villaNOVA Insurance Partners is a full-service insurance brokerage and consulting firm who truly works for our clients. We bring years of experience, new ideas, service and most importantly we bring the flexibility that the larger firms cannot provide. Insurance is not a “one size fits all” industry and we know that. We consider ourselves an extension of you. Whether you are a business client or individual client, you will hear from us year- round—not just when you have issues.

The Beacon Group of Companies, based in Philadelphia, PA, commands a significant presence as a larger office, distinguished by its expertise in providing comprehensive benefit solutions. With a proven track record of working with self-funded clients, this office is adept at supporting the unique needs of local and regional employers across various industries. Notable among their top customers are Pei-Genesis in the semiconductor and electronic component manufacturing industry and Sage Senior Living in residential building construction. These collaborations underscore The Beacon Group's commitment to tailoring benefit packages to the specific demands of diverse sectors, managing benefits for 310+ and 340+ participants, respectively. With a keen focus on the residential building construction industry, The Beacon Group exhibits great expertise in understanding and addressing the challenges faced by businesses in this sector. As part of a local brokerage firm, this office in Philadelphia is deeply integrated into the community, offering a personalized approach to client service. Demonstrating versatility, The Beacon Group has showcased its experience with midsize employers, further reinforcing its ability to navigate the nuances of businesses of varying scales. As a reliable partner for employers seeking tailored and effective benefit solutions, The Beacon Group of Companies stands out in the dynamic landscape of insurance brokerage.

Graham Company is an insurance brokerage and consulting firm committed to enhancing employee safety and business viability through an action oriented approach to risk management. In business for nearly 60 years, Graham Company focuses on customizing property and casualty, surety, and employee benefits programs for its clients. With its uniquely proactive approach to managing risk, Graham Company is redefining what it means to be a broker because it believes Actions Matter. To learn more about Graham Company, visit grahamco.com

Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

Advanced Benefit Concepts of Cherry Hill, LLC. is a highly reputable insurance broker serving clients of various sizes, including large, midsize, and small employers. Renowned for their exceptional customer service and expertise, this local insurance consultant, based in Cherry Hill, New Jersey, has garnered excellent reviews from satisfied clients. With a focus on self-funded employers, they possess extensive experience in crafting tailored insurance solutions for different organizations. A standout feature of Advanced Benefit Concepts of Cherry Hill, LLC. is their proficiency in working closely with clients and Preferred Provider Organizations (PPOs) to meet the unique needs of members. They also have significant expertise in collaborating with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers. This comprehensive approach ensures that clients receive the most suitable and cost-effective insurance coverage. One notable success story of this office involves their partnership with Apt Electronics Inc., a 100-member employer operating in the electrical equipment and component manufacturing industry. Collaborating with Apt Electronics' HR and finance team, Advanced Benefit Concepts of Cherry Hill, LLC. designed a range of customized plans, including an HMO plan, PPO plan, PBM, and drug plan, specifically tailored to the needs of Apt Electronics' members. Thanks to their extensive experience and expertise across client sizes, industries, and products, Advanced Benefit Concepts of Cherry Hill, LLC. boasts one of the highest M Scores possible. Their strong knowledge extends to various sectors, including offices of physicians, legal services, computer systems design, and related services industries. Servicing clients in New Jersey, Pennsylvania, California, and Colorado, this location of Advanced Benefit Concepts of Cherry Hill, LLC. has established partnerships with notable employers such as Center For Family Services Inc, Community Realty Management, Hale Trailer Brake & Wheel Inc Sales and Service, and Harris Freeman & Co. This widespread presence demonstrates their ability to cater to diverse client needs in different regions effectively.

Located in the vibrant business hub of Philadelphia, PA, Kt&D's local office is a trusted insurance broker specializing in comprehensive employee benefits solutions for both local and regional employers. With a strong focus on medical and ancillary benefits, the team at Kt&D brings valuable expertise to the table, making them an ideal choice for employers seeking tailored insurance solutions. This Philadelphia-based branch has successfully served a diverse range of clients, including top organizations such as Anesthesia Services PA, Ent and Allergy of Delaware, and Nephrology Associates. Notably, Anesthesia Services PA boasts a participant count of 190+, reflecting Kt&D's ability to handle large-scale benefits programs. Additionally, the broker has showcased its proficiency in the offices of physicians industry, consistently delivering effective solutions for clients in Delaware and beyond. As a part of a local brokerage firm, Kt&D's Philadelphia office combines the strength of a larger organization with the personalized touch of a community-focused provider. Their demonstrated experience with midsize employers further underscores their versatility in meeting the unique needs of businesses of varying scales. Choosing Kt&D means gaining a strategic partner with a proven track record, local insight, and a commitment to delivering tailored insurance solutions that empower employers and support the well-being of their workforce.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

