HUB International (HUB) began with the merger of 11 independent, privately held insurance brokers in Canada in 1998. We acquired our first US broker/consultant in Chicago that year and moved global headquarters to Chicago soon thereafter. Today, we continue to grow both organically and through acquisition. We are the largest privately held broker in the US, and the fifth largest broker in the world. Our acquisition strategy is focused on completing our U.S. presence as well as targeting acquisitions that advance our position in specific business channels.In addition to offering a broad array of employee benefits, property and casualty, personal lines, investment and risk management products and services, HUB also brings unmatched global capabilities to clients contemplating business across the globe or who are already doing business outside the U.S. Our teams work in partnership with clients to leverage our firm’s expertise and resources. HUB maintains an International Consulting

Brown & Brown is an international, full service insurance brokerage started in 1939. There are three brick and mortar offices here in South Carolina and we operate as ONE team. We place, manage and service in excess of 35B USD of insurance premium for our customers on an annual basis. We are hyper-focused on the middle market. The primary areas we offer solutions, at a minimum, are P&C, Personal Lines, Group Health Benefits and Surety Bonds. The bottom line is we work for you. We listen and focus on the details to help provide you with comprehensive coverage and competitive pricing- every year.

Founded in Birmingham, Alabama, our Agency business is a leading personal lines, P&C, and benefits broker and advisor that dates back 130 years. The business today serves sophisticated clients across the entire US. Our team provides advisory and brokerage expertise across all aspects of insurance and ensures that the appropriate coverage is in place for current exposures and future risks. We monitor regulatory developments, securities litigation, corporate governance trends, and make sure your company is actively mitigating any potential impact to your bottom line. We understand that every company has a unique risk profile. We partner with you to gain a deep understanding of your business and map your current and future exposures to align with bespoke insurance solutions. From strategy discussions to claims resolution, your CAC team will consistently provide our collective experience, expertise and relationships to drive the best results.

Clarus Benefits Group, now apart of the Hilb Group, is a local insurance broker located in Houston, Texas. The company specializes in employee benefits, HR outsourcing, and training services. They also provide health insurance for small to mid-size businesses located in the Houston-The Woodlands-Sugar Land Metro Area. Clarus Benefits Group has an M Score of 3 out of 5, which is average for all insurance brokers. Clarus Benefits Group is a leading health and benefits consulting company headquartered in Houston, Texas. The company has established capabilities across the United States by providing services to companies of all sizes throughout the country. Clarus Benefits Group is dedicated to improving return on investment for their clients through improved utilization of health care assistance programs and improved employee engagement through enhanced benefits relevance.

HUB International (HUB) began with the merger of 11 independent, privately held insurance brokers in Canada in 1998. We acquired our first US broker/consultant in Chicago that year and moved global headquarters to Chicago soon thereafter. Today, we continue to grow both organically and through acquisition. We are the largest privately held broker in the US, and the fifth largest broker in the world. Our acquisition strategy is focused on completing our U.S. presence as well as targeting acquisitions that advance our position in specific business channels.In addition to offering a broad array of employee benefits, property and casualty, personal lines, investment and risk management products and services, HUB also brings unmatched global capabilities to clients contemplating business across the globe or who are already doing business outside the U.S. Our teams work in partnership with clients to leverage our firm's expertise and resources.

Brown & Brown is an international, full service insurance brokerage started in 1939. There are three brick and mortar offices here in South Carolina and we operate as ONE team. We place, manage and service in excess of 35B USD of insurance premium for our customers on an annual basis. We are hyper-focused on the middle market. The primary areas we offer solutions, at a minimum, are P&C, Personal Lines, Group Health Benefits and Surety Bonds. The bottom line is we work for you. We listen and focus on the details to help provide you with comprehensive coverage and competitive pricing- every year.

HUB International (HUB) began with the merger of 11 independent, privately held insurance brokers in Canada in 1998. We acquired our first US broker/consultant in Chicago that year and moved global headquarters to Chicago soon thereafter. Today, we continue to grow both organically and through acquisition. We are the largest privately held broker in the US, and the fifth largest broker in the world. Our acquisition strategy is focused on completing our U.S. presence as well as targeting acquisitions that advance our position in specific business channels.In addition to offering a broad array of employee benefits, property and casualty, personal lines, investment and risk management products and services, HUB also brings unmatched global capabilities to clients contemplating business across the globe or who are already doing business outside the U.S. Our teams work in partnership with clients to leverage our firm's expertise and resources.

