At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

Dye & Eskin, Inc. is one of the most prominent and trusted independent administrators of life and disability insurance products for highly compensated employees in the world. D&E is one of the most unique insurance entities in the world. Prior to the formation of D&E in 1980, Frank Dye and Rick Eskin were independent insurance salesmen with most of their attention centered in the advanced markets of estate planning and executive benefits for individuals and companies. In year 2000 much of the firm’s direction changed to the development of insurance products — teaming up with prominent insurance companies, as an administrator, to introduce products/programs that otherwise had not previously existed. D&E creates specialized, guarantee and simplified issue type life and disability insurance programs in the executive and employee benefits area. D&E is an internationally recognized insurance agency with insurance programs in all 50 U.S. states, and coverage in 38 separate countries. We specialize in marketing, administration, consultation, and sale of life and disability insurance products. D&E has built a reputation founded on the principal of integrity — and a mission committed to bringing quality products, competitive pricing, and dedicated service to agents, brokerage general agents, consultants, and clients. D&E markets to agents, brokerage general agents, and consultants — educating these entities to the value of our unique programs, so that they, in turn, will enlighten their prospects and clients. The D&E model for success has been a long term desire to produce value via creative solutions to corporate benefit needs — “Creating Victories®.” D&E has introduced a series of “first in the industry” programs… A-List Term™ InTERM® Corporate Excess Disability insurance (CEDi)® LTD5

McGriff Insurance Services, a national insurance broker, operates an office in Winchester, Virginia, catering to clients of various sizes, including both large and small employers. With a focus on delivering comprehensive insurance solutions, McGriff Insurance Services has established itself as one of the top brokerages in the Winchester market. The Winchester office's notable client is Commerce Lexington Inc, a prominent employer in the insurance-related activities industry, boasting 970 members. Collaborating closely with Commerce Lexington Inc's HR and finance team, McGriff Insurance Services successfully implemented a customized PPO plan, as well as a well-designed PBM and drug plan, tailored to meet the unique needs of their members. With extensive experience in the insurance industry, McGriff Insurance Services has developed strong expertise in insurance-related activities and grocery and related product merchant wholesalers. Their knowledge spans various sectors and enables them to provide comprehensive coverage and expert guidance to their clients. McGriff Insurance Services' Winchester location proudly serves clients throughout Virginia, providing them with tailored insurance solutions and exceptional service. Their dedication to excellence and client satisfaction has contributed to their reputation as a trusted insurance partner in the region. In addition to Commerce Lexington Inc, McGriff Insurance Services serves other notable employer clients in the Winchester area, including Schenck Foods Company Inc. This diverse client portfolio showcases the breadth of their expertise and their ability to cater to the insurance needs of businesses across different industries. With their commitment to delivering personalized service, industry-leading expertise, and comprehensive insurance coverage, McGriff Insurance Services is well-positioned to meet the evolving needs of their clients in Winchester and beyond.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Business Solutions, Inc, a local insurance broker headquartered in Salem, Virginia, is committed to delivering exceptional insurance solutions to clients across the state. With their expertise and dedication to customer service, they have earned high praise and ratings from satisfied clients. One notable example of their work in the Salem office is their collaboration with Turman & Assoc./Turman Hardwood, a prominent employer in the logging industry with 280 members. Business Solutions, Inc closely partnered with Turman & Assoc./Turman Hardwood's HR and finance team to design a comprehensive benefit package, including a self-funding arrangement, a customized PPO plan, and a pharmacy benefit management (PBM) and drug plan. These tailored solutions effectively meet the unique needs of the employer's members. Business Solutions, Inc brings extensive experience in working with self-funded employers and collaborating with clients and PPOs to meet member needs. Their expertise extends to serving large and midsize employers across various industries. Their client base in the Salem office includes notable organizations such as Coordinated Services Management Inc, Goodwill Industries of the Valleys Roanoke Office, National University Services Inc, and Roanoke College. This diverse portfolio showcases Business Solutions, Inc's ability to cater to the insurance needs of different sectors, including educational services, logging, and computer systems design, among others. As one of the top brokerages in the Roanoke, VA market, Business Solutions, Inc has earned a solid reputation for their extensive experience, wide-ranging expertise, and commitment to client satisfaction. Their good M Score reflects their proficiency in serving clients of varying sizes and industries. Clients consistently laud Business Solutions, Inc for their excellent customer service and insurance expertise. With a focus on delivering tailored solutions and a deep understanding of the insurance landscape, they continue to be a trusted partner for businesses in Virginia seeking reliable insurance coverage.

Towne Insurance Agency, a local insurance broker based in Virginia Beach, Virginia, is known for their expertise and experience in providing tailored insurance solutions to a diverse range of clients. With a focus on self-funded employers, they have successfully collaborated with numerous companies, including National Coatings, an 80-member employer in the building finishing contractors industry. Towne Insurance Agency partnered closely with National Coatings' HR and finance team to establish a customized self-funding arrangement, specifically designing a PPO plan that caters to the unique needs of their members. Their track record showcases strong capabilities in working with self-funded employers and effectively addressing member needs through PPOs. Serving clients across a spectrum of sizes and industries, Towne Insurance Agency has built relationships with large, midsize, and small employers such as First Team Toyota, American GFM Corporation, Comfort Systems of Virginia, Inc., and Eastern Carolina Vocational Center. Operating throughout Virginia, this particular office of Towne Insurance Agency extends its services to clients across the state. Thanks to their extensive experience and expertise, they have earned a good M Score, demonstrating their proficiency in meeting the insurance requirements of clients in various industries, including metalworking machinery manufacturing, home health care services, and vocational rehabilitation services. With their commitment to personalized service and comprehensive insurance solutions, Towne Insurance Agency is a trusted partner for businesses seeking reliable coverage tailored to their specific needs.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Throughout our history, South-West Insurance Agency, Inc. has focused on the needs of the people of our region, whether it is the employer looking for business insurance, group health benefit insurance or the individual in need of a personal home, car, health or life insurance policy. Keeping up with the times through the use of the latest technology has been important to us as well, however we have never strayed from personalized customer service. This distinguishes our agency from all others… “Real People Answer Our Phones”