HR and benefits don't have to be so hard. NationalHR’s human capital solutions sync payroll, benefits administration, HR, and compliance, delivering ease, automation, and savings to companies big and small. Ask about our innovative health benefits buying model, bringing cost relief to businesses of every size and sector. Headquartered in Marlton, New Jersey, NationalHR has served private and publicly held businesses and non-profit organizations since 1980. Through 35+ years of industry experience and research, we identified areas that drag companies down, and developed a full suite of data-driven, scalable, and timely solutions. We're so certain that robust bottom lines, compliance, and employee well-being can co-exist, we literally built a business that depends on it!

At Murray, a simple principle guides how we conduct our business, just as it has since we began operations in 1930. That principle: to embody leadership, professionalism and integrity in all we say and do in providing our clients the highest quality risk management and insurance services. Today, because of that commitment, we stand as one of the most respected and recognizable providers of risk management and insurance services in the region, delivering our proven risk management solutions to a wide range of clients. The core of our business is providing industry leading, innovative, customer-focused solutions. Our clients trust us to consistently provide sound financial and risk management advice through the coordinated efforts of our employees, working with you and for you as a team. We are committed as a company to proactively develop and maintain broad in-house capabilities, building the expertise you need. We are committed on a personal level to each and every client, to help them protect their assets, their employees and the future of their business. Core Murray solutions include: Risk Management Insurance Health Benefits Third-Party Administration Wealth Management

RetireeFirst, based in the vibrant city of Philadelphia, operates a sizable office dedicated to providing comprehensive insurance solutions. With a focus on employer benefits, this larger office boasts extensive expertise in catering to the needs of local and regional businesses. Notably, their proficiency spans across various industries, including building equipment contractors, insurance and employee benefit funds, and grocery and convenience retailers. One hallmark of RetireeFirst's success is their diverse clientele, exemplified by esteemed organizations such as Iron Workers Local Union 401 Supplemental Welfare Fund in PA, Board of Trustees of Ppf Local 803 H&W Fund in FL, and Board Trustees Asbestos Wrks L24 Medical Fund in MD. These partnerships underscore the broker's adaptability and effectiveness across different sectors. As a key player in the local brokerage scene, RetireeFirst stands out for its demonstrated experience with employers of all sizes. From midsize enterprises to large corporations and small businesses, this broker tailors its services to meet the unique needs of each client. With a track record of success and a commitment to excellence, RetireeFirst's Philadelphia office is a reliable partner for employers seeking top-tier medical and ancillary benefits solutions.

Corporate Synergies is a national insurance and employee benefits brokerage & consultancy. We deliver strategies that control costs, relieve administrative burdens and mitigate risk. Our benefits & insurance experts develop a deeper understanding through established listening posts in all areas of our competencies, fueling our ability to better execute. We have won numerous awards and are recognized for our level of service and innovative programs. Corporate Synergies has also been designated as a Business Journal “Top Places to Work” company. We operate nationally from five U.S. locations, including our headquarters in Camden, New Jersey; and regional offices in New York City; Melville, New York; Bethesda, Maryland; and Orlando, Florida. Corporate Synergies | 1.877.426.7779 | www.corpsyn.com

TriBen is now managing over 200,000 aggregate employee lives and dependents. We continue to grow and open eyes across the country. We are very grateful to our faithful broker partners, carrier partners and customers. Thank you all! Operating and licensed in over 40 states! TriBen is an insurance and business services consulting firm, located in Southeastern Pennsylvania. TriBen provides employee benefits consulting services for businesses of all size. Disability ~ Life ~ Voluntary Benefits TriBen Insurance Solutions is a niche insurance consulting firm bringing a "needs based"​ integrated benefits approach to our customers. Recognizing a void in the marketplace, TriBen's dedicated attention to Disability Insurance, Life Insurance and Voluntary Benefits will result in creative and innovative product solutions, which are often overlooked by traditional medical brokers. There are Savings in Specialization! TriBen Insurance Solutions will negotiate on behalf of our customers and leverage their "buying power"​ and our economies of scale to provide them and their employees with the most comprehensive coverage, at the most competitive pricing. TriBen Insurance Solutions has relationships with leading insurance carriers and our ability to underwrite, negotiate and implement Disability, Life and Voluntary Benefit programs is unparalleled in the industry today. Our award winning and nationally recognized Benefits Consultants are ready to serve you and your employees!