, combined with their broad experience across various industries, makes them a valuable partner for employers looking to navigate the complexities of employee benefits. Their approach is tailored, ensuring that each client, regardless of size, receives dedicated and expert service.

Lenox Advisors, a reputable insurance broker located in New York, New York, is dedicated to providing exceptional insurance solutions to clients across New York and New Jersey. With a diverse portfolio of clients, Lenox Advisors has garnered a strong reputation for its expertise and experience in serving large and midsize employers. One notable example of their work is their collaboration with Jpmorgan Chase Bank, National Association, a prominent employer in the depository credit intermediation industry with over 17,700 members. Lenox Advisors partnered closely with Jpmorgan Chase Bank's HR and finance team to create a comprehensive insurance package tailored to the unique needs of their members. This included the establishment of a self-funding arrangement, along with a range of coverage options such as HMO and PPO plans, pharmacy benefit management (PBM), and customized drug plans. Lenox Advisors' client base also includes esteemed employers like Blackrock, Jpmorgan Chase Bank, National Association, and York Capital Management (US) Advisors, L.P. Their extensive experience working with self-funded employers and specific pharmacy providers has further enhanced their proficiency in offering comprehensive insurance solutions. With a remarkable M Score, Lenox Advisors stands out due to their broad knowledge and competence across various client sizes and industries. They boast significant expertise in financial investment activities and depository credit intermediation industries, enabling them to deliver tailored insurance solutions that meet the unique demands of each client. Whether it's partnering with large corporations or midsize businesses, Lenox Advisors is committed to providing top-notch insurance services that cater to the specific needs of their clients. Their outstanding track record and expertise make them a trusted choice for employers seeking reliable insurance solutions.

There are two types of employers: those that know they are paying too much for health insurance and those in denial. There is only one thing standing in the way of this becoming a reality - unwillingness to explore alternative strategies. Two decades of managed care has sheltered employers and the their members from the truth. A lack of transparency and access to the cost and quality of healthcare has contributed to the problem. Simply put, employers have been lead to believe their insurers are negotiating the best prices. We can assure you that network 'discounts' are nothing more than a charade. In fact, employer sponsored health plans are a guarantee your company is paying 50% to 75% too much for prescriptions. Where does that money go? Right back to your Pharmacy Benefit Manager who is owned or owns your insurance carrier. This is unreported income for your insurer and it can be eliminated. This isn't a surprise to most but the extent of the problem is and until now, there was no ability for most employers to see the data. We changed that too. BritePath is our benefit strategy and our name. We help employers and their members forever change the trajectory of the cost and quality of their benefits. Ask yourself this question; Do we have a health insurance problem today? Let's assume for a second you say 'No'. Ok, five years from now the cost of your insurance increases 50% and the quality of your benefits deteriorates. Do you have a problem then? What has that done to your bottom line? What has that done to your ability to attract and retain the best talent? Don't wait five years to find out. Contact BritePath today and get a second opinion that with provide Insights, Analytics, Engagement and Elevate your plan and your people.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.

Creative Benefit Plans Inc., based in New York, NY, stands out as a local brokerage firm adept at catering to the specific needs of regional employers, particularly in the architectural, engineering, and related services industries. With a notable client like Thermo System in New Jersey, which has over 240 participants, their proficiency in handling large-scale employee benefits is evident. Their services extend to a wide array of sectors, including restaurants, non-profits, physicians, hospitality, accountants, mechanics, service industry, manufacturing, retail, lawyers, engineers, and fashion. This diversity showcases their ability to tailor solutions to various industry requirements. They offer comprehensive group insurance solutions for businesses, encompassing medical, dental, vision, group life, disability, state-mandated, and voluntary benefits. In addition to these, they also cater to individual insurance needs with products like life insurance, disability insurance, long-term care, and medical insurance. Moreover, their expertise in pension planning is highlighted by their offerings in 401(k) and 403(b) plans, indicating a holistic approach to employee benefits and personal financial planning. Overall, Creative Benefit Plans Inc. emerges as a versatile and experienced player in the insurance brokerage industry, adept at handling a wide spectrum of client needs across various industries. Their comprehensive range of services ensures tailored solutions for both employers and individual clients, making them a strong candidate for any employer benefits buyer evaluating their New York office.

Kona HR Consulting Group in Bridgeport, CT, stands as a formidable insurance broker, housing a robust team within its larger office. Specializing in employer benefits, the group showcases commendable expertise tailored for both local and regional employers, with a particular emphasis on medical and ancillary benefits. Their in-depth understanding of the individual and family services industry is evident in their successful partnerships, notably with Liberty Management Services in NY, boasting 500+ participants, and a prominent organization in community food and housing, and emergency and relief services with 470+ participants. This office, an integral part of a local brokerage firm, distinguishes itself through a track record of excellence in servicing midsize employers. Their commitment to providing comprehensive solutions is exemplified by the diverse portfolio of clients, showcasing a nuanced grasp of the individual and family services sector. Kona HR Consulting Group in Bridgeport, CT, prides itself on leveraging local insights, ensuring tailored benefits that meet the unique needs of their clientele. With demonstrated proficiency and a client-centric approach, this office emerges as a strategic partner for employers seeking reliable, customized insurance solutions.