Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Walsh Duffield Companies, Inc. is a highly reputable insurance broker operating in Buffalo, New York, providing comprehensive insurance solutions to clients of all sizes in various industries. With a strong focus on customer service and expertise, they have earned exceptional ratings from their clients. Specializing in working with large, midsize, and small employers, Walsh Duffield Companies, Inc. offers extensive experience in serving self-funded clients, as well as working with HMOs and PPOs to ensure the best coverage options for their members. Setting themselves apart from other brokers, Walsh Duffield Companies, Inc. excels in carving out drug and pharmacy plans. Their office in Buffalo has become a trusted local insurance consultant, collaborating closely with notable clients such as Bryant & Stratton College, Inc., a prominent employer in the educational services industry with over 1,770 employees. By partnering with Bryant & Stratton College, Inc.'s HR and finance team, Walsh Duffield Companies, Inc. successfully tailored insurance plans to meet the college's specific needs. As one of the leading brokerages in the Buffalo, NY market, Walsh Duffield Companies, Inc. boasts extensive expertise across industries such as educational services, health care and social assistance, and individual and family services. Their profound knowledge and wide range of experience enable them to cater to clients' unique requirements. Expanding their services beyond New York, Walsh Duffield Companies, Inc.'s Buffalo office also serves clients in New Jersey and Pennsylvania. Some notable employer clients include CH2M Hill Bwxt West Valley LLC and Child and Family Services Eap, highlighting the diverse industries they cover. With their outstanding track record and impressive M Scores, Walsh Duffield Companies, Inc. emerges as a trusted insurance brokerage known for their extensive experience, expertise, and unwavering commitment to their clients' insurance needs.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

The same insurance policies don’t work for every business. That’s why, at NBT Insurance Agency, our advisors work with you to help manage risk and select the best policies for you from more than 100 carriers. Count on us to focus on securing insurance that meets your unique needs and budget, so you can focus on your business.

Schulman Insurance Brokerage, located in Rockville Centre, New York, is a trusted local insurance broker serving clients in New York and Texas. With a wide range of clients, including large, midsize, and small employers, Schulman Insurance Brokerage specializes in providing tailored insurance solutions to meet the unique needs of their clients. One notable example of their expertise is their work with Precision Global Consulting Inc, a leading employer in the accounting, tax preparation, bookkeeping, and payroll services industry. Schulman Insurance Brokerage collaborated closely with Precision Global Consulting's HR and finance team to design and implement a comprehensive employee benefits package. This package included a customized PPO plan, a Pharmacy Benefit Manager (PBM) solution, and a prescription drug plan, all tailored specifically to address the needs of Precision Global Consulting's 330 employees. In addition to their work with Precision Global Consulting, Schulman Insurance Brokerage has established partnerships with other esteemed employer clients such as Boston Insurance Employee Benefit Trust - Dfe, Metro Group, and Mid Island Therapy Associates LLC. Their strong expertise extends across various industries, including professional, scientific, and technical services, investment pools and funds, as well as accounting, tax preparation, bookkeeping, and payroll services. As a local insurance broker, Schulman Insurance Brokerage prides itself on providing personalized service and comprehensive insurance solutions to their diverse range of clients. With their knowledge and experience, they are committed to helping employers protect their businesses and support the well-being of their employees through effective and tailored insurance coverage

James P Reagan Agency Inc is an insurance company based out of 125 Wolf Rd, Albany, New York, United States.

Buck Global is a highly regarded regional insurance consultant specializing in serving large and midsize employers. Renowned for their exceptional customer service and expertise, they have garnered rave reviews from satisfied clients. With their office situated in the heart of New York, New York, Buck Global has established itself as a trusted insurance partner. One notable example of Buck Global's success in New York is their collaboration with Booz Allen Hamilton Inc, a prominent employer in the management, scientific, and technical consulting services industry. Working closely with the HR and finance team at Booz Allen Hamilton Inc, Buck Global crafted a comprehensive insurance package tailored to the unique needs of their 350 employees. This package included a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan. Buck Global's remarkable track record and extensive industry knowledge have earned them one of the highest M Scores achievable. This accolade reflects their wide-ranging experience, adaptability across various client sizes, industries, and insurance products. Drawing on their expertise, Buck Global specializes in providing insurance solutions to industries such as grocery and convenience retailers, management, scientific, and technical consulting services, and miscellaneous manufacturing. This diverse expertise enables them to understand the unique risks and challenges faced by their clients in these sectors. Serving clients across multiple states including California, Pennsylvania, Texas, Delaware, Virginia, Massachusetts, and Minnesota, the New York office of Buck Global boasts a portfolio of esteemed employers. Notable clients include Ai Fire LLC, Atos It Solutions and Services Inc, Booz Allen Hamilton Inc, and Colfax. Buck Global's commitment to exemplary customer service, coupled with their extensive experience and industry expertise, positions them as a leading insurance consultant for large and midsize employers.

United Benefit Solutions, LLC is a local insurance broker located in Rockville Centre, New York, dedicated to providing comprehensive insurance solutions. With a strong focus on self-funded arrangements, they excel in tailoring insurance plans to meet the unique needs of their clients. Notably, they have successfully collaborated with Planned Companies, a prominent 100-member employer in the services to buildings and dwellings industry, assisting them in establishing a self-funding arrangement. United Benefit Solutions, LLC's expertise in working with self-funded employers is a testament to their knowledge and proficiency in the insurance industry. Operating across a diverse clientele, United Benefit Solutions, LLC caters to employers of varying sizes, from large corporations to midsize and small businesses. Their impressive portfolio includes esteemed clients such as Spectrum Automotive Holdings LLC, A. I. G. Trucking Inc, Abrams Fensterman, LLP, and Allegiance Trucks LLC. This particular office of United Benefit Solutions, LLC extends its services to clients throughout New York, New Jersey, Missouri, Connecticut, Colorado, and Florida, demonstrating their commitment to providing comprehensive coverage across multiple states. With a strong emphasis on personalized service, United Benefit Solutions, LLC is well-versed in various industries, including personal services, healthcare and social assistance, as well as motor vehicle and motor vehicle parts and supplies merchant wholesalers. This extensive experience and expertise contribute to their excellent M Score, which reflects their ability to cater to a wide range of clients and industries. Whether it's assisting with self-funded arrangements or offering tailored insurance solutions, United Benefit Solutions, LLC is a trusted insurance broker dedicated to providing exceptional service and comprehensive coverage to their clients.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).