Dye & Eskin, Inc. is one of the most prominent and trusted independent administrators of life and disability insurance products for highly compensated employees in the world. D&E is one of the most unique insurance entities in the world. Prior to the formation of D&E in 1980, Frank Dye and Rick Eskin were independent insurance salesmen with most of their attention centered in the advanced markets of estate planning and executive benefits for individuals and companies. In year 2000 much of the firm’s direction changed to the development of insurance products — teaming up with prominent insurance companies, as an administrator, to introduce products/programs that otherwise had not previously existed. D&E creates specialized, guarantee and simplified issue type life and disability insurance programs in the executive and employee benefits area. D&E is an internationally recognized insurance agency with insurance programs in all 50 U.S. states, and coverage in 38 separate countries. We specialize in marketing, administration, consultation, and sale of life and disability insurance products. D&E has built a reputation founded on the principal of integrity — and a mission committed to bringing quality products, competitive pricing, and dedicated service to agents, brokerage general agents, consultants, and clients. D&E markets to agents, brokerage general agents, and consultants — educating these entities to the value of our unique programs, so that they, in turn, will enlighten their prospects and clients. The D&E model for success has been a long term desire to produce value via creative solutions to corporate benefit needs — “Creating Victories®.” D&E has introduced a series of “first in the industry” programs… A-List Term™ InTERM® Corporate Excess Disability insurance (CEDi)® LTD5

Crescent City Benefits, located in Washington, D.C., stands out as a proficient insurance broker specializing in employer benefits. As a part of a local brokerage firm, they have developed a strong footing in the region, offering expert services primarily in medical and ancillary benefits. Their expertise is particularly notable among midsize employers, showcasing a deep understanding of the unique needs and challenges this segment faces. This office has established a robust portfolio with significant experience across diverse industries. Notably, they have excellent expertise in sectors like management, scientific, and technical consulting services, computer systems design and related services, and the religious, grantmaking, civic, professional, and similar organizations. These skills are evident in their top customers, which include notable firms like Attain Consulting Group (formerly Attain), based in Virginia with over 400 participants. This company operates in the management, scientific, and technical consulting services industry, benefiting greatly from Crescent City Benefits' tailored solutions. Another key client is Decisions, a player in the computer systems design and related services industry, also based in Virginia. With over 200 participants, their partnership with Crescent City Benefits underscores the broker's capability in handling complex benefit needs in the tech sector. Additionally, the broker serves the Legal Services Corporation, an entity within the religious, grantmaking, civic, professional, and similar organizations industry, based in D.C., with more than 110 participants. This relationship highlights their versatility and ability to cater to varied organizational structures and requirements. Overall, Crescent City Benefits’ blend of local insight, industry-specific expertise, and a commitment to midsize employers makes them a valuable partner for businesses seeking comprehensive and customized insurance and benefits solutions.

McGriff Insurance Services, a national insurance broker, operates an office in Winchester, Virginia, catering to clients of various sizes, including both large and small employers. With a focus on delivering comprehensive insurance solutions, McGriff Insurance Services has established itself as one of the top brokerages in the Winchester market. The Winchester office's notable client is Commerce Lexington Inc, a prominent employer in the insurance-related activities industry, boasting 970 members. Collaborating closely with Commerce Lexington Inc's HR and finance team, McGriff Insurance Services successfully implemented a customized PPO plan, as well as a well-designed PBM and drug plan, tailored to meet the unique needs of their members. With extensive experience in the insurance industry, McGriff Insurance Services has developed strong expertise in insurance-related activities and grocery and related product merchant wholesalers. Their knowledge spans various sectors and enables them to provide comprehensive coverage and expert guidance to their clients. McGriff Insurance Services' Winchester location proudly serves clients throughout Virginia, providing them with tailored insurance solutions and exceptional service. Their dedication to excellence and client satisfaction has contributed to their reputation as a trusted insurance partner in the region. In addition to Commerce Lexington Inc, McGriff Insurance Services serves other notable employer clients in the Winchester area, including Schenck Foods Company Inc. This diverse client portfolio showcases the breadth of their expertise and their ability to cater to the insurance needs of businesses across different industries. With their commitment to delivering personalized service, industry-leading expertise, and comprehensive insurance coverage, McGriff Insurance Services is well-positioned to meet the evolving needs of their clients in Winchester and beyond.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

