NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Nestled in the heart of Bridgeport, CT, Healthplanone, LLC stands as a reliable insurance broker, delivering unparalleled expertise to both local and regional employers. Specializing in comprehensive medical and ancillary benefits, this office location is a cornerstone for businesses seeking optimal employee coverage. With a proven track record, Healthplanone, LLC in Bridgeport has successfully catered to a diverse range of clients, including the prominent Health Plan One in the agencies, brokerages, and insurance-related activities industry. Impressively, they boast a robust clientele of over 1310 participants, a testament to their commitment to providing effective insurance solutions. This local brokerage firm prides itself on a deep understanding of the unique needs of the community. Their seasoned professionals navigate the intricacies of employer benefits with finesse, ensuring that businesses receive tailored solutions that align with their goals and values. Healthplanone, LLC in Bridgeport not only excels in providing insurance solutions but also fosters strong client relationships. Their commitment to personalized service sets them apart, creating a partnership that goes beyond transactions. For employers seeking a trusted ally in navigating the complex landscape of employee benefits, this Bridgeport-based office stands as a beacon of expertise and reliability.

York International is one of the leading independent insurance brokers in the nation. Established in 1985, at the firm’s core is a deep connection to serving the needs of the New York real estate community. As we grew, our focus diversified into additional industries and the related areas of insurance and risk management. We have established significant employee benefit, high net worth personal and life insurance practices along side our broad commercial P&C expertise. Our high quality standards and commitment to professional development has been recognized by our industry peers. The Independent Insurance Agents and Brokers of America has named York as one of only a handful of firms to be awarded the distinction of being a Best Practices Agency for the past 10 years in a row. Every client routinely interacts with a shareholder of the firm on a daily basis; we believe this makes a difference in the quality of our client and insurer interactions. And, our commitment to remain an independent firm is vital to our success and is in alignment with the goals of our clients, colleagues, insurance markets and the community we serve.

Fieldstone Insurance Broker is a reputable local firm located in Rochelle Park, New Jersey. With a solid track record in the insurance industry, their services extend to clients throughout New York. One noteworthy success story is their partnership with Tcv, a prominent employer in the management of companies and enterprises industry, boasting a membership of 100 employees. Fieldstone collaborated closely with Tcv's HR and finance team to devise a tailor-made self-funding arrangement that perfectly aligned with the unique requirements of their members. This achievement exemplifies Fieldstone's commitment to delivering personalized insurance solutions for their clients. Catering to a diverse clientele, Fieldstone boasts an impressive portfolio of large and midsize employers. They have established themselves as experts in the management of companies and enterprises as well as financial investment activities industries. Their expertise in these sectors ensures that they possess a deep understanding of the specific challenges and needs faced by businesses operating within them. Fieldstone has gained considerable experience working with self-funded employers, enabling them to navigate the complexities of this insurance model adeptly. Through their comprehensive knowledge and strategic guidance, they have helped numerous organizations achieve financial stability and optimal coverage. In addition to their successful partnership with Tcv, Fieldstone serves esteemed employer clients such as Soros Fund Management LLC, solidifying their reputation as a trusted insurance broker in the region. With a focus on providing customized solutions and leveraging their expertise in multiple industries, Fieldstone Insurance Broker stands as a reliable partner for businesses seeking tailored insurance services in the New York area.

Associated Community Brokers, located in Bridgeport, Connecticut, stands out as a distinguished insurance broker specializing in employer benefits. This local brokerage firm has carved a niche in providing tailored insurance solutions, particularly in the medical and ancillary benefits sectors. They are recognized for their adept handling of large employer groups, showcasing their capability to manage complex and sizeable insurance needs effectively. Their client portfolio is impressive and diverse, featuring prominent names in various industries. Notably, Connecticut Orthopaedic Specialists PC, a leading entity in the offices of physicians industry, benefits from their services, entrusting the insurance needs of over 500 participants to them. Additionally, Greenwich Aerogroup, a significant player in the air transportation industry in Connecticut, relies on Associated Community Brokers for the insurance needs of its 1040+ participants. Another esteemed client, RC Bigelow in the food manufacturing industry, further underscores the broker's prowess, with 610+ participants under their care. What sets Associated Community Brokers apart is their deep-rooted understanding and expertise in specific industries, particularly offices of physicians and air transportation. This specialized knowledge enables them to offer tailored solutions that are not only effective but also highly relevant to the unique challenges and requirements of these sectors. Their role as a local brokerage firm adds a personal touch to their services, fostering strong community ties and a deep understanding of the regional business landscape. This localized approach, combined with their proven track record with large employers, makes Associated Community Brokers a reliable and insightful partner for businesses seeking comprehensive and customized insurance solutions.

