Discover the difference of our specialist approach. We’re here to help you see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services, and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so you can face the future with confidence. We love what we do, and it shows. We’ve been recognized as a best place to work for the past five years, and we’re excited about our future. Risk Strategies family is a diverse organization with multiple solutions and specialties. We use a variety of tools including risk transfer, risk retention, consulting, purchasing programs, and alternative risk products to help clients find the most efficient use of capital to succeed in their mission. Risk Strategies is the 9th largest privately held insurance broker in the US with over 30 specialty practices providing: • Property & Casualty • Employee Benefits • Private Client Services • Consulting and Actuarial Services • Financial and Wealth Services

HUB International (HUB) began with the merger of 11 independent, privately held insurance brokers in Canada in 1998. We acquired our first US broker/consultant in Chicago that year and moved global headquarters to Chicago soon thereafter. Today, we continue to grow both organically and through acquisition. We are the largest privately held broker in the US, and the fifth largest broker in the world. Our acquisition strategy is focused on completing our U.S. presence as well as targeting acquisitions that advance our position in specific business channels.In addition to offering a broad array of employee benefits, property and casualty, personal lines, investment and risk management products and services, HUB also brings unmatched global capabilities to clients contemplating business across the globe or who are already doing business outside the U.S. Our teams work in partnership with clients to leverage our firm’s expertise and resources. HUB maintains an International Consulting

LBMC Employment Partners, located in Brentwood, Tennessee, is a highly rated local insurance broker serving clients across the state. With a focus on customer service and expertise, they have earned a reputation for providing excellent service to their clients. One notable example of their work is their partnership with Wickshire Senior Living, a 170-member employer in the health care and social assistance industry. LBMC Employment Partners collaborated with Wickshire's HR and finance team to establish a tailored PPO plan, a customized pharmacy benefit management (PBM), and a drug plan designed to meet the unique needs of their members. Catering to both large and midsize employers, LBMC Employment Partners has an impressive track record with a wide range of clients. Some of their notable clients include Health Services Management TN, LBMC Employment Partners - Nashville, TN, Lbmc, P.C., and Athens Distributing Company LLC. Their strong expertise extends across various industries, including health care and social assistance, professional, scientific, and technical services, as well as financial investment activities. LBMC Employment Partners excels in working with clients and PPOs to address member needs. They have significant experience in collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers. This expertise, combined with their extensive industry knowledge, has earned them a good M Score, further solidifying their reputation as a trusted insurance broker. With a commitment to exceptional customer service and a comprehensive understanding of their clients' industries, LBMC Employment Partners stands as a reliable partner for businesses seeking tailored insurance solutions in Tennessee.

Founded in Birmingham, Alabama, our Agency business is a leading personal lines, P&C, and benefits broker and advisor that dates back 130 years. The business today serves sophisticated clients across the entire US. Our team provides advisory and brokerage expertise across all aspects of insurance and ensures that the appropriate coverage is in place for current exposures and future risks. We monitor regulatory developments, securities litigation, corporate governance trends, and make sure your company is actively mitigating any potential impact to your bottom line. We understand that every company has a unique risk profile. We partner with you to gain a deep understanding of your business and map your current and future exposures to align with bespoke insurance solutions. From strategy discussions to claims resolution, your CAC team will consistently provide our collective experience, expertise and relationships to drive the best results.

HUB International (HUB) began with the merger of 11 independent, privately held insurance brokers in Canada in 1998. We acquired our first US broker/consultant in Chicago that year and moved global headquarters to Chicago soon thereafter. Today, we continue to grow both organically and through acquisition. We are the largest privately held broker in the US, and the fifth largest broker in the world. Our acquisition strategy is focused on completing our U.S. presence as well as targeting acquisitions that advance our position in specific business channels. In addition to offering a broad array of employee benefits, property and casualty, personal lines, investment and risk management products and services, HUB also brings unmatched global capabilities to clients contemplating business across the globe or who are already doing business outside the U.S. Our teams work in partnership with clients to leverage our firm’s expertise and resources.

