Higgin Bothams Private Limited is a media production company based out of Door No. 116, Anna Salai, Chennai, Tamil Nadu, India.

managers (PBMs) and other specific pharmacy providers. One notable example of their successful collaboration is with Genesys Works National Office, an esteemed employer in the educational services sector. HUB International partnered with their HR and finance team to establish a tailored self-funding arrangement, PPO plan, and a pharmacy benefit management (PBM) program specifically designed to cater to the unique needs of their 110-member workforce. This highlights HUB International's ability to customize insurance solutions and offer specialized support to meet the specific requirements of their clients. Serving clients across Maryland, Virginia, and West Virginia, this Houston-based branch of HUB International extends its expertise to a diverse range of employers, including Acec Life/Health Insurance Trust Benefit Consortium and Genesys Works National Office. Their extensive knowledge and experience in the insurance industry, coupled with their unwavering commitment to customer satisfaction, make HUB International a trusted partner for large and midsize employers seeking comprehensive insurance and employee benefit solutions.

Higginbotham's Tyler, TX office emerges as a pivotal player in the insurance brokerage arena, specializing in comprehensive employee benefits solutions. Leveraging extensive local and regional expertise, this branch excels in crafting tailored medical and ancillary benefit packages for employers. Their proficiency is underscored by a notable client roster, featuring industry leaders such as Jasper Ventures. A stalwart in the specialty trade contractors sector, Jasper Ventures, based in TX, entrusts Higginbotham with the welfare of 300+ participants. At the heart of their success is a commitment to understanding the unique needs of clients, ensuring that benefit offerings align seamlessly with organizational objectives. This office is an integral part of a larger regional insurance broker firm, enhancing its capabilities through broader industry insights and resources. Recognized for their nuanced approach, Higginbotham's Tyler office excels in navigating the complex landscape of employee benefits, providing a strategic advantage to local and regional employers. The team's dedication to fostering lasting client relationships is evident in their ability to consistently deliver value and address the dynamic challenges of the insurance landscape. With a focus on innovation and client satisfaction, this Higginbotham location stands as a trusted ally for employers seeking comprehensive and tailored benefits solutions.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.

As one of the premier Health Insurance Agencies in Texas, we have the experience and knowledge to make employee benefits easy. We offer a full suite of products and services including group health insurance, dental insurance, vision insurance, life insurance, disability insurance, executive benefits, consulting services and more! Through our innovation and complete suite of benefits consulting services, we offer plans that are unique and custom-built for your needs. Ranging from plan design and compliance to employee engagement and the latest benefit delivery technology, our experienced benefit professionals engineer high-quality, competitive solutions specific to your challenges. The "after the sale" service experience is huge to us and so the service level we provide is backed by our "5-Point Star Service Guarantee"​: 1. Principal Contact- Have confidence in the fact that the agent you've trusted from the beginning is the same one that plays a fundamental role in your day to day plan administration. 2. Exceptional Service Support- Our team of experienced professionals will take the lead on all insurance issues and service needs of your company and your employees. We provide the personal service touch that is missing from many of the larger agencies. You're more than just an account number to us. 3. Accessibility- We are available when you need us. All you have to do is call and in most situations, receive a same day resolution to any questions or issues you may have. 4. Client-Centered Values- We can proudly say that you come first. We always choose the benefit of our client over the benefit of the insurance carrier. 5. Technology- Through our technology platforms, we provide you with the ability to have a full benefits administration system available at no charge. We also provide you with an HR platform where you can research anything relating to HR, including speaking to a licensed HR professional that can assist you with any HR related questions.

Next Level Insurance Agency, LLC is a local insurance broker located in Addison, Texas, dedicated to providing top-notch insurance solutions to its clients. With a proven track record in the industry, Next Level Insurance Agency, LLC has established itself as a trusted partner for businesses of all sizes. One notable success story for this office is their collaboration with Epic Consolidated Operations LLC, a prominent employer with 210 members. Next Level Insurance Agency, LLC worked closely with their HR and finance team to develop a tailored self-funding arrangement that catered to the unique needs of the members. This exemplifies their expertise in serving self-funded employers. In addition to their work with Epic Consolidated Operations LLC, Next Level Insurance Agency, LLC boasts a diverse clientele that includes renowned companies such as Loloi Rugs, United Protective Services Lp, and Wichita Falls Retirement Foundation. They serve clients not only in Texas but also across Alabama and Georgia. Next Level Insurance Agency, LLC is well-versed in various industries, including investigation and security services, as well as the healthcare and social assistance sectors. Their extensive knowledge and experience in these fields enable them to offer comprehensive insurance solutions that address the specific risks and challenges faced by their clients. With their commitment to excellence and personalized service, Next Level Insurance Agency, LLC stands out as a reliable and forward-thinking insurance broker. Businesses can trust them to navigate the complex insurance landscape and find optimal coverage that safeguards their interests, allowing them to reach the next level of success.

Houston-The Woodlands-Sugar Land, TX is one of the most competitive job markets in the country and has over 50,000 employers, ranging from small businesses to large corporations. Employee benefits are an important component for all businesses in the market. Hotchkiss Insurance Houston is a local insurance broker serving the greater Houston region. they provide medical insurance, voluntary benefits and other services for small to mid size employers. their advisors have over 20 years of experience helping businesses choose the right employee benefits. Hotchkiss Insurance is a 40-year old, family-owned business that offers personal and business insurance, as well as employee benefits, in Texas. They are highly rated by customers based on their employer reviews.

CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. We are the largest Wholesaler writer in the US of multi-year WC risks. We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct. SPECIALIZATION Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. Large Workers Compensation: $250k minimum premium • Loss Sensitive Program o 3 year program o Not a Retro o No LOC or Deductibles EVER AGAIN o Profit Sharing: Reduced premium next month, not years after, for good loss experience o 50 states o A Rated Carriers o Bound business with Xmod as low as .65 and as high as 2.25 o We build the plan with you and help present the program to your insured. • RTW Insurance Programs o For accounts with Large Xmods that are trying to get a handle on claims. • Large Regional and SuperRegional carriers. o Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. Michael Hardin, President mhardin@cproassociates.com David Cauble dcauble@cproassociates.com Brook Sarratt bsarratt@cproassociates.com www.cproassociates.com

Ims Managed Care Inc is a pharmaceuticals company based out of P.O. Box 15688, Amarillo, Texas, United States.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.