We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

Tricoast Advisors LLC, based in the bustling business hub of Grand Rapids, MI, stands as a larger office with a proven track record in the insurance brokerage landscape. Renowned for their adept handling of self-funded clients, this office serves as a reliable partner for businesses seeking comprehensive solutions tailored to their unique needs. Their ability to support both local and regional employers underscores their commitment to providing flexible and effective insurance strategies. Among their notable clientele, Tricoast Advisors counts Allied Mechanical Services in the building equipment contractors sector, Brighton Employment in the petroleum and petroleum products merchant wholesalers industry, and Clm Enterprises in the home health care services domain. These partnerships showcase the office's versatility, managing participant numbers ranging from 130 to over 570, across diverse industries such as general freight trucking, local messengers and local delivery, forging, and stamping. As a pivotal component of a local brokerage firm, Tricoast Advisors seamlessly combines industry expertise with a personalized approach. Their significant experience with midsize employers and demonstrated success with small employers further solidify their standing as a reliable and adaptive ally for businesses navigating the complexities of insurance planning in the dynamic landscape of Grand Rapids, MI.

Debra Wright's Grand Rapids, MI office stands out as a notable insurance broker, particularly skilled in addressing the unique needs of local and regional employers. With its status as a larger office within a local brokerage firm, it offers a robust understanding of the nuances in medical and ancillary benefits, a crucial aspect for midsize employers. Their client portfolio is impressively diverse, showcasing their ability to tailor services across various industries. For instance, Allied Mechanical Services, a key player in the building equipment contractors industry with over 560 participants, relies on their expertise. Similarly, Baudville, in the business support services sector with more than 130 participants, and Best Metal Products Company, part of the engine, turbine, and power transmission equipment manufacturing industry with upwards of 170 participants, have found valuable support in their services. What sets this office apart is not just its ability to manage sizable accounts but its specialized knowledge in sectors such as home health care services, building equipment contractors, and fruit and vegetable preserving and specialty food manufacturing industries. This indicates a profound understanding of the specific challenges and opportunities within these fields. Overall, the Debra Wright office in Grand Rapids is more than just a service provider; it's a strategic partner for midsize employers, offering insightful, industry-specific guidance and robust benefit solutions. This level of expertise and client diversity makes them an ideal choice for businesses seeking comprehensive, industry-aligned insurance brokerage services.

ASR Group International, Inc. (ASR Group) is the world’s largest refiner and marketer of cane sugar, with an annual production capacity of more than 6 million tons of sugar. The company produces a full line of grocery, industrial, food service and specialty sweetener products. Across North America, ASR Group owns and operates six sugar refineries, located in New York, California, Maryland, Louisiana, Canada and Mexico. In Europe, the company owns and operates sugar refineries in the United Kingdom, Portugal, and, with a joint venture partner, Italy. ASR Group also farms sugarcane and owns sugar mills in Mexico and Belize. The company’s portfolio includes the leading brands Domino®, C&H®, Florida Crystals®, Redpath®, Tate & Lyle®, Lyle’s® and Sidul®. ASR Group is owned by Florida-based cane sugar producers Florida Crystals Corporation and Sugar Cane Growers Cooperative of Florida. ASR Group and its parent companies jointly own Tellus Products, LLC, a maker of single-use, compostable tableware and food-service products from upcycled sugarcane fiber and other US-grown plant fibers. For more information, visit www.ASR-Group.com. To learn about our latest career opportunities, please visit https://careers.fcc-asrgroup.com.

Doug Calkins, located in Grand Rapids, MI, stands out as a reputable insurance brokerage office, particularly noted for its proficiency in serving local and regional employers with a focus on medical and ancillary benefits. This office, being a part of a local brokerage firm, prides itself on its tailored approach to understanding and meeting the unique needs of each client. One of their prominent clients, Autodie, a key player in the industrial machinery manufacturing industry, highlights Doug Calkins' expertise in this sector. Autodie, with over 330 participants, represents the kind of complex and large-scale operations that Doug Calkins is well-equipped to handle. This showcases their ability to manage extensive and diverse employee benefits needs effectively. Similarly, their work with Mission Management Services in the restaurants and eating places industry, catering to over 160 participants, demonstrates their versatility and adaptability across different industry sectors. Their success in this domain underscores their comprehensive understanding of the varied demands of different industries, especially in terms of employee benefits management. Doug Calkins' deep-rooted knowledge in the industrial machinery manufacturing industries further reinforces their position as a trusted advisor and partner for businesses in these sectors. Their local presence in Grand Rapids, combined with their regional reach, ensures that they are well-positioned to offer insightful, region-specific advice and solutions. Overall, Doug Calkins offers a blend of local market insight, industry-specific expertise, and a commitment to understanding and fulfilling the unique needs of each client, making them a valuable partner for employers looking to optimize their employee benefits programs.

Coldbrook Insurance Group offers Business Insurance/property and casualty coverage, employee benefits, and personal lines Insurance products and services. That is what you see when you look at us – the professional team here at Coldbrook Insurance Group, sees deeper. Although a Michigan based and focused insurance agency, we also serve clients throughout the Midwest and all over the country. At Coldbrook Insurance Group we offer niche- specific insurance programs developed for the Auto Dealership, Community Association, Physician’s Practice, Tool and Die, and Wood Product industries. As a full service independent insurance agency our goal is to help simplify complex insurance issues for our current and prospective clients.

Loxley Group's Grand Rapids, MI office stands as a substantial hub within their network, offering a wealth of insurance brokerage expertise. Operating from a larger office, the team showcases commendable proficiency in catering to the needs of self-funded clients, making them an ideal choice for local and regional employers seeking comprehensive coverage. With a focus on midsize employers, Loxley Group has established itself as a reliable partner, exemplified by their diverse client portfolio. Among their esteemed clientele are prominent entities such as High Grade Materials, a key player in cement and concrete product manufacturing, Oleco in the electrical equipment and component manufacturing industry, and Sheridan Community Hospital in the healthcare sector. These collaborations underscore the office's versatility in serving industries ranging from cement and concrete manufacturing to nursing and residential care facilities and automobile dealers. The Grand Rapids team's affiliation with a local brokerage firm further enhances their ability to provide tailored solutions. Bolstered by a deep understanding of the insurance landscape, Loxley Group's Grand Rapids office emerges as a go-to resource for employers seeking seasoned guidance and robust coverage options, particularly within the dynamic realms of midsize businesses and self-funded plans.

Since 1945, Nulty Insurance has been carrying on a legacy as a trusted independent insurance agency. Guiding and protecting our clients by providing maximum insurance protection matched with exceptional customer service. Your family, your business, your employees, and your possessions are all important to you, but you may not know how to best protect them. Our experience helps us navigate the unique risks you face, serving as your insurance advisor.

Spectrum Benefits LLC, a regional insurance consultant based in Grand Rapids, Michigan, specializes in providing comprehensive insurance solutions to clients of large and midsize employers. Their office location in Grand Rapids is exemplified by their notable work with Huizenga Manufacturing Group, a major player in the management of companies and enterprises industry, employing 540 individuals. Spectrum Benefits LLC collaborated closely with the HR and finance team at Huizenga Manufacturing Group to establish a tailored self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan that catered specifically to the unique needs of their members. With extensive experience working with self-funded employers, HMOs, PPOs, and specific pharmacy providers, Spectrum Benefits LLC possesses the knowledge and expertise to deliver optimal insurance solutions. Their impressive client portfolio at the Grand Rapids office includes companies such as Michigan Farm Bureau, T H Plastics Inc, and Wesco Inc, highlighting their ability to serve a diverse range of industries. Operating primarily in Michigan, Spectrum Benefits LLC serves clients across the state, offering their expertise and comprehensive insurance products. Their exemplary performance is reflected in their exceptional M Score, which is one of the highest possible due to their wide-ranging experience, industry knowledge, and expertise across client sizes and industries. Spectrum Benefits LLC boasts strong expertise in industries such as plastics product manufacturing, management of companies and enterprises, and support activities for crop production. Their commitment to delivering tailored insurance solutions, combined with their extensive industry knowledge, positions them as a trusted partner for employers seeking comprehensive coverage and expert guidance.