McGriff Insurance Services, a renowned national insurance broker, operates an office in Richmond, Virginia, serving clients of varying sizes, including large and midsize employers. With their extensive experience in working with self-funded employers and their strong expertise in partnering with clients and PPOs, they excel at meeting the unique needs of their diverse clientele. A notable example of their success in the Richmond area is their collaboration with JTH Tax Inc, an esteemed employer in the accounting, tax preparation, bookkeeping, and payroll services industry, boasting a workforce of 530 members. McGriff Insurance Services worked closely with the HR and finance team at JTH Tax Inc. to establish a comprehensive self-funding arrangement. This included the implementation of an HMO plan, as well as a pharmacy benefit management (PBM) and drug plan tailored specifically to meet the needs of their members. The Richmond office of McGriff Insurance Services serves a range of employer clients, including Imia Group Holdings LLC, JTH Tax Inc, Tuckahoe Holdings, and Ripley Heatwole Company Inc. Their dedication to providing exceptional services and tailored insurance solutions has earned them a strong reputation in the region. With a wide range of experience and expertise across industries, McGriff Insurance Services boasts a solid M Score, indicative of their ability to deliver quality service and meet the diverse needs of their clients. They possess strong knowledge in the management of companies and enterprises, rubber product manufacturing, and nonresidential building construction industries. The Richmond location of McGriff Insurance Services continues to demonstrate their commitment to delivering comprehensive insurance solutions and personalized support to their clients in Virginia and beyond, solidifying their position as a trusted insurance brokerage in the region.

Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond. Expertise and customer service have always been the foundation of our organization, and that client-centered focus continues to guide our future. This client-centered focus is the driving force behind The MBI Difference. The MBI Mission •To listen to our clients and understand their needs. •To provide our clients with custom tailored services. •To earn the trust and respect of our clients each and every day. •To build upon our professional commitment of being subject matter experts. The MBI Difference So what’s the MBI Difference? (hint)…it all begins with you. You are the expert of your business. Let us learn from you. MBI has a wide range of expertise and tools designed to meet your needs. But really, technology without expertise and personal service is simply annoying. The MBI Difference provides you with staff that are certified, licensed, bonded, experienced, and receive extensive ongoing training to make sure that you have the information you need, when you need it. We stay ahead of the constantly changing and confusing compliance issues that directly impact you. A big component of the MBI Difference is our partnership with United Benefit Advisors, an alliance of over 140 premier independent benefit advisory firms. This allows us to offer you solutions that are innovative, customizable, and cost efficient. A Simple Philosophy with Big Results If a service improves the work lives of our clients and we’ve delivered on our promises, then we believe success has been earned. This philosophy is why MBI maintains a 98% client retention rate. Want to find out how you can make MBI a part of your team? Just call us at 800.948.1709 or contact us.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

McGriff's Roanoke, VA office stands as a pivotal resource for employers seeking comprehensive insurance solutions. As a larger office within the McGriff network, it brings a wealth of experience to the table. Specializing in catering to both local and regional employers, the team excels in managing self-funded clients, showcasing a nuanced understanding of risk management and employee benefits. Noteworthy is their diverse clientele, with key players such as Delta Star, a leader in electrical equipment and component manufacturing with over 980 participants. They've also made significant contributions to the vocational rehabilitation services sector, as evidenced by their partnership with Goodwill Industries of South Central Virginia, supporting 90+ participants. In the realm of restaurants and eating places, the Inn At Lw benefits from their expertise, serving 120+ participants. McGriff's Roanoke office demonstrates a keen focus on industries like vocational rehabilitation services and depository credit intermediation, underscoring their versatility and domain knowledge. Being part of a large national insurance brokerage firm, they leverage their extensive network and resources to offer tailored solutions. Notably, their demonstrated proficiency with small employers further solidifies their commitment to understanding and meeting the unique needs of businesses, making them a strategic partner in navigating the complexities of the insurance landscape.

Rutherfoord Benefits Services in Roanoke, VA, stands out as a distinguished insurance broker specializing in employer benefits. With a solid foundation in the local and regional market, this office excels in providing comprehensive medical and ancillary benefits solutions. Their expertise spans various industries, showcasing a remarkable track record with prominent clients. Among their notable clientele are Children's Specialty Group Pllc, a leading player in the offices of physicians industry based in VA, boasting an impressive participation of 480+. Hooker Furniture Corporation, a key player in the furniture and related product manufacturing industry in VA, relies on Rutherfoord Benefits Services for the well-being of its substantial workforce of 1280+. Additionally, Team Washington, a significant entity in the special food services industry in VA, entrusts their benefits program to this adept brokerage firm, serving a workforce of 200+. What sets Rutherfoord Benefits Services apart is their in-depth understanding of diverse sectors, including furniture and related product manufacturing, special food services, and offices of physicians. As an integral part of a local brokerage firm, this office combines local insights with industry expertise, positioning them as a valuable ally for employers seeking tailored and effective benefits solutions in the Roanoke, VA, area.