We work with individuals and businesses who are looking for creative solutions to their insurance needs. We find cost effective solutions to new and existing insurance plans. We offer access to industry leading companies through a local agency focused on service to our customers.

The Berenguer Group is a highly reputable insurance broker located in Key Biscayne, Florida. With a proven track record of success, they specialize in providing tailored insurance solutions to clients across various industries and employer sizes. One of their notable achievements includes partnering with One Homecare Solutions LLC, a prominent employer in the home health care services sector, comprising 1150 members. The Berenguer Group worked closely with the HR and finance team of One Homecare Solutions LLC to design and implement a comprehensive suite of insurance plans, including HMO, PPO, PBM, and drug plans. This personalized approach reflects their expertise in understanding and meeting the unique needs of their clients and members. Notably, The Berenguer Group has extensive experience working with HMOs and clients to ensure optimal coverage and cost-effectiveness. They also excel in collaborating with clients and PPOs to meet the diverse requirements of their members. Their impressive client portfolio spans across large, midsize, and small employers, including renowned companies like Goya Foods Inc, Motor-Services Hugo Stamp Inc, One Homecare Solutions LLC, and Hardrives Inc. Operating throughout Florida, The Berenguer Group has established a strong presence in the insurance industry. Their exemplary performance is reflected in their excellent M Score, which signifies their vast experience and expertise in serving clients from various industries. The Berenguer Group's comprehensive understanding of home health care services, commercial and industrial machinery and equipment repair, as well as securities and commodity contracts intermediation and brokerage, positions them as a trusted partner capable of addressing the insurance needs of diverse businesses effectively.

Commercial Insurance Producer

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

American Carolina Insurance is a highly regarded local insurance broker located in Greenville, South Carolina. Their office serves as a trusted resource for midsize employers seeking comprehensive insurance solutions. They have earned a reputation for providing exceptional customer service and expertise, as evidenced by positive client reviews. A notable example of their success in Greenville is their collaboration with South Asheville Hotel Associates LLC, a prominent employer in the traveler accommodation industry with a membership count of 120 individuals. American Carolina Insurance worked closely with the HR and finance team of South Asheville Hotel Associates LLC to develop insurance and employee benefit programs that met their unique needs. The Greenville location of American Carolina Insurance extends its services to clients throughout North Carolina. Noteworthy employer clients in this region include Mumford Metal Casting and South Asheville Hotel Associates LLC, demonstrating their ability to form successful partnerships across various industries. American Carolina Insurance showcases strong expertise in industries such as traveler accommodation and foundries. This deep knowledge enables them to deliver tailored insurance solutions that address the specific challenges and requirements faced by businesses operating within these sectors. As a local insurance broker, American Carolina Insurance understands the local market dynamics and possesses the industry knowledge necessary to navigate the insurance landscape effectively. Their commitment to delivering outstanding customer service and their expertise in serving midsize employers position them as a trusted partner for businesses in the Greenville area.

HUB International, a national insurance consultant, operates an office in Miami, Florida, catering to a diverse range of clients across the state. Their expertise and experience are reflected in their partnership with Homecare Partners Management LLC, a prominent employer in the health care and social assistance industry, comprising 450 members. HUB International collaborated closely with the HR and finance team at Homecare Partners Management LLC to develop a comprehensive suite of insurance plans, including HMO, PPO, PBM, and drug plans, tailored to meet the unique needs of their members. With a proven track record in serving self-funded employers, HUB International excels in partnering with clients to ensure optimal satisfaction and coverage through HMOs. Additionally, their extensive experience with PPOs enables them to effectively address member requirements. Furthermore, HUB International has established a reputation for excellence in working with PBMs and other specialized pharmacy providers, delivering tailored solutions. Beyond their affiliation with Homecare Partners Management LLC, HUB International serves a wide range of employers, including CDR Maguire Inc. (Corporate Office), City National Bank of Florida, Gaumard Scientific, and Global Textile Alliance, Inc. Their client base spans across large, midsize, and small employers, reflecting their ability to meet the needs of diverse businesses. This Miami office of HUB International has garnered one of the highest M Scores attainable due to their vast expertise and extensive portfolio in serving clients of varying sizes, industries, and products. Notably, HUB International possesses deep knowledge in industries such as architectural, engineering, and related services, as well as depository credit intermediation, making them a reliable and versatile partner for businesses in these sectors.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

At Richard S. Bernstein & Associates, Inc., we understand the importance of selecting an insurance agency that has your best interest in mind. Clients can rely on us to deliver competitive insurance solutions and personalized service. Richard Bernstein is a leader in the insurance industry with over 40 years in business. A+ Better Business Bureau ranking was awarded. Full-service, independent insurance firm offering a diverse range of insurance products and carriers designed to meet the needs of our individual, corporate and charitable organization clients. Richard S. Bernstein & Associates, Inc. is committed to providing the utmost level of service with our dedicated account management team, extensive resources and strategic relationships. We are made up of experienced team of professionals providing trusted estate planning and insurance expertise that surpasses industry standards.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.