Alera Group, Inc., based in Nashville, TN, stands out as a significant player in the insurance brokerage landscape, particularly noted for their adept handling of both midsize and large employers. Their larger office size in Nashville is a testament to their capacity to serve a diverse range of clients with professionalism and expertise. Notably, Alera Group demonstrates a strong proficiency in working with self-funded clients, a crucial aspect for businesses seeking tailored insurance solutions. Their client portfolio is impressive and varied, indicating their ability to navigate different industry requirements with ease. For instance, they have successfully catered to Advancedhealth PC in the offices of physicians industry, providing services to over 1040 participants. This showcases their skill in managing extensive client needs in a critical sector like healthcare. Additionally, their work with Commercial Insurance Associates, an entity within the agencies, brokerages, and insurance-related activities industry, serving over 130 participants, further underscores their versatility and comprehensive knowledge of varied insurance landscapes. In the nursing and residential care facilities industry, Alera Group has provided exemplary service to Vanguard Healthcare Services for over 120 participants, demonstrating their adaptability and depth of understanding in different industry needs. Their significant expertise across offices of physicians and nursing and residential care facilities industries marks them as a go-to broker for these sectors. As part of a large national insurance brokerage firm, Alera Group in Nashville combines the personalized attention of a local broker with the resources and breadth of a national entity. This blend of local understanding and national reach makes them a preferred choice for employers in Nashville and the surrounding regions, seeking robust and customized insurance solutions.

HUB International (HUB) began with the merger of 11 independent, privately held insurance brokers in Canada in 1998. We acquired our first US broker/consultant in Chicago that year and moved global headquarters to Chicago soon thereafter. Today, we continue to grow both organically and through acquisition. We are the largest privately held broker in the US, and the fifth largest broker in the world. Our acquisition strategy is focused on completing our U.S. presence as well as targeting acquisitions that advance our position in specific business channels. In addition to offering a broad array of employee benefits, property and casualty, personal lines, investment and risk management products and services, HUB also brings unmatched global capabilities to clients contemplating business across the globe or who are already doing business outside the U.S. Our teams work in partnership with clients to leverage our firm’s expertise and resources.

LBMC Employment Partners, located in Brentwood, Tennessee, is a highly rated local insurance broker serving clients across the state. With a focus on customer service and expertise, they have earned a reputation for providing excellent service to their clients. One notable example of their work is their partnership with Wickshire Senior Living, a 170-member employer in the health care and social assistance industry. LBMC Employment Partners collaborated with Wickshire's HR and finance team to establish a tailored PPO plan, a customized pharmacy benefit management (PBM), and a drug plan designed to meet the unique needs of their members. Catering to both large and midsize employers, LBMC Employment Partners has an impressive track record with a wide range of clients. Some of their notable clients include Health Services Management TN, LBMC Employment Partners - Nashville, TN, Lbmc, P.C., and Athens Distributing Company LLC. Their strong expertise extends across various industries, including health care and social assistance, professional, scientific, and technical services, as well as financial investment activities. LBMC Employment Partners excels in working with clients and PPOs to address member needs. They have significant experience in collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers. This expertise, combined with their extensive industry knowledge, has earned them a good M Score, further solidifying their reputation as a trusted insurance broker. With a commitment to exceptional customer service and a comprehensive understanding of their clients' industries, LBMC Employment Partners stands as a reliable partner for businesses seeking tailored insurance solutions in Tennessee.

Headquartered in Chicago Illinois Hub International Limited Hub is a leading fullservice global insurance broker providing property and casualty life and health employee benefits investment and risk management products and services. From offices located throughout North America Hub s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions.Headquartered in Chicago Illinois Hub International Limited Hub is a leading fullservice global insurance broker providing property and casualty life and health employee benefits investment and risk management products and services. From offices located throughout North America Hub s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions.