Towne Insurance Agency, a local insurance broker based in Virginia Beach, Virginia, is known for their expertise and experience in providing tailored insurance solutions to a diverse range of clients. With a focus on self-funded employers, they have successfully collaborated with numerous companies, including National Coatings, an 80-member employer in the building finishing contractors industry. Towne Insurance Agency partnered closely with National Coatings' HR and finance team to establish a customized self-funding arrangement, specifically designing a PPO plan that caters to the unique needs of their members. Their track record showcases strong capabilities in working with self-funded employers and effectively addressing member needs through PPOs. Serving clients across a spectrum of sizes and industries, Towne Insurance Agency has built relationships with large, midsize, and small employers such as First Team Toyota, American GFM Corporation, Comfort Systems of Virginia, Inc., and Eastern Carolina Vocational Center. Operating throughout Virginia, this particular office of Towne Insurance Agency extends its services to clients across the state. Thanks to their extensive experience and expertise, they have earned a good M Score, demonstrating their proficiency in meeting the insurance requirements of clients in various industries, including metalworking machinery manufacturing, home health care services, and vocational rehabilitation services. With their commitment to personalized service and comprehensive insurance solutions, Towne Insurance Agency is a trusted partner for businesses seeking reliable coverage tailored to their specific needs.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

Business Solutions, Inc, a local insurance broker headquartered in Salem, Virginia, is committed to delivering exceptional insurance solutions to clients across the state. With their expertise and dedication to customer service, they have earned high praise and ratings from satisfied clients. One notable example of their work in the Salem office is their collaboration with Turman & Assoc./Turman Hardwood, a prominent employer in the logging industry with 280 members. Business Solutions, Inc closely partnered with Turman & Assoc./Turman Hardwood's HR and finance team to design a comprehensive benefit package, including a self-funding arrangement, a customized PPO plan, and a pharmacy benefit management (PBM) and drug plan. These tailored solutions effectively meet the unique needs of the employer's members. Business Solutions, Inc brings extensive experience in working with self-funded employers and collaborating with clients and PPOs to meet member needs. Their expertise extends to serving large and midsize employers across various industries. Their client base in the Salem office includes notable organizations such as Coordinated Services Management Inc, Goodwill Industries of the Valleys Roanoke Office, National University Services Inc, and Roanoke College. This diverse portfolio showcases Business Solutions, Inc's ability to cater to the insurance needs of different sectors, including educational services, logging, and computer systems design, among others. As one of the top brokerages in the Roanoke, VA market, Business Solutions, Inc has earned a solid reputation for their extensive experience, wide-ranging expertise, and commitment to client satisfaction. Their good M Score reflects their proficiency in serving clients of varying sizes and industries. Clients consistently laud Business Solutions, Inc for their excellent customer service and insurance expertise. With a focus on delivering tailored solutions and a deep understanding of the insurance landscape, they continue to be a trusted partner for businesses in Virginia seeking reliable insurance coverage.

The Frieden Agency, located in Virginia Beach, Virginia, is a leading regional insurance consultant providing comprehensive services to clients across Virginia. With a strong focus on employer clients of all sizes, including large, midsize, and small businesses, The Frieden Agency boasts extensive experience and expertise in the Virginia Beach market. They have established themselves as one of the top brokerages in the area, backed by their exceptional M Score, which is a testament to their diverse range of capabilities and deep industry knowledge. One notable success story of this office is their collaboration with Thompson Trucking Inc, a prominent employer in the specialized freight trucking industry. The Frieden Agency worked closely with Thompson Trucking Inc's HR and finance team to develop a customized self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan. This tailored approach addressed the unique needs of Thompson Trucking Inc's 180-member workforce, ensuring comprehensive coverage and optimized cost-efficiency. In addition to their exceptional work with Thompson Trucking Inc, The Frieden Agency serves a diverse range of employer clients, including Atlantic Dental Care PLC, Barry Robinson Center, Delight Va Beach Management LLC, and Farrell/Berglund Companies. Their expertise extends to industries such as automobile dealerships, physician offices, and eating places, where they have consistently delivered effective insurance solutions. With a wealth of experience working with self-funded employers, HMOs, PPO plan design, PBMs, and pharmacy providers, The Frieden Agency possesses the knowledge and skill set to cater to the unique needs of their clients. Their commitment to excellence and dedication to providing tailored insurance solutions have solidified their reputation as a trusted partner in the insurance industry.

Sahouri Insurance is a fully integrated, industry-focused insurance consulting firm, serving organizations around the world since 1970. We integrate Insurance, Corporate Health, Benefits, and Retirement solutions for corporations/executives in Government Contracting, Technology, Foreign Government, Real Estate, and Hospitality. Our highly trained and specialized Advocates are peer-level consultants who serve as an extension of our clients' finance and operations teams to proactively mitigate risk, enhance coverage, ensure compliance, mediate claims, contain costs, and much more. Sahouri is a proud people-driven organization with an award-winning reputation for innovation, service, and culture.

Benchmark Benefits LLC, based in Roanoke, VA, offers a comprehensive approach to employee benefits, specializing in medical and ancillary benefits for local and regional employers. Their expertise is evident in their handling of significant clients like Mkg Operations, a prominent player in the restaurants and eating places industry in Virginia, with over 110 participants. At the core of Benchmark Benefits LLC's philosophy is the provision of personal, straightforward customer service tailored to the specific needs of their clients. They recognize the diverse options available in the employee and group benefits market, which drives their commitment to offering customized solutions. This includes a free, powerful benefits-administration software package, ensuring that business customers are equipped with the necessary tools to efficiently manage their benefits. Distinguished by their approach to customer service, Benchmark Benefits LLC ensures that all clients have direct access to live customer service professionals, avoiding the frustration of automated phone systems. This emphasis on human interaction underlines their role as a sounding board, problem solver, and business partner to their clients. They stand out in their field by offering real-time support and guidance, fostering a relationship that extends beyond the typical client-broker dynamic. Understanding the importance of benefits and insurance decisions, Benchmark Benefits LLC is dedicated to assisting their clients in making informed choices. They offer a free, no-obligation consultation to prospective clients, demonstrating their commitment to finding the best possible solutions for each unique situation.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Jyoti Gujral's Washington, DC location stands out as a trusted insurance broker specializing in delivering comprehensive employee benefits solutions to local and regional employers. With a focus on medical and ancillary benefits, this office showcases a deep understanding of the needs unique to the dynamic business landscape of the nation's capital. With a proven track record, Jyoti Gujral's team has cultivated strong relationships with a diverse array of clients, including notable organizations such as Sparksoft Corporation, Zolon Tech, and Zolon Tech Solutions. These partnerships underscore their expertise in servicing the computer systems design and related services industries, where they have excelled in tailoring benefit programs to meet the specific needs of each client. Sparksoft Corporation, based in Maryland, entrusts Jyoti Gujral with the well-being of over 270 participants, while Zolon Tech, based in Virginia, relies on their expertise for 210+ participants. Additionally, Zolon Tech Solutions, also based in Virginia, benefits from their tailored approach for 80+ participants. As an integral part of a local brokerage firm, Jyoti Gujral's Washington, DC office brings a localized touch to their services, ensuring a nuanced understanding of the region's business landscape. Their commitment to providing tailored and effective benefits solutions makes them a valuable partner for employers seeking to enhance the well-being of their workforce in the ever-evolving business environment of Washington, DC.