Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!

Access Michigan LLC, located in Detroit, MI, is a local brokerage firm known for its adept handling of medical and ancillary benefits for local and regional employers. They have demonstrated their expertise through successful collaborations with top customers like Accesspoint, a notable entity in the professional, scientific, and technical services industry based in Michigan. Accesspoint, with its substantial workforce of over 1300 participants, exemplifies the kind of large-scale, complex client portfolios that Access Michigan LLC skillfully manages. The firm's approach is tailored to the unique needs of each client, ensuring that businesses receive comprehensive and customized insurance solutions. Their focus on the local and regional market allows them to offer personalized services that are in tune with the specific requirements and challenges of businesses operating in these areas. Access Michigan LLC's reputation is built on a foundation of deep industry knowledge, client-focused services, and a track record of handling substantial accounts like Accesspoint. Their ability to cater to diverse needs while maintaining high standards of service makes them a go-to choice for businesses seeking reliable and effective insurance brokerage services. Whether it's for a small local business or a large regional player, their expertise in navigating the intricacies of medical and ancillary benefits is a valuable asset for any employer looking to secure the best possible insurance solutions for their workforce.

The Sterling Group is a highly regarded local insurance consultant based in Sterling Heights, Michigan. With their expertise and dedication, they have established themselves as a trusted partner for large, midsize, and small employers. Their office in Sterling Heights has successfully collaborated with various clients, including Jones Lang Lasalle Americas Inc, a significant employer in the activities related to the real estate industry with 30,620 members. Working closely with the HR and finance team of Jones Lang Lasalle Americas Inc, The Sterling Group facilitated the implementation of a range of tailored insurance plans. This included setting up a self-funding arrangement, as well as designing HMO plans, PPO plans, PBM, and drug plans that precisely catered to the unique needs of their members. The Sterling Group has built a strong reputation based on their experience in working with self-funded employers and their ability to meet the specific needs of clients seeking HMO and PPO coverage. They also possess extensive knowledge of pharmacy benefit managers (PBMs) and other pharmacy providers. The clients served by The Sterling Group's Sterling Heights office encompass a diverse range of industries, including Global Educational Excellence, Michigan Institute of Urology, and Automotive Credit Corporation. Their exceptional M Score, a reflection of their extensive experience and expertise, further solidifies their standing as a preferred insurance consultant. Drawing on their profound understanding of industries such as lessors of real estate, traveler accommodation, and offices of physicians, The Sterling Group delivers comprehensive insurance solutions that address the unique challenges and requirements of their clients. Through their commitment to excellence, The Sterling Group continues to provide exceptional service to clients throughout Michigan.

Apex Group Ltd., established in Bermuda in 2003, is a global financial services provider. With offices in over 50 countries worldwide and 12,000 employees upon the close of announced acquisitions, Apex delivers an extensive range of services to asset managers, capital markets, private clients and family offices. The Group has continually improved and evolved its capabilities to offer a single-source solution through establishing the broadest range of services in the industry; including fund services, digital onboarding and bank accounts, depositary, custody and super ManCo services, business services including HR and Payroll and a pioneering ESG Ratings and Advisory service for private companies. Apex Group includes FundRock, LRI and European Depositary Bank.

Cambridge Financial Services, located in the vibrant city of Detroit, MI, stands out as a substantial and proficient office within the local brokerage firm landscape. This office is particularly notable for its adept handling of both midsize and large employers, showcasing a versatile range of skills tailored to meet diverse corporate needs. Their expertise is remarkably pronounced in sectors such as automobile dealers, motor vehicle manufacturing, and motor vehicle parts manufacturing, where they have established a strong foothold. Among their esteemed clientele, Cambridge Financial Services boasts a relationship with Advanced Vehicle Assemblies, a key player in the motor vehicle parts manufacturing industry. With over 170 participants, this collaboration highlights the broker's capability to manage extensive and complex insurance needs. Similarly, their work with Feldman Automotive in the automobile dealers sector, supporting over 430 participants, further underscores their proficiency in handling large-scale insurance portfolios. Moreover, their partnership with Garber Management Group, catering to 250 participants in the same industry, reinforces their specialized knowledge and experience in the automobile dealers sector. What sets Cambridge Financial Services apart is their proficiency in dealing with self-funded clients, a testament to their ability to provide customized solutions that align with the specific financial strategies of their clients. This skill is invaluable for local and regional employers who seek a partner that understands the nuances of self-funded insurance plans. In summary, Cambridge Financial Services in Detroit is a dynamic and capable broker, well-equipped to handle the intricate insurance needs of a wide range of industries, particularly excelling in the automobile-related sectors. Their expertise in managing diverse employer sizes, from midsize to large, makes them a go-to choice for businesses seeking robust and tailored insurance solutions.