Brown & Brown's Seattle, WA, office stands out as a prominent insurance broker, especially for employer benefits buyers seeking comprehensive and customized insurance solutions. This very large office is part of a national insurance brokerage firm renowned for its wide-reaching expertise and tailored services. They have a notable track record of working effectively with a diverse range of employer sizes, from small to midsize and large businesses, showcasing their adaptability and understanding of different organizational needs. One of Brown & Brown's Seattle office's strengths lies in their deep expertise in self-funded client management. They offer invaluable resources in comprehending complex aspects of insurance like stop loss, limits, and pharmacy costs. Moreover, their skill set extends to encompassing HR consulting, providing a holistic approach to employee benefits and insurance needs. Their client portfolio is impressive and varied, highlighting their capability to cater to specialized industries. Key clients include Alliance For South Sound Health from the hospitals industry with over 160 participants, Alta Forest Products from the sawmills and wood preservation industry with more than 680 participants, and Bastyr University from the educational services sector with upwards of 230 participants. This diverse clientele underscores Brown & Brown's proficiency in navigating industry-specific insurance requirements, particularly in sectors like nursing and residential care facilities, architectural, engineering, and related services, as well as the gambling industry. Overall, Brown & Brown's Seattle office is a robust choice for businesses seeking a knowledgeable and experienced insurance brokerage partner, offering a broad spectrum of services tailored to the unique needs of different industries and employer sizes.

Alera Group, Inc., based in Nashville, TN, stands out as a significant player in the insurance brokerage landscape, particularly noted for their adept handling of both midsize and large employers. Their larger office size in Nashville is a testament to their capacity to serve a diverse range of clients with professionalism and expertise. Notably, Alera Group demonstrates a strong proficiency in working with self-funded clients, a crucial aspect for businesses seeking tailored insurance solutions. Their client portfolio is impressive and varied, indicating their ability to navigate different industry requirements with ease. For instance, they have successfully catered to Advancedhealth PC in the offices of physicians industry, providing services to over 1040 participants. This showcases their skill in managing extensive client needs in a critical sector like healthcare. Additionally, their work with Commercial Insurance Associates, an entity within the agencies, brokerages, and insurance-related activities industry, serving over 130 participants, further underscores their versatility and comprehensive knowledge of varied insurance landscapes. In the nursing and residential care facilities industry, Alera Group has provided exemplary service to Vanguard Healthcare Services for over 120 participants, demonstrating their adaptability and depth of understanding in different industry needs. Their significant expertise across offices of physicians and nursing and residential care facilities industries marks them as a go-to broker for these sectors. As part of a large national insurance brokerage firm, Alera Group in Nashville combines the personalized attention of a local broker with the resources and breadth of a national entity. This blend of local understanding and national reach makes them a preferred choice for employers in Nashville and the surrounding regions, seeking robust and customized insurance solutions.

InterWest offers insurance solutions to cover the medical expenses of organizations in the Merced, CA region. This includes voluntary benefits and comprehensive medical plans. Providing this kind of coverage can help to retain employees by rewarding them for their service. The market employs 45,700 people. Those who work in this area depend on their employer for many benefits, including health insurance. InterWest's Merced office has an M Score of 5 out of 5, representing a wide range of experiences. InterWest Merced is part of a regional brokerage firm that provides services to various regions with a local office in the Merced region. InterWest was founded in 1992 as the result of a merger between three large successful insurance brokerage firms located in Northern California.

InterWest offers insurance solutions to cover the medical expenses of organizations in the Walnut Creek, CA region. This includes voluntary benefits and comprehensive medical plans. Providing this kind of coverage can help to retain employees by rewarding them for their service. The market employs 45,700 people. Those who work in this area depend on their employer for many benefits, including health insurance. InterWest's Walnut Creek office has an M Score of 5 out of 5, representing a wide range of experiences. InterWest Merced is part of a regional brokerage firm that provides services to various regions with a local office in the Walnut Creek region. InterWest was founded in 1992 as the result of a merger between three large successful insurance brokerage firms located in Northern California.

HUB provides individual health insurance to all sizes of employers in the Grand Rapids-Wyoming, MI region. Who an employer chooses as their employee benefits advisor is more important than who they choose as an insurance broker. HUB is a part of a national insurance brokerage firm with offices across the nation with local offices across Michigan including Grand Rapids. HUB's Grand Rapids office has the top M Score of 5 due to a wide range of experience and positive customer feedback for their service and outcomes.

HUB International (HUB) began with the merger of 11 independent, privately held insurance brokers in Canada in 1998. We acquired our first US broker/consultant in Chicago that year and moved global headquarters to Chicago soon thereafter. Today, we continue to grow both organically and through acquisition. We are the largest privately held broker in the US, and the fifth largest broker in the world. Our acquisition strategy is focused on completing our U.S. presence as well as targeting acquisitions that advance our position in specific business channels.In addition to offering a broad array of employee benefits, property and casualty, personal lines, investment and risk management products and services, HUB also brings unmatched global capabilities to clients contemplating business across the globe or who are already doing business outside the U.S. Our teams work in partnership with clients to leverage our firm’s expertise and resources. HUB maintains an International Consulting