Fringe Benefit Specialists, based in Kirksville, MO, stands out as a premier insurance broker with a keen focus on serving the needs of local and regional employers. Specializing in medical and ancillary benefits, this office location has established itself as a trusted partner for businesses seeking comprehensive and tailored insurance solutions. With a notable portfolio, Fringe Benefit Specialists has demonstrated its prowess in catering to various industries. Among its top clients is Red Bud Industries, a key player in the metalworking machinery manufacturing sector located in IL. The firm's success with Red Bud Industries, which boasts over 340 participants, attests to its proficiency in managing the unique challenges of the metalworking machinery manufacturing industry. Fringe Benefit Specialists operates as an integral part of a local brokerage firm, further solidifying its commitment to the community. The team at this Kirksville location brings together a wealth of experience and expertise, ensuring that employers receive personalized guidance in navigating the complexities of employee benefits. In choosing Fringe Benefit Specialists, employers can rely on a dedicated partner with a proven track record, local insight, and a comprehensive understanding of the diverse needs within the medical and ancillary benefits landscape.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Bruce Beattie and Associates Inc., nestled in the vibrant heart of St. Louis, MO, stands as a beacon of expertise in the realm of employee benefits. This esteemed local broker is dedicated to crafting bespoke benefits solutions that resonate with the unique needs of each client. With a rich legacy of service excellence, their portfolio showcases a diverse range of clients, including the renowned Guarantee Electrical Company. At the core of their philosophy is a commitment to personalized service, ensuring that every client receives tailored advice and solutions that enhance employee satisfaction and organizational well-being. Their team, comprising seasoned professionals, leverages deep industry knowledge and innovative strategies to navigate the complexities of benefits planning and administration. Bruce Beattie and Associates Inc. is more than a broker; they are trusted partners in driving business success through strategic benefits management.

Nixon & Lindstrom, based out of Springfield, MO, stands as a reputable insurance broker, specializing in tailored solutions for both local and regional employers. Boasting extensive expertise in the intricacies of medical and ancillary benefits, this office location excels in delivering comprehensive coverage to meet the diverse needs of employers in the area. With a client portfolio that showcases their proficiency, Nixon & Lindstrom has successfully catered to top companies such as Britecore, a leader in computer systems design and related services. Serving as a testament to their prowess, Britecore, with 120+ participants, entrusts Nixon & Lindstrom with its insurance needs. Additionally, the Springfield Police Officers Association, with 270+ participants, relies on their services, highlighting the broker's adept handling of clients in the insurance and employee benefit funds industry. As a vital player in the local brokerage landscape, Nixon & Lindstrom distinguishes itself through its deep understanding of the insurance and employee benefit funds, as well as the computer systems design and related services industries. With a commitment to delivering tailored solutions, this office location ensures that each client receives personalized attention and a suite of benefits that aligns seamlessly with their specific requirements.

Our employee owners build collaborative relationships to protect people, assets, & income. We support our clients'​ success through innovative, proactive solutions in human resources and wellness, insurance for businesses and individuals, and estate and succession planning. Our employees are committed to our communities and our growth as a 100% employee owned organization.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

The Bremer Group, nestled in the heart of St. Louis, MO, distinguishes itself as a premier insurance broker catering to the nuanced needs of both local and regional employers. With a specialized focus on medical and ancillary benefits, this seasoned office has established itself as a trusted advisor in the realm of employee benefits. Showcasing their prowess, The Bremer Group has cultivated successful partnerships with industry leaders, including Kitaro in the restaurants and eating places sector, overseeing benefits for a diverse participant base of 100+. Their influence extends to Milestone Services Company in the commercial and industrial machinery and equipment rental and leasing industry, where they manage benefits for an extensive participant count of 290+. Astenjohnson in the textile product mills industry further attests to The Bremer Group's diverse expertise, handling benefits for 110+ participants. As an integral part of a local brokerage firm, The Bremer Group stands out as a reliable collaborator for businesses seeking tailored insurance solutions. Their demonstrated experience with midsize employers underscores their commitment to providing effective, personalized, and comprehensive benefits packages in the dynamic landscape of employee benefits.