Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Lewis B. Freiberg is a dedicated and knowledgeable employee benefits broker based in Raleigh, NC, who brings a personal and comprehensive approach to managing and strategizing employee benefits. With a strong local presence, Lewis and his team at jrvrgroup.com specialize in crafting tailored benefits solutions that align with the unique needs of each client. Their expertise spans a wide range of services, including health insurance, retirement planning, and wellness programs, ensuring a holistic approach to employee benefits. Proudly serving a diverse client base, including notable names such as Summit Design & Engineering Services, PLLC, and St. David's School, Lewis B. Freiberg has established a reputation for excellence in the industry. By focusing on building strong, lasting relationships with clients, Lewis ensures that each organization receives personalized attention and expert guidance. His commitment to staying abreast of the latest trends and regulations in the benefits landscape means clients are always equipped with the most effective and compliant solutions. Whether you're a small business or a larger enterprise, Lewis B. Freiberg is your trusted partner in navigating the complexities of employee benefits.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Capsur is a leading insurance broker with a dedicated office servicing clients in Louisiana and Texas. With a specialization in catering to the needs of large and midsize employers, this particular location has demonstrated its expertise by partnering with prominent businesses such as Clegg's Termite & Pest Control. As a 200-member employer in the services to buildings and dwellings industry, Clegg's Termite & Pest Control sought the assistance of Capsur's knowledgeable team to establish a tailored PPO plan, PBM, and drug plan, designed specifically to meet the unique requirements of their members. The office in Wake Forest, North Carolina, serves as a hub for Capsur's operations, providing personalized insurance solutions to a diverse range of clients. Alongside Clegg's Termite & Pest Control, notable employer clients include Lane & Associates Family Dentistry. Capsur's local presence allows them to develop a deep understanding of the regional insurance landscape and deliver exceptional service to their clients. Capsur's extensive experience spans across industries such as services to buildings and dwellings, as well as financial investment activities. This expertise enables them to offer comprehensive coverage options and expert guidance tailored to the specific needs and risks associated with these sectors. With a commitment to delivering top-notch customer service and customized insurance solutions, Capsur's dedicated team in Wake Forest, North Carolina, stands ready to assist clients in navigating the complex insurance landscape, providing peace of mind and protection for their businesses.

Greensboro Cerebra, situated in Greensboro, NC, is a prominent insurance broker specializing in employer benefits for the local and regional business community. With a strong emphasis on medical and ancillary benefits, this office location boasts a wealth of expertise tailored to meet the unique needs of employers in the vibrant Greensboro area. Cerebra's success is evident in their diverse clientele, including the well-regarded Thompson-Gordon-Shook Engineers. This industry-leading firm in architectural, engineering, and related services, with over 100 participants, trusts Greensboro Cerebra for comprehensive benefit solutions. The broker's proficiency extends beyond this notable sector, demonstrating their capability to cater to various industries within the architectural, engineering, and related services domain. As a vital component of a local brokerage firm, Greensboro Cerebra is deeply rooted in the community, offering a personalized approach to employer benefits. Their commitment to understanding the specific requirements of businesses in the region sets them apart, fostering lasting relationships with clients. Employers can rely on Greensboro Cerebra for expert guidance, strategic solutions, and a nuanced understanding of the ever-evolving landscape of medical and ancillary benefits.

Employee Benefits Marketplace in Greensboro, NC, stands out as a trusted insurance broker, specializing in providing comprehensive benefits solutions for local and regional employers. With a focus on medical and ancillary benefits, this office location has proven expertise in tailoring insurance packages to meet the specific needs of businesses in the area. One noteworthy aspect of Employee Benefits Marketplace's portfolio is its successful collaboration with prominent organizations, such as Abco Automation, a key player in the beverage manufacturing industry. Handling the benefits for over 120 participants at Abco Automation, this broker showcases its prowess in addressing the unique challenges of the beverage manufacturing sector. Moreover, Employee Benefits Marketplace is deeply ingrained in the local business landscape, demonstrating a keen understanding of the intricacies within beverage manufacturing industries. As part of a local brokerage firm, this office brings a personalized touch to its services, ensuring a deep connection with the community. With a proven track record in working with midsize employers, Employee Benefits Marketplace in Greensboro, NC, combines industry knowledge with a commitment to client satisfaction, making them a valuable partner for businesses seeking reliable and tailored employee benefits solutions.

Interactive Medical Systems (IMSflex), headquartered in Raleigh, NC, stands out as a trusted insurance broker, specializing in tailoring comprehensive employee benefit solutions for local and regional employers. With a strong focus on medical and ancillary benefits, IMSflex boasts a wealth of experience catering to the unique needs of businesses in diverse industries. This office location of IMSflex excels in providing strategic benefits consulting to companies in sectors such as veneer, plywood, and engineered wood product manufacturing. Notable clients include Lampe & Malphrus Lumber Co, a prominent player in the industry with over 410 participants, and Precision Franchising, a leader in the automotive repair and maintenance sector with more than 110 participants. What sets IMSflex apart is their in-depth expertise across various industries, offering specialized solutions that address the specific challenges and demands of clients in the veneer, plywood, and engineered wood product manufacturing, as well as automotive repair and maintenance sectors. As part of a local brokerage firm, IMSflex brings a localized approach to insurance solutions, ensuring a deep understanding of the unique dynamics of the Raleigh, NC business landscape. Businesses seeking a dedicated and knowledgeable partner in crafting effective employee benefit programs can rely on IMSflex's proven track record and industry-specific proficiency.

Since 1989, we have provided businesses and individuals with a broad range of financial services including employer retirement benefits programs, executive benefits, investments and financial planning. No matter what stage you may be in, we have one goal: to help you make smart choices with your money. RETIREMENT PLANS – Our goal is always to find the investment and administrative platform that meets your needs. To meet your fiduciary responsibilities, we can serve as 3(21) fiduciary and we commit to providing employee education. Based upon your objectives, we help you select the appropriate design from 401(k) or 403(b) to more sophisticated designs such as new comparability profit sharing or defined benefit plans. WEALTH ADVISORY – It all starts with the financial future you envision for your family. We listen, help you define your goals and get organized, and then devise and implement a plan that includes retirement planning, education planning, disability and long term care planning, life insurance needs and estate planning – all offered with support of our team of trusted advisors. INVESTMENT MANAGEMENT – We design and implement investment portfolios tailored to your risk profile and objectives. We offer a full range of investment products including mutual funds, annuities, private money managers, stocks and bonds, structured products and alternative investments. http://www.financialdirections.com/ www.finra.org www.sipc.org Securities offered through Cetera Advisors LLC, a registered broker-dealer, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. All Third party posts are the responsibility of their respective authors. These opinions and information are subject to change at anytime without notice or obligation of notification. The information is intended for informational purposes only and is not intended to provide tax, legal, or investment advice.