The Berenguer Group is a highly reputable insurance broker located in Key Biscayne, Florida. With a proven track record of success, they specialize in providing tailored insurance solutions to clients across various industries and employer sizes. One of their notable achievements includes partnering with One Homecare Solutions LLC, a prominent employer in the home health care services sector, comprising 1150 members. The Berenguer Group worked closely with the HR and finance team of One Homecare Solutions LLC to design and implement a comprehensive suite of insurance plans, including HMO, PPO, PBM, and drug plans. This personalized approach reflects their expertise in understanding and meeting the unique needs of their clients and members. Notably, The Berenguer Group has extensive experience working with HMOs and clients to ensure optimal coverage and cost-effectiveness. They also excel in collaborating with clients and PPOs to meet the diverse requirements of their members. Their impressive client portfolio spans across large, midsize, and small employers, including renowned companies like Goya Foods Inc, Motor-Services Hugo Stamp Inc, One Homecare Solutions LLC, and Hardrives Inc. Operating throughout Florida, The Berenguer Group has established a strong presence in the insurance industry. Their exemplary performance is reflected in their excellent M Score, which signifies their vast experience and expertise in serving clients from various industries. The Berenguer Group's comprehensive understanding of home health care services, commercial and industrial machinery and equipment repair, as well as securities and commodity contracts intermediation and brokerage, positions them as a trusted partner capable of addressing the insurance needs of diverse businesses effectively.

Edbrooke|Stelcner & Associates, Inc, based out of Miami, FL, is a prominent insurance broker with a significant presence in the region. This larger office is known for its extensive expertise in providing insurance solutions to local and regional employers, with a primary focus on medical and ancillary benefits. Their track record in serving clients in various industries is testament to their versatility and depth of knowledge. One of Edbrooke|Stelcner & Associates, Inc's standout features is its impressive client portfolio. They have successfully partnered with companies such as Caribbean Sun Airlines Dba World Atlantic Airlines in the air transportation industry, boasting over 150 participants, First State Bank of the Florida Keys in the depository credit intermediation sector, with over 130 participants, and Health Holdings in the outpatient care centers industry, serving more than 290 participants. This diverse client base demonstrates their ability to tailor insurance solutions to meet the unique needs of businesses across various sectors. Edbrooke|Stelcner & Associates, Inc is a local brokerage firm, firmly rooted in the Miami, FL community. Their expertise extends beyond insurance offerings to encompass industries such as traveler accommodation, depository credit intermediation, and air transportation. This local presence, coupled with their experience in working with midsize employers, makes them a valuable partner for businesses seeking comprehensive and tailored insurance solutions.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

HR Benefits Services is an employee benefits, consulting, and brokerage firm. With over 25 years of experience, our clients rely on our expertise in designing, implementing, and managing customized employee benefits programs. Our approach to business is to understand the needs and constraints of our clients. We strive to respond with innovative and carefully crafted solutions. Our strategy is not to sell insurance, but rather to partner with companies’ leadership teams to bring forth solutions that will ultimately reduce costs, improve profits, reduce risk and keep you competitive. Today’s legislative and economic environment requires employers to be more proactive, versatile, and compliant with hundreds of regulations that impact their business. Presently, businesses have been forced to run leaner operations with constant pricing pressures and reduced margins. Healthcare costs and employment litigation are on the rise. This is where we come in. We strive in implementing innovative insurance products that reduce costs and help you and your employees navigate through the complexities of the healthcare Industry. As a unique feature and added value, our in-house experts in human resources and employment law offer services for employee retention, compliance, payroll, recruiting, and much more. Allow us the opportunity to conduct a complimentary analysis and provide the tools that will help you meet business goals and budget.

HUB International is a renowned national insurance consultant, operating an office in Winter Park, Florida. Within this specific office, they have demonstrated their exceptional capabilities by collaborating with Star Island Resort & Club, a prominent employer in the real estate industry with a workforce of 140 members. HUB International worked closely with the resort's HR and finance team to establish a comprehensive self-funding arrangement, including a tailored HMO plan, PPO plan, PBM, and drug plan, addressing the unique needs of the members. With extensive experience working with self-funded clients, HUB International has gained a solid reputation for their proficiency in developing solutions that align with the requirements of diverse organizations. Their expertise extends to working with HMOs and clients to ensure optimal outcomes, as well as assisting clients with PPOs to meet member needs effectively. Notably, HUB International excels in carving out drug and pharmacy plans, surpassing other brokers in the market. While serving a wide range of clients, from large corporations to midsize and small businesses, HUB International's Winter Park office caters to notable employers such as 777 Partners LLC, Advenir Living, Aerocare Employee Benefits Inc, and Cie Newcor. Their clientele spans across various states, including Michigan, Florida, Illinois, South Carolina, Missouri, Pennsylvania, California, and Indiana. With an outstanding M Score, HUB International stands out due to their vast experience and expertise across different client sizes, industries, and insurance products. Moreover, HUB International boasts strong proficiency in serving clients in industries such as offices of physicians, computer systems design, and related services, as well as household appliances and electrical and electronic goods merchant wholesalers. This breadth of knowledge and skill allows them to effectively meet the insurance needs of diverse businesses and industries, ensuring comprehensive coverage and tailored solutions.

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.