Coastal Benefits, a local brokerage firm based in New York, NY, stands out for its proficiency in tailoring employer benefits, particularly in medical and ancillary benefits. This office showcases an impressive track record of serving both local and regional employers, demonstrating a deep understanding of diverse industry needs. One of their notable clients is Van Eck Associates Corporation, a prominent player in the financial investment activities sector, headquartered in New York. Coastal Benefits has successfully managed benefits for over 250 participants at Van Eck, underscoring their capacity to handle large-scale operations. In the rubber product manufacturing industry, Coastal Benefits has made a significant impact through their work with Ames Rubber Corporation in New Jersey. Managing benefits for more than 70 participants, their expertise in this sector is evident. Another area of their proficiency is the legal services industry, highlighted by their collaboration with Mandelbaum Barrett Pc in New Jersey. Here, Coastal Benefits has catered to over 120 participants, demonstrating their adaptability and knowledge in various industry environments. Coastal Benefits' strength lies in their localized approach, which allows them to offer personalized services that align with the specific needs of each client. Their experience across diverse industries like rubber product manufacturing and legal services, combined with their capability to handle a wide range of participant sizes, makes them a versatile and reliable choice for employer benefits solutions. Their commitment to understanding and addressing the unique requirements of each client sets them apart, ensuring that the benefits they offer are not just comprehensive, but also precisely tailored to each organization's specific context and objectives.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Wade Johnson USI, located in the heart of New York, NY, stands out as a premier insurance broker specializing in employer benefits. With a dedicated focus on medical and ancillary benefits, this office boasts a wealth of expertise in catering to the unique needs of local and regional employers. Their commitment to excellence is evident in their successful partnerships, including the Northland Dealers Investment Group, a prominent player in the automobile dealers industry based in MN, boasting a participant count exceeding 40. What sets Wade Johnson USI apart is not just their extensive client portfolio but also their in-depth knowledge of specific sectors, such as the automobile dealers industry. Demonstrating a remarkable understanding of the nuances within this sector, they have become a trusted advisor for businesses seeking tailored insurance solutions. As a key player in the local brokerage firm scene, this office brings a personalized touch to the insurance brokerage experience. Their proactive approach and commitment to staying abreast of industry trends make them an invaluable resource for employers navigating the complex landscape of employee benefits. For those seeking a reliable partner in optimizing their benefits offerings, Wade Johnson USI in New York, NY, emerges as a strategic choice with proven expertise and a local touch.

Marilyn Goldfischer's office in New York, NY, stands out as a trusted insurance broker specializing in providing tailored solutions for employer benefits. With a strong focus on medical and ancillary benefits, this office location brings valuable expertise to the table for local and regional employers. One of Marilyn Goldfischer's notable strengths lies in their extensive experience working with businesses in diverse industries. They have successfully served clients such as Pgt Trucking, a leader in the general freight trucking industry based in PA, boasting over 420 participants. Additionally, their impressive track record includes serving Valley National Bank, a prominent player in the depository credit intermediation industry based in NJ, with over 1480 participants. What sets this office apart is their comprehensive understanding of various sectors, including general freight trucking and depository credit intermediation. Their knowledge extends beyond insurance solutions, encompassing the intricacies and unique needs of these industries. Marilyn Goldfischer's New York, NY, office is an integral part of a local brokerage firm, ensuring a deep connection to the community and a commitment to personalized service. Employers evaluating this office can count on their expertise and dedication to crafting employer benefit packages that address their specific requirements.

Wealth Advisory Group has been empowering people with sound financial strategies since 1933. We employ a disciplined, comprehensive approach to wealth management. Our goal is to help you achieve the quality of life you’ve always imagined. More than 100 Associates are here to guide you through a full range of planning that may include insurance and investments tailored specifically for your needs. Wealth Advisory Group, LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Fl, New York, NY 10017, 212-541-8800. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Wealth Advisory Group LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2022-141079 Exp 07/24