Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

At Fifth Third Bank, everything we do is rooted in our purpose: to improve the lives of our customers and the well-being of our communities. Since our founding in 1858, we’ve been committed to creating a better financial experience by empowering our customers and clients to achieve what matters most. Our unified strength is grounded in the individual passion and diversity of more than 20,000 employees who work collaboratively to deliver a better tomorrow to everyone we serve. We offer a strong culture, opportunities for growth 401k match, wellness options, comprehensive insurance plans and additional resources you need to build a lasting and rewarding career path here. Headquartered in Cincinnati, Ohio, we are among the largest money managers in the Midwest. We operate four main businesses—Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management—and a network of financial centers in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina and South Carolina. Consumers also have access to approximately 54,000 Fifth Third fee-free ATMs across the United States. Fifth Third Bancorp is a diversified financial services company and is the indirect parent company of Fifth Third Bank, National Association, a federally chartered institution. Explore Fifth Third career opportunities at: https://www.53.com/content/fifth-third/en/careers.html Fifth Third Bank, N.A., Member FDIC. Fifth Third Bank is proud to be an affirmative action/equal opportunity employer. M/F/D/V

Green And Halliburton's Louisville, KY office stands as a prominent player in the insurance brokerage landscape. Boasting a sizable team and extensive experience, they specialize in catering to a diverse clientele, with a particular focus on self-funded clients. This larger office is adept at supporting both local and regional employers, showcasing a nuanced understanding of the unique challenges faced by businesses in the area. With a proven track record, Green And Halliburton has successfully served an array of clients, including notable names like Abound Federal Credit Union, Magnolia Bank, and Gli Professional Services Sub-Association Ltd. These partnerships underscore the broker's versatility across industries, notably excelling in depository credit intermediation and ship and boat building. Being a vital component of a local brokerage firm, this office brings forth localized insights and a community-oriented approach. Demonstrating proficiency across the spectrum, from midsize to small employers, Green And Halliburton showcases a commitment to tailoring insurance solutions that align with the unique needs of each client. This experience is a testament to their adaptability and ability to navigate the intricacies of diverse business landscapes, making them a compelling choice for employers seeking comprehensive and customized insurance solutions in the Louisville, KY region.

Founded in 1925 by E.M. Ford, we are now one of the largest independent insurance agencies in the state of Kentucky. We take the time to get to know you, asking all the right questions so that you get the right coverage. We work diligently to find the most competitive rates, the most rewarding investment strategies, and the best coverage's from a variety of carriers. You get affordable products based on your needs – not ours. Money Concepts is not affiliated with LinkedIn, Inc. or the LinkedIn, Inc. service. Money Concepts does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by fans or any third-parties on our LinkedIn page. Money Concepts does not control, serve, adopt or endorse any advertising, messages or content that LinkedIn may publish on it site or on the Money Concepts page. Money Concepts does not adopt or endorse any products, services, advertisements, recommendations or statements or any other content that may appear of LinkedIn or on other LinkedIn -affiliated sites. No part of this page is intended to make a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice. This Page is intended for US persons only. Any non-Money Concepts URLs or external websites mentioned on LinkedIn are unaffiliated with Money Concepts. Money Concepts has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. Third party marks appearing herein are the property of their respective owners. Guarantees are subject to the claims-paying ability of the issuing insurance company. Please remember investing involves risks, and the value of your investment will fluctuate over time and you may gain or lose money. All Securities Offered Money Concepts Capital Corp. Member FINRA/SIPC EM Ford is an independent firm not affiliated with Money Concepts Capital Corp.

Nestled in Bowling Green, KY, the Ted Bennett office stands as a robust and expansive hub within the insurance brokerage landscape. With a focus on delivering comprehensive benefit solutions, this larger office has garnered significant experience in catering to the unique needs of self-funded clients, positioning itself as an invaluable resource for understanding stop loss, limits, pharmacy costs, and offering expertise in HR consulting. Ted Bennett has forged successful partnerships with prominent businesses, including Cox Interior in the specialty trade contractors industry with over 130 participants, Dan Cummins in the automobile dealers industry boasting 190+ participants, and Don Franklin Auto Group in the same industry with 50+ participants. These collaborations highlight Ted Bennett's diverse expertise across motor vehicle parts manufacturing, grocery and related product merchant wholesalers, and automobile dealers industries. As an integral part of a local brokerage firm, Ted Bennett combines the strength of a larger organization with a localized approach, ensuring a nuanced understanding of the unique challenges faced by businesses in Bowling Green. With demonstrated experience in serving both midsize and small employers, Ted Bennett emerges as a strategic partner for employers seeking tailored and effective benefit solutions in the dynamic Kentucky business landscape.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

With more than four decades of experience, Energy Insurance Agency has grown to become Central Kentucky’s largest local insurance agency. By leveraging our carrier relationships, we can provide our clients with exclusive service, knowledge, and pricing. We treat our customers like family and work hard to give them the best possible service available. We understand the importance of having a policy that will protect you and your loved ones in the event of a loss or emergency. We are committed to providing you with quality coverage at competitive rates so that you can focus on what matters most – your family, your business, or whatever else makes life worth living! Energy Insurance Agency was originally established in 1982 to serve the insurance needs of underserved coal and natural gas companies. Today, we continue to serve those same needs but have expanded our services to include a full range of personal and commercial lines for individuals and businesses.

Bryne Wiseman, based in Bowling Green, Kentucky, operates under the umbrella of Houchens Benefits. As the President of Houchens Benefits, Wiseman leads a team that specializes in providing medical and ancillary benefits to local and regional employers. This office, located at 1750 Scottsville Rd, Suite 4 in Bowling Green, KY 42104, has established a reputation for its expertise in serving industries such as offices of physicians and automobile dealers. Key clients include Imac Holdings in the offices of physicians industry, located in Tennessee, with over 90 participants, and Nacarato Trucks General Partnership, a player in the automobile dealers industry, also based in Tennessee, with more than 260 participants. These relationships underscore the firm's deep knowledge and experience in these sectors. Being a part of a local brokerage firm, Bryne Wiseman's office provides personalized and regionally focused services, ensuring a deeper understanding of the local market dynamics and client needs. This aspect is particularly beneficial for employer benefits buyers who are seeking specialized knowledge and a tailored approach to benefits planning and management in the Bowling Green region.

Ash Group, based in Louisville, KY, stands out as a prominent insurance broker with a focus on employer benefits. This larger office, part of a local brokerage firm, specializes in providing medical and ancillary benefits, demonstrating significant expertise with midsize employers in the region. Their proficiency is notably strong in the water transportation industry, as evidenced by their successful partnership with James Marine, a key player in this sector, with over 320 participants. The Ash Group's Louisville office, located at 9509 US Highway 42 Ste 200, Prospect, KY 40059-9290, is well-positioned to serve local and regional businesses seeking tailored insurance solutions. Their hands-on approach and deep understanding of industry-specific challenges make them a reliable choice for businesses like James Marine, seeking comprehensive and customized insurance coverage. This description provides an insight into the capabilities and specialties of the Ash Group's Louisville location, highlighting their role as a significant player in the insurance brokerage landscape, particularly for employers looking for adept handling of their insurance needs in specific industries like water transportation.