Founded in 1925 by E.M. Ford, we are now one of the largest independent insurance agencies in the state of Kentucky. We take the time to get to know you, asking all the right questions so that you get the right coverage. We work diligently to find the most competitive rates, the most rewarding investment strategies, and the best coverage's from a variety of carriers. You get affordable products based on your needs – not ours. Money Concepts is not affiliated with LinkedIn, Inc. or the LinkedIn, Inc. service. Money Concepts does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by fans or any third-parties on our LinkedIn page. Money Concepts does not control, serve, adopt or endorse any advertising, messages or content that LinkedIn may publish on it site or on the Money Concepts page. Money Concepts does not adopt or endorse any products, services, advertisements, recommendations or statements or any other content that may appear of LinkedIn or on other LinkedIn -affiliated sites. No part of this page is intended to make a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice. This Page is intended for US persons only. Any non-Money Concepts URLs or external websites mentioned on LinkedIn are unaffiliated with Money Concepts. Money Concepts has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. Third party marks appearing herein are the property of their respective owners. Guarantees are subject to the claims-paying ability of the issuing insurance company. Please remember investing involves risks, and the value of your investment will fluctuate over time and you may gain or lose money. All Securities Offered Money Concepts Capital Corp. Member FINRA/SIPC EM Ford is an independent firm not affiliated with Money Concepts Capital Corp.

Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

Looking to provide an exceptional event? A bolder brand? Superior member services? FSA offers it all. For more than 40 years, our team of experts has provided well-rounded services to strengthen and support organizations like yours. FSA is an association management company that provides a custom approach to each client we support — an approach that pairs your vision for success with our proven expertise.  Whether you’re seeking full management or a boost in one key area, we offer a strong operational and strategic foundation that builds “your success with our support.” So feel free to sit back and relax. We’re here to help. 

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Going into my Senior year of high school, my mother inspired me to give back and do good in the community. Since she was a special education teacher for 15 years prior to me being born, I decided to follow in her footsteps. 1. Developed strong communication skills by supervising and directing over 20 campers from diverse backgrounds and with varying needs, including verbal and nonverbal communication methods. 2. Strengthened problem-solving abilities by adapting to unexpected situations and creating engaging and personalized activities for campers to foster their personal growth and development. 3. Demonstrated leadership and teamwork skills by collaborating with fellow counselors and camp staff to provide a safe, nurturing, and inclusive environment for all campers.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Nestled in Bowling Green, KY, the Ted Bennett office stands as a robust and expansive hub within the insurance brokerage landscape. With a focus on delivering comprehensive benefit solutions, this larger office has garnered significant experience in catering to the unique needs of self-funded clients, positioning itself as an invaluable resource for understanding stop loss, limits, pharmacy costs, and offering expertise in HR consulting. Ted Bennett has forged successful partnerships with prominent businesses, including Cox Interior in the specialty trade contractors industry with over 130 participants, Dan Cummins in the automobile dealers industry boasting 190+ participants, and Don Franklin Auto Group in the same industry with 50+ participants. These collaborations highlight Ted Bennett's diverse expertise across motor vehicle parts manufacturing, grocery and related product merchant wholesalers, and automobile dealers industries. As an integral part of a local brokerage firm, Ted Bennett combines the strength of a larger organization with a localized approach, ensuring a nuanced understanding of the unique challenges faced by businesses in Bowling Green. With demonstrated experience in serving both midsize and small employers, Ted Bennett emerges as a strategic partner for employers seeking tailored and effective benefit solutions in the dynamic Kentucky business landscape.

Star Robbins is the Founder and CEO of Star Robbins & Company and a proven industry leader in employee benefits & communication. Star has consulted within a broad range of industries with particular emphasis in health care, banking, government and manufacturing employers. Star and her team have the unique ability to translate complex employee benefit policy language into clear & meaningful communication formats. The end result is greater employee understanding and appreciation for all the employee benefits their employer provides. Star’s genuine care and compassion for helping others in all aspects of life translates deeply into the culture of Star Robbins & Company and the sense of well-being and trust employees will experience in working with her team.

At State Farm®, our mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. We are passionate and driven to create possibilities, and we’re serious about helping customers by providing solutions for all of life’s moments. Like a good neighbor, State Farm is there.®

Snowden & Associates, Inc. is a locally owned agency which has been serving the Kentucky area for over 35 years. We understand that when selling an intangible product, we must differentiate with exceptional service, professionalism and attention to detail. We have built a strong book of business using the “old school” principles of being accessible, knowledgeable, responsive and ethical.